In the last 15 years, I've lived in a variety of different places around the world. Been in a lot of different housing types. Some actually affordable and some not.Some I wanted to go home to at night, some I didn't. One in particular, I can remember that there was icicles in the morning coming from the top of the window and that some of the carpet would be frozen as well. You see, I started off like most people my age, diving straight into the private rental market.And let's be honest, renting off private ...