X Financial (NYSE:XYF) Q2 2021 Earnings Conference Call August 10, 2021 7:00 AM ET Company Participants Tanya Wen – Investor Relations Kan Li – President Frank Zheng – Chief Financial Officer Conference Call Participants Mason Bourne – AWH Capital Operator Hello, and welcome to the X Financial Second Quarter 2021 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] ...

X Financial (NYSE:XYF) Q1 2021 Earnings Conference Call June 16, 2021 7:00 AM ET Company Participants Tanya Wen - Investor Relations Kent Li - President Frank Zheng - Chief Financial Officer Conference Call Participants Operator Good day and welcome to the X Financial First Quarter 2021 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is ...

X Financial (NYSE:XYF) Q4 2020 Earnings Conference Call April 26, 2021 7:00 AM ET Company Participants Tanya Wen - Investor Relations Simon Cheng - President Frank Fuya Zheng - Chief Financial Officer Conference Call Participants Operator Hello and welcome to the X Financial Fourth Quarter 2020 Earnings Conference Call. All participants will in a listen-only mode. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Tanya Wen. Please go ahead. Ta ...

X Financial (NYSE:XYF) Q3 2020 Earnings Conference Call December 2, 2020 7:00 AM ET Company Participants Tanya Wen – Investor Relations Simon Cheng – President Frank Fuya Zheng – Chief Financial Officer Conference Call Participants Operator Good day and welcome to the X Financial Third Quarter 2020 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Tanya Wen. Please go ahead. Tanya Wen Thank you, operator. Hello, every ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F (Mark One) o REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR o SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES ...

X Financial (NYSE:XYF) Q4 2019 Earnings Conference Call April 28, 2020 8:00 AM ET Company Participants Tanya Win - Investor Relations Simon Cheng - President Kevin Zhang - Chief Financial Officer Conference Call Participants John Cai - Morgan Stanley Operator Good day, everyone and welcome to the X Financial Fourth Quarter 2019 Earnings Conference Call. [Operator Instructions] Please also note today’s event is being recorded. At this time, I would like to turn your conference call over to Tanya Win [ph]. Ma ...