Core Points - The company has released its unaudited third-quarter financial report for 2025, ensuring the accuracy and completeness of the information provided [2][3][41] - The board of directors has approved the appointment of new senior management personnel, including a new Chief Risk Officer and Chief Financial Officer [21][25][29] Financial Data Summary - As of the end of September 2025, the total assets of the group reached RMB 45,863.58 billion, an increase of RMB 2,098.67 billion or 4.80% compared to the end of the previous year [9] - The total loans amounted to RMB 24,355.94 billion, up by RMB 692.77 billion or 2.93% year-on-year [9] - The total liabilities were RMB 42,137.51 billion, increasing by RMB 2,029.44 billion or 5.06% [9] - The total deposits reached RMB 23,389.60 billion, reflecting an increase of RMB 1,875.90 billion or 8.72% [9] - The total profit for the period was RMB 243.22 billion, a decrease of RMB 7.23 billion or 2.89% year-on-year [9] - The net profit attributable to shareholders was RMB 179.82 billion, down by RMB 5.29 billion or 2.86% [9] - The cost-to-income ratio was 29.95%, a decrease of 0.21 percentage points year-on-year [9] Asset Quality and Capital Adequacy - The non-performing loan ratio stood at 1.58%, a decrease of 0.02 percentage points from the end of the previous year [9] - The provision coverage ratio was 149.33%, down by 12.56 percentage points [9] - The loan provision ratio was 2.36%, a decrease of 0.23 percentage points [9] - The core Tier 1 capital adequacy ratio was 9.33%, Tier 1 capital adequacy ratio was 11.14%, and total capital adequacy ratio was 12.63%, all meeting regulatory requirements [11][12] Management Changes - Liu Xiaoli has resigned as Chief Risk Officer due to work changes, effective October 22, 2025 [18][19] - Liu Xiaoli has been appointed as Chief Operating Officer, with her term starting from the board's approval [22][23] - Fang Yi has been appointed as the new Chief Risk Officer, pending regulatory approval [25][26] - Liu Yue has been appointed as Chief Financial Officer, also pending regulatory approval [28][29] Other Important Information - The company issued RMB 200 billion in green financial bonds in July 2025, with a maturity of three years and an interest rate of 1.66% [16] - The board has approved changes to the amortization period for software assets, extending it from three years to five years [35][52]

Group 1: 华夏银行 Financial Performance - In Q3 2025, 华夏银行 reported operating revenue of 19.36 billion yuan, a year-on-year decrease of 15.02% [1][2] - The net profit attributable to shareholders was 6.51 billion yuan, an increase of 7.62% year-on-year [1][2] - For the first three quarters, the bank's operating revenue was 64.88 billion yuan, down 8.79% year-on-year, while net profit decreased by 2.86% to 17.98 billion yuan [1][2] Group 2: 华夏银行 Key Financial Ratios - Basic earnings per share remained stable at 0.38 yuan for Q3 and 1.04 yuan for the first three quarters [2] - The weighted average return on equity was 1.98% in Q3, down 0.12 percentage points year-on-year [3] - The total assets at the end of the reporting period were 4.586 trillion yuan, an increase of 4.80% from the end of the previous year [2] Group 3: 不良贷款和拨备情况 - The non-performing loan ratio was 1.58%, a decrease of 0.02 percentage points from the end of the previous year [3] - The provision coverage ratio was 149.33%, down 12.56 percentage points year-on-year [3] - The loan provision ratio was 2.36%, a decrease of 0.23 percentage points from the end of the previous year [3] Group 4: 华工科技 Financial Performance - 华工科技 reported Q3 2025 operating revenue of 3.41 billion yuan, a decrease of 10.33% year-on-year, while net profit increased by 31.15% to 410 million yuan [4][5] - For the first three quarters, the company achieved operating revenue of 11.04 billion yuan, a year-on-year increase of 22.62%, and net profit of 1.32 billion yuan, up 40.92% [4][5] Group 5: 汇川技术 Financial Performance - 汇川技术 reported operating revenue of 316.63 billion yuan for the first three quarters, a year-on-year increase of 24.67%, with net profit rising by 26.84% to 42.54 billion yuan [6][7] - In Q3, the company achieved operating revenue of 111.53 billion yuan, up 21.05% year-on-year, and net profit of 12.86 billion yuan, an increase of 4.04% [6][7] Group 6: 宝丰能源 Financial Performance - 宝丰能源 reported operating revenue of 355.45 billion yuan for the first three quarters, a year-on-year increase of 46.43%, with net profit rising by 97.27% to 89.5 billion yuan [8][9] - In Q3, the company achieved operating revenue of 127.25 billion yuan, up 72.49% year-on-year, and net profit of 32.32 billion yuan, an increase of 162.34% [8][9] Group 7: 生益科技 Performance Forecast - 生益科技 expects net profit for the first three quarters of 2025 to be between 2.42 billion and 2.46 billion yuan, representing a year-on-year increase of 76% to 79% [10] - The increase is attributed to higher sales of copper-clad laminates and improved product structure [10] Group 8: 巨化股份 Financial Performance - 巨化股份 reported Q3 2025 operating revenue of 70.62 billion yuan, a year-on-year increase of 21.22%, with net profit rising by 186.55% to 11.97 billion yuan [11] - For the first three quarters, the company achieved operating revenue of 203.94 billion yuan, up 13.89%, and net profit of 32.48 billion yuan, an increase of 160.22% [11] Group 9: 电投能源 Financial Performance - 电投能源 reported Q3 operating revenue of 79.39 billion yuan, a year-on-year increase of 3.34%, while net profit decreased by 8.52% to 13.31 billion yuan [21][22] - For the first three quarters, the company achieved operating revenue of 224.03 billion yuan, up 2.72%, and net profit decreased by 6.40% to 41.18 billion yuan [21][22]

华夏银行三季度营收降幅超15% 今年7月至9月，华夏银行营业收入同比降幅明显，单季营收193.59亿元，较上年同比减少15.02%，受此拖累， 今年前三季度该行营收同比下降8.79%。 不过，该行净利润却在营收减少的情况下实现净利润增长。其中该行第三季度归属于上市公司股东的净利润为 65.12亿元，较上年同期增长4.61亿元，增幅7.62%。拉长时间来看，今年前三季度该行净利润仍同比减少5.29 亿元，降幅2.86%。 拆解华夏银行各项财务数据，今年该行前三季度营收较上年变化较大的指标因素主要来源于"公允价值变动收 益"，今年前三季度该项数据为-45.05亿元，较上年的33.26亿元下降78.31亿元。另外，收入构成方面，该行利 息净收入为462.94亿元，同比减少7.64亿元，降幅1.62%；手续费及佣金净收入为46.94亿元，同比增长8.33%。 资产负债端来看，截至9月末，华夏银行贷款余额为24355.94亿元，比上年末增加692.77亿元，增长2.93%；存 款总额23389.60 亿元，比上年末增加1875.90亿元，增长8.72%。 资产总额方面，该行9月末总规模达4.59万亿元，尽管资产于年内扩 ...

Major Events - Former Chairman of Beiyin Wealth Management, Fang Yi, has joined Huaxia Bank as Chief Risk Officer, pending regulatory approval [4] - Xilai Materials' subsidiary plans to invest 2 billion yuan in a semiconductor core component project, expected to generate over 1.5 billion yuan in annual output after reaching production [5][6] - Huatai Securities' subsidiary Huatai Futures has appointed Zhao Changtao as the new chairman [7] - Chuanfa Longmang's subsidiary plans to invest 366 million yuan in a 100,000 tons/year lithium dihydrogen phosphate project [8] - Huagong Technology is planning to issue H-shares and apply for listing on the Hong Kong Stock Exchange [9] - Jiangsu Leili's actual controller has changed from Su Jianguo to both Su Jianguo and Su Da due to internal share transfers [10] - Electric Power Investment Energy has been unable to contact independent director Han Fang, but this does not affect the board's operation [11] - Qiaqia Food's subsidiary is establishing an investment company focused on the leisure food industry with a total investment of 4 billion yuan [12][13] - Steel Research High-tech plans to set up a wholly-owned subsidiary in Saudi Arabia with an investment of up to 138 million yuan [14] - Yangjie Technology has terminated the acquisition of 100% equity in Better Electronics due to differences in business types and management [15] Performance Reports - Youfa Group reported a 2320.53% increase in net profit for Q3, despite a 3.97% decline in revenue [16] - Zhuoyi Information's net profit increased by 2074.65% in Q3, with revenue growth of 2.52% [17] - North Navigation's Q3 net profit surged by 1681.27%, with a 52.12% increase in revenue [18] - Tianneng Heavy Industry's net profit grew by 1359.03% in Q3, driven by increased sales of tower tubes [19] - Te Yi Pharmaceutical's net profit rose by 985.18% in Q3, with significant growth in traditional Chinese medicine sales [20] - Hualgreen Bio's Q3 net profit increased by 619.37%, with a 35.24% rise in revenue [21] - Zhenlei Technology's net profit grew by 598.09% in Q3, supported by strong revenue growth [22] - Shengyi Electronics expects a net profit increase of 476% to 519% for the first three quarters of 2025 [23] - Glodon reported a 244.89% increase in Q3 net profit, despite a slight decline in revenue [24] - Yingli Co., Ltd. saw a 229.14% increase in Q3 net profit, with a 14.73% rise in revenue [25] - Guangkang Biochemical's Q3 net profit increased by 236.87%, despite a decline in revenue [26] - High-speed Electric's Q3 net profit rose by 242.35%, with a 44.51% increase in revenue [27] - Wide Special Materials reported a 213.65% increase in net profit for Q3, driven by improved gross margins [28] - Baofeng Energy's Q3 net profit increased by 162.34%, attributed to increased production capacity [29] - Sanfu Co., Ltd. reported a 162.25% increase in Q3 net profit, driven by improved profitability of potassium and silane products [30] - Wuku New Energy's Q3 net profit increased by 106.31%, despite a loss in the first three quarters [32] - Pioneering Technology's Q3 net profit grew by 94.01%, supported by a recovery in the household energy storage market [33] - Sanlife Guojian's net profit increased by 71.15% in Q3, driven by project collaboration and CDMO business growth [34] - BGI Genomics reported a loss of 120 million yuan in the first three quarters, despite revenue growth [35] - Rejing Bio reported a net loss of 10.9 million yuan in the first three quarters, impacted by industry policies [36] - Jiangshan Oupai reported a net loss of 51.58 million yuan in Q3, attributed to market downturns and increased competition [38] - Taiping Bird reported a net loss of 49.45 million yuan in Q3, due to declining revenue and increased inventory losses [39] - Zhongke Tongda reported a loss of 6.87 million yuan in the first three quarters, affected by project delays and market competition [40] - Wolong New Energy reported a loss of 579.7 thousand yuan in Q3, transitioning from profit to loss [41] Major Contracts - Jinggong Steel Structure signed a significant overseas project contract worth approximately 1.23 billion yuan [42][43] - New Beiyang's subsidiary won a 105 million yuan postal equipment outsourcing project [44] - Maipu Medical plans to sign product sales agency agreements with related parties, with estimated procurement amounts of 21.5 million yuan and 3.5 million yuan [45] Shareholding Changes - Yunlu Co., Ltd. shareholder Guo Keyun plans to reduce his stake by up to 3% [46] Financing - Xinda Securities has received approval from the CSRC to issue up to 10 billion yuan in technology innovation corporate bonds [47]

智通财经APP讯，华夏银行(600015.SH)披露2025年第三季度报告，公司前三季度实现营收648.81亿元， 同比下降8.79%;归属于上市公司股东的净利润179.82亿元，同比下降2.86%;扣非净利润178.22亿元，同 比下降3.65%;基本每股收益1.04元。 ...

华夏银行 视觉中国 资料图 华夏银行前三季度营收、净利双降，第三季度净利增逾7%。 10月23日，华夏银行披露的2025年第三季度报告显示，2025年前三季度，华夏银行实现营业收入648.81亿元，同比下降8.79%；实现归母净利润 179.82亿元，同比下降2.86%。 具体到第三季度而言，报告披露，2025年第三季度，华夏银行实现营业收入193.59亿元，同比下降15.02%；实现归母净利润65.12亿元，同比增长 7.62%。 华夏银行1992年10月在北京成立，1996年4月完成股份制改造，2003年9月首次公开发行股票并上市交易，是全国第五家上市银行。 责任编辑：李琳琳 资产负债方面，截至2025年9月末，华夏银行资产总额45863.58亿元，较上年末增长4.8%，其中贷款总额24355.94亿元，较上年末增长2.93%；负债 总额42137.51亿元，较上年末增长5.06%，其中存款总额23389.6亿元，较上年末增长8.72%。 资产质量方面，截至2025年9月末，华夏银行不良贷款"一升一降"，不良贷款余额384.56亿元，较上年末上升5.42亿元，不良贷款率1.58%，较上年 末下降0.02个 ...

格隆汇10月23日丨华夏银行(600015.SH)公布，2025年第三季度实现营业收入193.59亿元，同比下降 15.02%；归属于上市公司股东的净利润65.12亿元，同比增加7.62%；基本每股收益0.38元。前三季度实 现营业收入648.81亿元，同比下降8.79%；归属于上市公司股东的净利润179.82亿元，同比下降2.86%； 基本每股收益1.04元。 ...

每经AI快讯，华夏银行（SH 600015，收盘价：7元）10月23日晚间发布公告称，公司第九届第十二次 董事会会议于2025年10月22日在北京以现场方式召开。会议审议了《关于聘任本行相关高级管理人员的 议案》等文件。 2025年1至6月份，华夏银行的营业收入构成为：利息收入占比149.31%，非利息收入占比12.84%。 每经头条（nbdtoutiao）——四次登上央视，知名大佬"消失"5年，我们在水果仓库找到了他！从月薪 5000到千亿市值公司联席总裁，他45岁再创业 （记者 王晓波） 截至发稿，华夏银行市值为1114亿元。 ...

华夏银行股份有限公司独立董事的独立意见 根据《银行保险机构公司治理准则》《上市公司独立董事管 理办法》及《华夏银行股份有限公司章程》等有关规定，我们作 为华夏银行股份有限公司（以下简称"本行"）的独立董事，本 着诚信、独立、勤勉的原则，审阅了本行提供的第九届董事会第 十二次会议相关文件，在了解相关信息的基础上，对本行相关事 宜发表独立意见如下： 一、关于聘任相关高级管理人员的独立意见 本次会议审议的《关于聘任本行相关高级管理人员的议案》 是根据相关法律法规、监管规定和公司章程等有关规定提出的， 该议案所涉及的刘小莉女士、方宜先生、刘越女士的提名及薪档 的确定、审议、表决程序均符合相关规定，不存在损害本行及中 小股东利益的情况。 经审阅刘小莉女士、方宜先生、刘越女士的履历和相关资料， 了解其职业、工作经历等情况，我们认为刘小莉女士、方宜先生、 刘越女士相应的任职资格符合法律法规、监管规定和公司章程等 有关规定，且具有履职所需的相关知识、经验和能力。我们同意 董事会聘任刘小莉女士为首席运营官、聘任方宜先生为首席风险 官、聘任刘越女士为首席财务官，并同意前述三人薪档的确定。 2025 年 10 月 22 日 本次会 ...

A 股代码：600015 A 股简称：华夏银行 编号：2025—52 华夏银行股份有限公司首席风险官离任公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、离任基本情况 华夏银行股份有限公司（以下简称"本行"）董事会收到首席风险官刘小莉女士 的书面辞职报告。刘小莉女士因工作变动原因，辞去本行首席风险官职务，自 2025 年 10 月 22 日起生效，具体情况如下： | 姓名 | 离任职务 | | 离任时间 | | 原定任期 | | 离任 | 是否继续 在本行及 | 具体职务 | 是否存在 未履行完 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | | | | 到期日 | | 原因 | 其控股子 | （如适用） | 毕的公开 | | | | | | | | | | 公司任职 | | 承诺 | | 刘小莉 | 本 行 首 席 | | 年 2025 | 年 2027 | | | 工作 | 是 | 本 行 首 席 | 否 | | ...