Xia Yangfang Ladies and gentlemen, media, friends from the media, good morning. Welcome to the 2024 Annual Results Presentation of China Merchants Bank. I am Xia Yangfang, General Manager of the Office of the Board Directors. CMB has announced our 2024 annual results on Tuesday evening. Today's event is being conducted both off-line and via live webcast. I would like to introduce the participants of today's event. They are Mr. . Miao Jianmin, Chairman of the Board, Mr. . Wang Liang, President and CEO, Mr. . ...

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