Fourth Quarter 2025 Conference Call Safe Harbor This presentation contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements reflect the current views of First Western Financial, Inc.'s ("First Western") management with respect to, among other things, future events and First Western's financial performance. These statements are often, but not always, ma ...

EARNINGS PRESENTATION FOURTH QUARTER 2025 NASDAQ: USCB 1 FORWARD-LOOKING STATEMENTS This presentation may contain statements that are not historical in nature and are intended to be, and are hereby identified as, forward-looking statements for purposes of the safe harbor provided by Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements are those that are not historical facts. The words "may," "will," "anticipate," "could," " should," "would," "believe," "contemplate," "e ...

OceanFirst Financial Corp. 4Q 2025 Earnings Release Supplement(1) January 2026 (1) The 4Q 2025 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to the Form 8-K filed with the SEC on January 22, 2026. OCEANFIRST BANK | January 22, 2026 Exhibit 99.2 . . . 1 OceanFirst Bank Legal Disclaimer . . . FORWARD LOOKING STATEMENTS. In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the P ...

iSpecimen (NasdaqCM:ISPC) FY 2026 Annual General Meeting January 23, 2026 09:00 AM ET Katharyn Field Good morning, everyone. I'm pleased to call to order the 2025 annual meeting of stockholders of iSpecimen Inc., a Delaware corporation. On behalf of the board of directors and management team, I would like to welcome all stockholders joining us today and thank you for your participation. The meeting is being held virtually via the internet. Stockholders of record, as of the close of business on November 3rd, ...

iSpecimen (NasdaqCM:ISPC) FY 2026 Annual General Meeting January 23, 2026 09:00 AM ET Company ParticipantsKatharyn Field - CEOOperatorWelcome to the annual meeting for iSpecimen Inc. Our host for today's call is Katharyn Field, CEO. I will now turn the call over to your host, Ms. Field. You may begin.Katharyn FieldGood morning, everyone. I'm pleased to call to order the 2025 annual meeting of stockholders of iSpecimen Inc., a Delaware corporation. On behalf of the board of directors and management team, I w ...

iSpecimen (NasdaqCM:ISPC) FY 2026 Annual General Meeting January 23, 2026 09:00 AM ET Speaker1Welcome to the annual meeting for iSpecimen Inc. Our host for today's call is Katharyn Field, CEO. I will now turn the call over to your host, Ms. Field. You may begin.Speaker0Good morning, everyone. I'm pleased to call to order the 2025 annual meeting of stockholders of iSpecimen Inc., a Delaware corporation. On behalf of the board of directors and management team, I would like to welcome all stockholders joining ...

Refer to pages 15-19 of this presentation for reconciliations of U.S. GAAP to as adjusted results. Cohen & Steers: Q4 2025 and Full Year 2025 Earnings Presentation Summary of fourth quarter and full year 2025 results Fourth quarter 2025 Full year 2025 Assets under management • Net inflows of $1.5 billion in FY 2025 versus net outflows of $171 million in FY 2024 2 Flows Financial results, as adjusted • December 31, 2025 AUM was $90.5 billion versus $85.8 billion at December 31, 2024 • Average AUM was $88.6 b ...

Speaker4 Good morning and welcome to SouthState Bank Corporation's Q4 2025 earnings conference call. All participants are in a listen-only mode. After the speaker's remarks, we'll conduct a question-and-answer session. To ask a question at this time, you'll need to press star followed by the number 1 on your telephone keypad. As a reminder, this conference call is being recorded. I would now like to turn the call over to Will Matthews. Thank you. Please go ahead. Speaker7 Good morning. This is Will Matthews ...

Q4 2025 Earnings Presentation January 23, 2026 Exhibit 99.2 Company Overview Strong, Resilient Franchise; Well Positioned for Growth | | Safe & Sound | Customer Centric | | --- | --- | --- | | • | Strong balance sheet | • Full suite of retail banking, commercial banking, | | • | Prudent interest rate and liquidity risk | and wealth product offerings | | | management | • Relationship-oriented commercial lending with | | • | Significant capital buffer | strong local market knowledge and presence | | • | Diver ...

Forward-Looking Statements 4Q25 Earnings Presentation Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements include, without limitation, statements concerning plans, estimates, calculations, forecasts and projections with respect to the anticipated future performance of the Company. These statements are often, but not always, made through the use of words or phrases such as ''may'', ''might'', ''sh ...