Core Viewpoint - China Minsheng Bank has been listed in the shell company registry by the Beijing Communications Administration, indicating potential issues with its Internet Content Provider (ICP) filing [1][2]. Group 1: Regulatory Actions - The Beijing Communications Administration is conducting a cleanup of shell ICP filings to improve the accuracy of registration information, with a public notice period from March 30, 2026, to April 5, 2026 [1][2]. - Entities listed as shell companies are required to rectify their registration information within the specified period, or their ICP filings will be canceled [1][2]. Group 2: Company Information - China Minsheng Bank was established on February 7, 1996, and is classified as a large commercial bank with a registered capital of approximately 43.78 billion RMB and a paid-in capital of approximately 43.78 billion RMB [2][3]. - The bank has 52,285 insured employees and is headquartered at 2 Fuxingmennei Street, Xicheng District, Beijing [2][3]. Group 3: Shareholder Information - Major shareholders include Hong Kong Central Clearing Limited (18.93% stake), Dajia Life Insurance Co., Ltd. (10.3% stake in universal insurance and 6.49% in traditional insurance), Shenzhen Liyue Group Co., Ltd. (4.49%), and New Hope Liuhe Investment Co., Ltd. (4.18%) [3].

格隆汇3月30日丨民生银行(600016.SH)发布2025年年报显示，公司全年实现营业收入1428.65亿元，同比 增长4.82%；归母净利润305.63亿元，同比下滑5.37%；扣非归母净利润309.26亿元，同比下滑4.19%。 对全体股东10派0.53元。 ...

格隆汇3月30日丨民生银行(01988.HK)公布年度业绩，2025年度，集团实现营业收入人民币1,396.77亿元 (单位下同)，同比增加65.54亿元，增幅4.92%。其中，利息净收入1,001.26亿元，同比增加14.36亿元， 增幅1.46%，利息净收入同比增长受益于规模增长和净息差企稳。规模方面，集团生息资产日均规模 71,489.10亿元，同比增加711.25亿元，增幅1.00%；净息差方面，该行不断优化业务结构，严格落实存 款自律要求，开展精细化定价管理，推动净息差趋势改善，报告期内集团净息差1.40%，同比提升 1BP。报告期内，集团实现非利息净收入395.51亿元，同比增加51.18亿元，增幅14.86%。同时，集团加 大不良资产处置力度，归属于该行股东的净利润305.63亿元，同比减少17.33亿元，降幅5.37%。拟向股 东每10股派发现金股利人民币0.53元。 截至报告期末，集团资产总额78,325.67亿元，比上年末增加175.98亿元，增幅0.23%。其中，一般性贷 款规模与占比双增，期末余额43,043.60亿元，比上年末增加728.89亿元，增幅1.72%，在资产总额中占 比5 ...

Core Insights - The core viewpoint of the articles is the financial performance of Minsheng Bank in its 2025 annual report, highlighting both revenue growth and a decline in net profit. Financial Performance - The bank achieved an operating income of 142.865 billion yuan, an increase of 6.575 billion yuan year-on-year, representing a growth rate of 4.82% [1] - Net interest income reached 100.126 billion yuan, up by 1.436 billion yuan year-on-year, with a growth rate of 1.46%, benefiting from asset scale growth and stable net interest margin [1] - The net profit attributable to shareholders was 30.563 billion yuan, a decrease of 1.733 billion yuan year-on-year, reflecting a decline of 5.37% [1] Asset Quality - The total amount of non-performing loans was 66.154 billion yuan, an increase of 0.544 billion yuan compared to the end of the previous year [2] - The non-performing loan ratio stood at 1.49%, rising by 0.02 percentage points from the end of the previous year [2] - The provision coverage ratio was 142.04%, which increased by 0.10 percentage points compared to the end of the previous year [2] Non-Interest Income - The bank reported non-interest income of 42.739 billion yuan, an increase of 5.139 billion yuan year-on-year, with a growth rate of 13.67% [1]

格隆汇3月30日丨民生银行(01988.HK)公布年度业绩，2025年度，集团实现营业收入人民币1,396.77亿元 (单位下同)，同比增加65.54亿元，增幅4.92%。其中，利息净收入1,001.26亿元，同比增加14.36亿元， 增幅1.46%，利息净收入同比增长受益于规模增长和净息差企稳。规模方面，集团生息资产日均规模 71,489.10亿元，同比增加711.25亿元，增幅1.00%；净息差方面，该行不断优化业务结构，严格落实存 款自律要求，开展精细化定价管理，推动净息差趋势改善，报告期内集团净息差1.40%，同比提升 1BP。报告期内，集团实现非利息净收入395.51亿元，同比增加51.18亿元，增幅14.86%。同时，集团加 大不良资产处置力度，归属于该行股东的净利润305.63亿元，同比减少17.33亿元，降幅5.37%。拟向股 东每10股派发现金股利人民币0.53元。 截至报告期末，集团不良贷款总额661.54亿元，比上年末增加5.44亿元；不良贷款率1.49%，比上年末 上升0.02个百分点；拨备覆盖率142.04%，比上年末上升0.10个百分点。 截至报告期末，集团资产总额78,325.6 ...

3月30日，民生银行发布2025年年度报告。2025年，集团实现营业收入1428.65亿元，同比增加65.75亿 元，增幅4.82%。其中，利息净收入1001.26亿元，同比增加14.36亿元，增幅1.46%，净息差1.40%，同 比提升1BP。非利息净收入427.39亿元，同比增加51.39亿元，增幅13.67%。归属于本行股东的净利润 305.63亿元。 （民生银行） (编辑：钱晓睿)关键字： 截至2025年末，集团资产总额78325.67亿元，比上年末增加175.98亿元，增幅0.23%。其中，一般性贷 款规模与占比双增，期末余额43043.60亿元，比上年末增加728.89亿元，增幅1.72%，在资产总额中占 比54.95%，比上年末上升0.80个百分点。负债总额71293.70亿元，比上年末下降290.31亿元，降幅 0.41%。其中，吸收存款总额42772.38亿元，比上年末增加281.43亿元，增幅0.66%，在负债总额中占比 59.99%，比上年末上升0.63个百分点；个人存款增长稳健，占比持续提升，期末余额增加918.64亿元， 占比提升1.94个百分点。 资产质量方面，截至2025年末，集 ...

规模方面，集团生息资产日均规模71,489.10亿元，同比增加711.25亿元，增幅1.00%；净息差方面，本 行不断优化业务结构，严格落实存款自律要求，开展精细化定价管理，推动净息差趋势改善，报告期内 集团净息差1.40%，同比提升1BP。非息收入方面，本行围绕基础客户、基础产品、基础服务，持续加 强经营管理能力，推动手续费及佣金净收入增长，同时抓住市场机会增加投资收益。报告期内，集团实 现非利息净收入395.51亿元，同比增加51.18亿元，增幅14.86%。同时，集团加大不良资产处置力度， 归属于本行股东的净利润305.63亿元，同比减少17.33亿元，降幅5.37%。拟每10股派发现金股利人民币 0.53元(含税)。 格隆汇3月30日丨民生银行(01988.HK)公布2025年年度业绩，报告期内，集团实现营业收入1,396.77亿元 (人民币，下同)，同比增加65.54亿元，增幅4.92%。其中，利息净收入1,001.26亿元，同比增加14.36亿 元，增幅1.46%，利息净收入同比增长受益于规模增长和净息差企稳。 ...

Core Viewpoint - Minsheng Bank reported its 2025 performance, showing a mixed financial outcome with a slight increase in revenue but a decrease in net profit [1] Financial Performance - Operating revenue reached approximately 139.68 billion yuan, representing a year-on-year growth of 4.92% [1] - Net interest income was 100.13 billion yuan, an increase of 1.46% compared to the previous year [1] - Net profit attributable to shareholders was about 30.56 billion yuan, reflecting a year-on-year decrease of 5.37% [1] - Basic earnings per share stood at 0.63 yuan, with a proposed cash dividend of 0.53 yuan for every 10 shares [1] Asset and Liability Overview - Total assets amounted to 783.26 billion yuan, an increase of 17.60 billion yuan, or 0.23%, from the end of the previous year [1] - Total liabilities were 712.94 billion yuan, showing a decrease of 29.03 billion yuan, or 0.41%, compared to the end of the previous year [1] Loan Quality Metrics - Total non-performing loans reached 66.15 billion yuan, an increase of 0.54 billion yuan [1] - The non-performing loan ratio was 1.49%, up by 0.02 percentage points from the end of the previous year [1] - The provision coverage ratio was 142.04%, an increase of 0.10 percentage points from the end of the previous year [1]

Core Viewpoint - Minsheng Bank emphasizes its commitment to high-quality development and service to the real economy, marking 2025 as a pivotal year in its reform and growth journey, guided by the principles of Xi Jinping's thought on socialism with Chinese characteristics for a new era [2][9]. Financial Performance - The bank achieved a total operating income of 142.865 billion yuan, representing a year-on-year growth of 4.82% [2][9]. - The loan balance for technology enterprises increased by 9.7% compared to the previous year, while green finance loans grew by 20% [2][9]. - The balance of loans for inclusive small and micro enterprises rose by 2.3% year-on-year [2][9]. Customer Service and Engagement - The retail customer base reached 143 million, a growth of 6.46% from the previous year, with private banking customers increasing by 20% [3][10]. - The bank implemented a high-efficiency service model, enhancing customer service systems and responsibilities [3][10]. Risk Management and Compliance - Minsheng Bank established a comprehensive risk management and compliance system, emphasizing that compliance is a core competitive advantage [4][11]. - The deposit interest rate decreased to 1.74%, down by 40 basis points, while the net interest margin improved to 1.40%, up by 1 basis point year-on-year [3][10]. Social Responsibility and ESG - The bank has been recognized for its efforts in social responsibility, receiving the highest rating of "AAA" from MSCI for its ESG performance [5][12]. - The "ME Public Welfare Innovation Funding Program" benefited 418,000 individuals, showcasing the bank's commitment to community support [5][12]. Future Outlook - In 2026, Minsheng Bank aims to focus on enhancing customer service quality, optimizing asset-liability structure, and strengthening risk management [6][12][13]. - The bank plans to leverage digital empowerment to stimulate growth potential, advancing its business architecture and AI applications [6][13].

海外監管公告 （在中華人民共和國註冊成立的股份有限公司） （股份代號：01988） 茲載列本行在上海證券交易所網站及中國報章刊登之《中國民生銀行股份有限公 司2025年度可持續發展(ESG)報告摘要》，僅供參閱。 承董事會命 中國民生銀行股份有限公司 董事長 高迎欣 中國，北京 2026年3月30日 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條由中國民生銀行 股份有限公司（「本行」）作出。 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史玉柱先生、宋春風先生、梁鑫傑先生、林立先生及鄭海陽 先生；獨立非執行董事為曲新久先生、溫秋菊女士、宋煥政先生、楊志威先生、 程鳳朝先生及劉寒星先生。 中国民生银行股份有限公司 2025 年度可持续发展（ESG）报告 ...