Home BancShares(HOMB) - 2023 Q1 - Earnings Call Transcript

Stephen Tipton Yes, this is a reflection of the different deposits. John Allison [Multiple Speakers] not will be in the half right, but we're damn sure the cycle. Jon Arfstrom Yes. Well, it gets to my next question, but this is like it's a good discussion, because it doesn't feel like you're that concerned about deposit outflows, which is good. And I guess the next question where you're saying you're not going to be the highest rate and you're being a little bit more cautious on lending, but seeing some opp ...