Financial Data and Key Metrics Changes - The company reported net income of 69.5millionforQ12025,a13.380.2 million in Q4 2024 [10] - Earnings per share decreased by 12.5% to 0.98forQ12025comparedto1.12 in Q4 2024 [10] - The interest margin increased to 3.25% for Q1 2025 from 3.07% in Q4 2024 [23] - Non-interest income for Q1 decreased by 4.3% to 11.2millioncomparedto15.5 million in Q4 2024 [25] - Non-interest expense increased by 0.5% to 85.7millioninQ12025from85.2 million in Q4 2024 [25] Business Line Data and Key Metrics Changes - Total gross loans decreased by 23millionor0.5100 million decrease in commercial loans and a 65milliondecreaseinresidentialloans,offsetbyincreasesinCREloansandconstructionloans[11]−Thecompanyrepurchased876,906sharesatanaveragecostof46.83 per share, completing a 125millionstockrepurchaseprogram[11]MarketDataandKeyMetricsChanges−Totaldepositsincreasedby131 million or 2.7% annualized during Q1 2025, primarily due to a net increase in core deposits [19] - As of March 31, 2025, total uninsured deposits were 8.5billion,representing42.7200 million from this seasonal factor [57]