Exhibit 99.1 FOR IMMEDIATE RELEASE: MEDALLION FINANCIAL CORP. REPORTS 2025 FIRST QUARTER RESULTS NEW YORK, NY – April 30, 2025 – Medallion Financial Corp. (NASDAQ: MFIN, "Medallion" or the "Company"), a specialty finance company that originates and services loans in various consumer and commercial industries, along with offering loan origination services to fintech strategic partners, announced today its results for the quarter ended March 31, 2025. March 31, 2025 First Quarter Highlights Executive Commenta ...

NEW YORK, April 30, 2025 (GLOBE NEWSWIRE) -- Medallion Financial Corp. (NASDAQ: MFIN, “Medallion” or the “Company”), a specialty finance company that originates and services loans in various consumer and commercial industries, along with offering loan origination services to fintech strategic partners, announced today its results for the quarter ended March 31, 2025. March 31, 2025 First Quarter Highlights Net income grew 20% to $12.0 million, or $0.50 per share, compared to $10.0 million, or $0.42 per shar ...

SALT LAKE CITY, April 30, 2025 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKP, the “Bank”), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan origination services to fintech strategic partners, announced today its results for the quarter ended March 31, 2025. The Bank is a wholly owned subsidiary of Medallion Financial Corp. (Nasdaq: MFIN). 2025 First Quarter Highlights Net income of $15.6 million, compared to $14.5 mill ...

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NEW YORK, April 17, 2025 (GLOBE NEWSWIRE) -- Medallion Financial Corp. (NASDAQ: MFIN, the “Company”), a specialty finance company that originates and services loans in various consumer and commercial industries, as well as loan products and services offered through fintech strategic partners, announced today that it will report its results for the quarter ended March 31, 2025, after the market closes on Wednesday, April 30, 2025. CONFERENCE CALL AND WEBCAST INFORMATION A conference call to discuss the finan ...

Group 1 - Medallion Bank announced the commencement of the floating rate period for its Series F Preferred Stock on April 1, 2025, with the benchmark rate being three-month CME Term SOFR [1] - The dividend payment rate determination date for the Series F Preferred will be the second U.S. government securities business day preceding the first day of the relevant dividend period [1] - The Series F Preferred trades on the Nasdaq Capital Market under the ticker symbol "MBNKP" [1] Group 2 - Medallion Bank specializes in consumer loans for recreational vehicles, boats, and home improvements, as well as loan origination services for fintech partners [2] - The Bank collaborates with thousands of dealers, contractors, and financial service providers across the United States [2] - Medallion Bank is a Utah-chartered, FDIC-insured industrial bank and a wholly owned subsidiary of Medallion Financial Corp [2]

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by the broader market. Value investors rely on traditional forms of analysis on ke ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37747 MEDALLION FINANCIAL CORP. (Exact name of registrant as specified in its charter) DELAWARE 04-3291176 (State of Incorporation) ( ...

The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks.Of these, perhaps no stock market trend is more popular than value investing, which is a strategy that has proven to be successful in all sorts of market environments. Value investors use fundamental analysis and traditional valuation m ...

Financial Data and Key Metrics Changes - For Q4 2024, the company reported net income of $10.1 million and earnings per share of $0.43, marking the highest quarterly net income for the year [7] - Full year net income reached $35.9 million with earnings per share of $1.52, reflecting a successful year overall [7] - Net interest income grew 6% year-over-year to $52 million for the quarter and increased 8% for the full year to $202.5 million [23][24] - The net interest margin on gross loans was 7.84% for the quarter, down from the previous year [24][25] Business Line Data and Key Metrics Changes - Recreation lending originated $72 million in new loans for Q4, up from $63 million in Q4 2023, with total outstanding recreation loans at $1.5 billion, a year-over-year increase of $207 million [13][14] - Home improvement lending segment originated $83 million in loans during the quarter, with total loans up 9% year-over-year to $827 million [15] - Commercial lending segment ended the year with $111 million in loans, with an average interest rate of 12.97% [17] Market Data and Key Metrics Changes - The average interest rate for recreation loans was 15.07%, up 28 basis points year-over-year, while home improvement loans had an average interest rate of 9.81%, up 30 basis points [15][16] - Total loans outstanding increased 12% year-over-year to $2.5 billion, comprising recreation, home improvement, and commercial loans [27] Company Strategy and Development Direction - The company aims to maintain prudent growth in its lending businesses while keeping credit standards at current levels [60] - A strategic partnership program has led to significant growth in loan volumes, increasing from $40 million in Q3 to $124 million in Q4 [18] - The company has increased its quarterly dividend by 10% to $0.11, reflecting confidence in future performance [20][21] Management's Comments on Operating Environment and Future Outlook - Management noted that Q4 typically sees seasonal highs in delinquencies and charge-offs, but recent vintages are performing better due to tightened credit standards [39][40] - The company anticipates loan growth in 2025 to be in the mid to high single digits, which is lower than previous years but appropriate given current earnings [52] - Management expressed confidence in the company's future and commitment to shareholder value through growth, dividends, and opportunistic buybacks [60][61] Other Important Information - The company reported a provision for credit loss of $20.6 million for the quarter, reflecting an increase from the previous year [28] - Operating expenses for the quarter were $17.2 million, down from the prior quarter, but management expects expenses to rise due to growth initiatives [29][55] Q&A Session Summary Question: Why is the company selling the $121 million of recreation loans? - The company is selling due to stronger than anticipated volume and to provide additional funding options, with a potential closing in 30 to 60 days [36][37] Question: What is the outlook on credit quality and delinquency levels? - Management indicated that Q4 typically sees seasonal highs in delinquencies, but recent loans are performing better due to tightened credit standards [39][40] Question: What are the expectations for margins in 2025? - Management is hesitant to call a bottom for margins but expects to see some stability, with new originations at rates above current averages [48][50] Question: What is the outlook for loan growth in 2025? - The company expects loan growth to be in the mid to high single digits, which is lower than past years but appropriate given the current loan book size [52] Question: What should be expected for operating expenses going forward? - Operating expenses are expected to be around $21 to $21.5 million per quarter, higher than previous levels due to growth and initiatives [55]