Synchrony Financial (SYF) shares have declined 16.1% in the past month due to continued investor concerns about its credit quality and profitability. Broader macroeconomic factors also played their role, such as persistent inflation and increased financial pressures on consumers, leading to concerns about higher credit card delinquencies and defaults, especially among lower-income borrowers. The stockalso underperformed the industryand the S&P 500 Index. During this time, peers like American Express Company ...

Group 1 - Synchrony employees participated in the 10th annual "Doubles Dive" to raise funds for SeriousFun Children's Network, which provides summer camp experiences for children with serious illnesses [1][2] - This year's event marks a decade of commitment, with the company tripling all employee donations to enhance the impact of their contributions [2] - Nearly 1,500 Synchrony employees globally are involved in community "Dives" or supporting virtually, raising over $1.2 million since the initiative began in 2016 [3] Group 2 - Synchrony is a leading consumer financial services company offering a comprehensive suite of digitally-enabled products across various industries, including retail and healthcare [4] - The company connects partners and consumers through a dynamic financial ecosystem, providing tailored financing solutions and innovative digital capabilities [4]

Group 1 - The article discusses the current overvaluation of the common equity market, prompting a shift towards increased fixed-income exposure [1] - It highlights a specific high-yield preferred stock as one of the best investment opportunities available [1] - The investing group Trade With Beta offers features such as frequent picks for mispriced preferred stocks and baby bonds, along with weekly reviews of over 1200 equities [1] Group 2 - The article emphasizes the importance of active investor participation and the availability of a free trial for interested parties [1] - It mentions that the analyst has a beneficial long position in SYF.PR.B shares, indicating a personal investment interest [1]

Core Viewpoint - Synchrony (SYF) has faced significant selling pressure, resulting in a 13.2% decline over the past four weeks, but analysts anticipate better earnings than previously expected, indicating a potential turnaround for the stock [1]. Group 1: Technical Indicators - The Relative Strength Index (RSI) is utilized to determine if a stock is oversold, with a reading below 30 typically indicating oversold conditions [2]. - SYF's current RSI reading is 27.81, suggesting that the heavy selling may be exhausting itself and a price reversal could be imminent [5]. Group 2: Fundamental Indicators - There has been a strong consensus among sell-side analysts to raise earnings estimates for SYF, leading to a 15.6% increase in the consensus EPS estimate over the last 30 days [6]. - An upward trend in earnings estimate revisions is generally associated with price appreciation in the near term [6]. Group 3: Analyst Ratings - SYF holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, indicating a strong potential for a near-term turnaround [7].

LOS ANGELES, Feb. 20, 2025 /PRNewswire/ -- The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Synchrony Financial ("Synchrony" or "the Company") (NYSE: SYF) for violations of the securities laws.The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. Synchrony announced its financial results for Q4 2024 on January 28, 2025. The ...

Core Insights - Investors are evaluating Synchrony (SYF) and SoFi Technologies, Inc. (SOFI) for potential undervalued stock opportunities in the Financial - Miscellaneous Services sector [1] Valuation Metrics - SYF has a Zacks Rank of 2 (Buy), indicating a positive earnings outlook, while SOFI has a Zacks Rank of 3 (Hold) [3] - SYF's forward P/E ratio is 8.55, significantly lower than SOFI's forward P/E of 62.38, suggesting SYF is undervalued [5] - SYF's PEG ratio is 0.73, compared to SOFI's PEG ratio of 2.33, indicating SYF's expected earnings growth is more favorable [5] - SYF has a P/B ratio of 1.66, while SOFI's P/B ratio is 2.87, further supporting SYF's valuation advantage [6] - Based on these metrics, SYF holds a Value grade of A, whereas SOFI has a Value grade of F, making SYF a more attractive option for value investors [6]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to 001-36560 (Commission File Number) SYNCHRONY FINANCIAL (Exact name of registrant as specified in its charter) Delaware 51-0483352 (State or Other Jurisdiction o ...

Group 1 - Synchrony Financial reported Q4 results that fell below expectations, leading to a slight pullback in its stock price [1] - The stock had performed exceptionally well since the U.S. Presidential election, as investors anticipated a more favorable regulatory environment [1] - There is ongoing uncertainty regarding the Consumer Financial Protection Bureau (CFPB) [1]

Core Viewpoint - Synchrony Financial is under investigation for potential securities fraud and unlawful business practices following disappointing financial results for Q4 2024, which led to a significant drop in stock price [1][2][3]. Financial Performance - Synchrony reported its Q4 2024 earnings on January 28, 2025, which missed consensus estimates due to weaker-than-expected net interest income [2]. - The company's provision for credit card losses exceeded analyst expectations, indicating potential issues in credit quality [2]. - The net charge-off rate increased, further raising concerns about the company's financial health [2]. Market Reaction - Following the announcement of the disappointing financial results, Synchrony's stock price experienced a sharp decline during intraday trading on January 28, 2025 [3].

Group 1: Momentum Investing Overview - Momentum investing involves following a stock's recent trend, with the strategy of buying high and selling higher, capitalizing on established price movements [1] - The Zacks Momentum Style Score helps define momentum characteristics, with Synchrony (SYF) currently holding a Momentum Style Score of B [2] Group 2: Synchrony (SYF) Performance Metrics - SYF shares have increased by 2.73% over the past week, outperforming the Zacks Financial - Miscellaneous Services industry, which rose by 0.1% [5] - Over the last month, SYF's price change is 6.47%, significantly better than the industry's 0.88% [5] - In the last quarter, SYF shares rose by 7.47%, and over the past year, they have surged by 79.93%, while the S&P 500 increased by only 4.7% and 24.79% respectively [6] Group 3: Trading Volume and Earnings Outlook - SYF's average 20-day trading volume is 3,096,775 shares, indicating a bullish sign if the stock is rising with above-average volume [7] - In the past two months, 6 earnings estimates for SYF have been revised upwards, increasing the consensus estimate from $6.41 to $6.95 [9] - For the next fiscal year, 4 estimates have moved up while 1 has been revised down [9] Group 4: Overall Assessment - SYF is rated as a 2 (Buy) stock with a Momentum Score of B, indicating strong potential for near-term gains [11]