Capital Position* 14.2% 13.1% 13.1% 8.7% 8.4% 10.5% 8.5% 7.0% 4.0% 0.0% 4.0% 8.0% 12.0% 16.0% TOTAL CAPITAL TIER 1 CAPITAL TIER I COMMON EQUITY TIER I LEVERAGE TANGIBLE COMMON EQUITY* CATC Minimum Capital Required** MMDA & Other Savings 36% Time Deposits 14% 26% Consumer Deposits- 48% Commercial Deposits- 52% 2019, 2020 and 2022 include acquired balances from Optima Bank & Trust Company, Wellesley Bancorp, Inc., and Northmark Bank, respectively. 1: Adjusted net interest margin excludes the impact of merger ...

FORM 10-Q Registrant's telephone number, including area code: (617) 876-5500 Securities registered pursuant to Section 12(b) of the Act: Common Stock CATC NASDAQ (Title of each class) (Trading symbol) (Name of each exchange on which registered) i l CAMBRIDGE BANCORP AND SUBSIDIARIES UNAUDITED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-------------------------------------------------------------------|-------|------------------- ...

Thanks, Chris. Operator And this concludes our question-and-answer session. I would like to turn the conference back over to Denis Sheahan for any closing remarks. Chris O'Connell Denis K. Sheahan Chris O'Connell Denis K. Sheahan Okay, got it. And as far as your strategy on a go forward basis regarding the use of wholesale or brokered CDs versus wholesale borrowings. I noticed you kind of shifted more to the borrowing side and let some of those higher cost CDs run off this quarter. How are you thinking abou ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _________________ to __________________ | --- | --- | |--------------------------------------------------------------------------------------------------|------ ...

Okay. Got you. Understood. Okay. Thank you for that. Next question. You guys said recent originations are in the mid-6s. Is that -- so that's what's coming on right now or that's what people are committing? Okay. Great. And just last one for me. What does the pipeline look like about now in terms of unfunded commitments? Pipeline -- the pipeline for loans, excuse me. Okay. All right. ThatÂ's great. Thank you, guys so much. That covers it for me. Thank you. The next question comes from Chris O'Connell with K ...

Annual Reporting & Examinations The Company is required to file annual and periodic reports with the Federal Reserve and such additional information as the Federal Reserve may require. The Federal Reserve may examine a bank holding company and any of its subsidiaries and charge the Company for the cost of such an examination. Imposition of Liability for Undercapitalized Subsidiaries Pursuant to Section 38 of the Federal Deposit Insurance Act (the "FDIA"), federal banking agencies are required to take "promp ...

CAMBRIDGE BANCORP | --- | --- | --- | --- | --- | |-------------------------|-------|-------|-------|-------| | | | | | | | | | | | | | | | | | | | 03 Company Profile | | | | | | 07 Financial Highlights | | | | | | 20 | | | | | | Strategic Focus 26 | | | | | | Appendix | | | | | CAMBRIDGE BANC As of December 31, 2022 ▪ Private Bank & Wealth Management Firm ▪ Client Wealth Assets: $4.1 billion • Gross Loans: $4.1 billion ▪ Noninterest income: 23% of revenue ▪ Market Cap: $664 million* 3 • Market of operation ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _________________ to __________________ | --- | --- | |--------------------------------------------------------------------------------------------------|-- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _________________ to __________________ Commission File Number: 001-38184 | --- | --- | |------------------------------------------------------------------------ ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _________________ to __________________ | --- | --- | |--------------------------------------------------------------------------------------------------|------ ...