Core Viewpoint - PennyMac Financial Services, Inc. is under investigation for potential violations of federal securities laws related to its mortgage recapture efforts as interest rates declined [1][2][3]. Group 1: Investigation Details - Bleichmar Fonti & Auld LLP is investigating whether PennyMac misrepresented its ability to recapture customers refinancing their mortgages during a period of declining interest rates [3]. - The investigation follows PennyMac's claims of improving recapture rates, which may not align with actual performance [2][3]. Group 2: Financial Performance and Stock Impact - On January 29, 2026, PennyMac reported disappointing financial results for Q4 2025, revealing that increased origination capacity did not translate into expected refinancing business due to heightened competition [4]. - Following the earnings call, PennyMac's stock price dropped over 37%, from $140.70 per share to as low as $93.50 per share [4].

Core Viewpoint - Glancy Prongay Wolke & Rotter LLP has initiated an investigation into PennyMac Financial Services, Inc. regarding potential violations of federal securities laws affecting investors [1] Group 1 - The investigation is on behalf of investors who may have lost money on PennyMac Financial Services, Inc. (PFSI) [1] - The law firm is a prominent national shareholder rights firm, indicating its credibility in handling such investigations [1]

Core Insights - The mortgage REIT sector experienced significant declines, primarily driven by the poor performance of PennyMac Financial Services (PFSI), which saw a 33% drop in stock price, impacting the entire sector [19][21][27] - The declines were exacerbated by hotter-than-expected CPI/PPI data and the reporting of compressed gain-on-sale/loan margins and larger mortgage servicing rights (MSR) amortization by PMT and PFSI [20][27] - The valuation of PFSI was deemed excessively high prior to earnings, trading at an 80% premium to its current book value, which raised concerns about its sustainability [23][26] Mortgage REITs and BDCs Performance - A table of mortgage REITs and BDCs showed substantial declines in share prices, with notable drops including Two Harbors (TWO) down 13.69% and PennyMac (PMT) down 12.44% [16][17] - The overall sentiment in the mortgage REIT sector was negative, with many companies experiencing declines regardless of their individual fundamentals [20][27] Preferred Shares and Baby Bonds - The company has been shifting its portfolio towards preferred shares and baby bonds, which have historically provided strong performance on a risk-adjusted basis and have outperformed other sectors [28]

Core Viewpoint - PennyMac Financial Services, Inc. is under investigation for potential violations of federal securities laws related to its mortgage recapture efforts as interest rates declined [1][2][3]. Group 1: Investigation Details - Bleichmar Fonti & Auld LLP is leading the investigation into PennyMac for possibly misrepresenting its ability to recapture customers refinancing their mortgages [3]. - The investigation follows PennyMac's claims of improved recapture rates during a period of declining interest rates [2]. Group 2: Financial Performance and Stock Impact - On January 29, 2026, PennyMac reported disappointing financial results for Q4 2025, which included revelations from senior management about increased competition in the mortgage origination market [4]. - The stock price of PennyMac dropped over 37%, falling from $140.70 per share to as low as $93.50 per share following the earnings call [4].

Group 1 - The core issue being investigated is whether PennyMac Financial Services, Inc. complied with federal securities laws following a significant drop in pretax income [1] - For the fourth quarter and full-year 2025, PennyMac reported a 70 percent decrease in pretax income excluding valuation-related items compared to the prior quarter [1] - The decline in income was attributed to increased realization of mortgage servicing rights cash flows, driven by lower mortgage rates leading to higher prepayment activity [1] Group 2 - Following the announcement of the financial results, the stock price of PennyMac experienced a decline [1]

BENSALEM, Pa.--(BUSINESS WIRE)--Law Offices of Howard G. Smith announces an investigation on behalf of PennyMac Financial Services, Inc. ("PennyMac†or the "Company†) (NYSE: PFSI) investors concerning the Company's possible violations of federal securities laws. IF YOU ARE AN INVESTOR WHO SUFFERED A LOSS IN PENNYMAC FINANCIAL SERVICES, INC. (PFSI), CONTACT THE LAW OFFICES OF HOWARD G. SMITH ABOUT POTENTIALLY PURSUING CLAIMS TO RECOVER YOUR LOSS. Contact the Law Offices of Howard G. Smith to dis. ...

LOS ANGELES--(BUSINESS WIRE)--The Law Offices of Frank R. Cruz announces an investigation of PennyMac Financial Services, Inc. ("PennyMac†or the "Company†) (NYSE: PFSI) on behalf of investors concerning the Company's possible violations of federal securities laws. IF YOU ARE AN INVESTOR WHO LOST MONEY ON PENNYMAC FINANCIAL SERVICES, INC. (PFSI), CLICK HERE TO INQUIRE ABOUT POTENTIALLY PURSUING A CLAIM TO RECOVER YOUR LOSS. What Is The Investigation About? On January 29, 2026, PennyMac released. ...

Core Viewpoint - PennyMac Financial Services, Inc. is under investigation for potential violations of federal securities laws related to its mortgage recapture efforts as interest rates declined [1][2][3]. Group 1: Investigation Details - Bleichmar Fonti & Auld LLP is investigating whether PennyMac misrepresented its ability to recapture customers refinancing their mortgages during a period of declining interest rates [3]. - The investigation follows PennyMac's claims of improved recapture rates, which may not align with actual performance [2][3]. Group 2: Financial Performance and Stock Impact - On January 29, 2026, PennyMac reported disappointing financial results for Q4 2025, revealing that increased origination capacity did not translate into expected refinancing opportunities due to heightened competition [4]. - Following the earnings call, PennyMac's stock price dropped over 37%, from $140.70 per share to as low as $93.50 per share [4].

Core Viewpoint - Rosen Law Firm is investigating potential securities claims on behalf of shareholders of PennyMac Financial Services, Inc. due to allegations of materially misleading business information issued by the company [1]. Group 1: Financial Performance - On January 29, 2026, PennyMac reported its fourth quarter and full-year 2025 financial results, revealing a pretax income of $37.3 million for its servicing segment, a significant decrease from $157.4 million in the prior quarter and $87.3 million in the fourth quarter of 2024 [3]. - The report indicated that pretax income excluding valuation-related items was $47.8 million, down 70% from the prior quarter, primarily due to increased realization of mortgage servicing rights cash flows as lower mortgage rates led to higher prepayment activity [3]. - Following the financial report, PennyMac's stock price dropped by $49.78 per share, or 33.3%, closing at $99.92 per share on January 30, 2026 [3]. Group 2: Legal Action and Investor Rights - Investors who purchased PennyMac securities may be entitled to compensation through a class action lawsuit being prepared by Rosen Law Firm, which operates on a contingency fee basis, meaning no out-of-pocket costs for investors [2]. - To participate in the class action, investors can submit their information through the Rosen Law Firm's website or contact them directly for more details [2]. Group 3: Rosen Law Firm's Credentials - Rosen Law Firm emphasizes the importance of selecting qualified legal counsel with a proven track record in securities class actions, highlighting its own success in recovering hundreds of millions of dollars for investors [4]. - The firm has been recognized for its achievements, including being ranked No. 1 for securities class action settlements in 2017 and securing over $438 million for investors in 2019 [4].

Core Viewpoint - PennyMac Financial Services, Inc. is under investigation for potential violations of federal securities laws related to its mortgage recapture efforts as interest rates declined [1][2][3]. Group 1: Investigation Details - Bleichmar Fonti & Auld LLP is leading the investigation into PennyMac for possibly misrepresenting its ability to recapture customers refinancing their mortgages [3]. - The investigation is prompted by concerns that PennyMac's claims about improving recapture rates may not align with actual performance [2][3]. Group 2: Financial Performance and Stock Impact - On January 29, 2026, PennyMac reported disappointing financial results for Q4 2025, which included revelations about increased competition in the mortgage origination market [4]. - Despite increasing its origination capacity, PennyMac faced challenges in capitalizing on refinance opportunities due to competitors also expanding their capacities, leading to a stock price drop of over 37% from $140.70 to as low as $93.50 per share [4].