智通财经APP获悉，瑞银(UBS.US)公布了超出预期的2025年第四季度利润，同时宣布2026年将实施30亿美元股票回购计划、并暗示未来可能增加股票回购规 模。财报显示，瑞银Q4总营收同比增长4%至121.5亿美元，好于市场预期的117.5亿美元;净利息收入为21.7亿美元，同比增长18%，好于市场预期的21.6亿美 元。归属于股东的净利润为12.0亿美元，同比增长56%，好于市场预期的9.67亿美元;摊薄后的每股收益为0.37美元，上年同期每股收益为0.23美元。 | | | For the quarter ended | | % change from | | For the | | --- | --- | --- | --- | --- | --- | --- | | USD m | 31.12.25 | 30.9.25 | 31.12.24 | 3Q25 | 4Q24 | 31.12. | | Net interest income | 2,172 | 1,981 | 1,838 | 0 | 18 | 7,7 | | Other net income from financial instrumen ...

The board of directors proposes a $1.10 per share dividend to UBS Group AG (UBS), an increase of 22.22% Y/Y dividend of $0.90 dividend declared last year. The dividend will be paid on April 23; for shareholders of record April 22; ex-div April 22, subject to ...

Core Viewpoint - The bank's additional repurchases will be contingent on new banking regulations currently under discussion in Switzerland [1] Group 1 - The bank indicated that the amount of additional repurchases is not fixed and will vary based on regulatory developments [1]

Core Insights - UBS reported a net profit of $1.2 billion for the fourth quarter, representing a 56% year-on-year increase and surpassing the consensus forecast of $919 million provided by the company [1] Financial Performance - The net profit of $1.2 billion indicates strong financial performance for UBS in the fourth quarter [1] - The year-on-year growth of 56% highlights significant improvement compared to the previous year's performance [1] - The actual profit exceeded the company's own forecast, indicating better-than-expected results [1]

格隆汇2月4日｜瑞银集团第四季度利润超出预期，同时宣布2026年将实施30亿美元的股票回购计划，并 表示未来仍有增额潜力。该季度净利润为12亿美元，高于此前9.67亿美元的预估值。然而，核心业务全 球财富管理部门的客户资金流入量骤降至85亿美元，远低于274亿美元的预估，税前利润亦低于预期。 投资银行部门的交易员和交易撮合者表现优于预期，推动税前收入增长至6.4亿美元。在监管方面，瑞 银正寻求弱化瑞士政府的一项计划，该计划拟出台新规强制其国内业务与海外潜在亏损进行风险隔离。 这一游说努力近期获得了一些中右翼政客的支持，但政府今年准备的法律草案将至关重要。据外媒上月 报道，瑞士政府预计瑞银最终将被迫接受其大部分要求。 ...

Core Insights - UBS reported a net profit of $1.2 billion for the fourth quarter, exceeding analysts' expectations of $919 million, but down from $2.5 billion in the previous quarter [1] Group Revenue - The group's revenues for the final quarter were $12.1 billion, matching analysts' forecasts, down from $12.8 billion in the previous quarter, and up from $11.6 billion in the same period last year [2]

Core Viewpoint - Credit Agricole experienced a 39% decline in fourth-quarter profit, primarily due to a one-off charge associated with its increased stake in Italy's Banco BPM, alongside rising costs and losses in its operations [1] Financial Performance - The bank reported a significant drop in profit for the fourth quarter, with a 39% decrease compared to previous periods [1] - The decline in profit was influenced by a one-off charge related to the acquisition of a larger stake in Banco BPM [1] Operational Challenges - Rising operational costs have contributed to the overall decline in profitability for Credit Agricole [1] - The bank is facing losses in its various business segments, which further exacerbates the financial challenges [1]

（文章来源：第一财经） 瑞银集团2025年第四季度净利润为12亿美元。瑞银集团计划于2026年回购30亿美元股票。 ...

Core Insights - UBS Group reported a net profit attributable to shareholders of $1.2 billion in the fourth quarter, exceeding the average analyst estimate of $919 million [1] Financial Performance - The reported net profit of $1.2 billion represents a significant positive variance from the analysts' expectations, indicating stronger-than-anticipated financial performance for the quarter [1]

Core Insights - UBS demonstrated strong financial performance in FY25, with a net profit of USD 7.8 billion, up 53% year-over-year, and a return on CET1 capital (RoCET1) of 10.8% [5][14] - The integration of Credit Suisse is progressing well, with approximately 85% of Swiss-booked accounts successfully migrated to UBS systems, and cumulative cost reductions reaching USD 10.7 billion [5][16] - The company is on track to achieve its 2026 exit rate targets, aiming for an underlying RoCET1 of 15% and a cost/income ratio of less than 70% [18][28] Financial Performance - In Q4 2025, UBS reported a net profit of USD 1.2 billion, a 56% increase year-over-year, with a diluted EPS of USD 0.37, up 61% [8][30] - The profit before tax (PBT) for Q4 2025 was USD 1.7 billion, with underlying PBT at USD 2.9 billion, both reflecting a 62% increase year-over-year [7][30] - Group invested assets exceeded USD 7 trillion for the first time, marking a 15% year-over-year increase, driven by strong client engagement and market performance [9][5] Integration and Cost Management - The integration of Credit Suisse is nearing completion, with an additional USD 0.5 billion in synergies identified, bringing the total to USD 13.5 billion [3][16] - The company has achieved significant cost savings, with gross cost savings of USD 0.7 billion in Q4 2025, ahead of the FY25 guidance of approximately USD 10 billion [13][5] - Operating expenses for FY25 decreased by 1% year-over-year to USD 10.3 billion, while underlying operating expenses increased by 1% to USD 9.2 billion [12][5] Strategic Initiatives - UBS is investing in technology and talent, particularly in AI, with over 380 live AI cases and 780 in development, aimed at enhancing operational resilience and client experience [21][5] - The company plans to propose a dividend of USD 1.10 per share for FY25, a 22% increase year-over-year, and intends to continue share repurchases [23][24] - UBS aims for a reported RoCET1 of approximately 18% and a cost/income ratio of around 67% by 2028, supported by sustainable growth and efficiency gains [19][22]