Florida’s beaches, weather and patchwork of unique cultures have beckoned generations of retirees — and it’s one of only nine states that doesn’t charge a personal income tax. However, evolving financial realities have forced many to conclude that the dream of retiring in the Sunshine State is, well, sunsetting. Before you pull up stakes and head south, make sure you understand the key elements of the so-called Florida retirement trap and have the financial guardrails in place to make it work. As the P ...