PennyMac Financial Services(PFSI) - 2024 Q4 - Earnings Call Presentation

Financial Highlights - The company's book value per share is $74.54, and the dividend per common share is $0.30[6] - Net income reached $104 million with diluted EPS of $1.95[6] - The annualized return on equity is 11%, while the annualized operating return on equity is 16%[6] Production Segment - Total loan acquisitions and originations amounted to $35.7 billion[6] - PFSI correspondent lock volume reached $24.9 billion[6] - Broker direct lock volume was $4.5 billion, and consumer direct lock volume was $3.7 billion[6] - The segment's pretax income was $78 million[6] Servicing Segment - The total servicing portfolio UPB (Unpaid Principal Balance) is $666 billion[6] - The segment's pretax income is $87 million[6] - MSR (Mortgage Servicing Rights) fair value changes and hedging results led to a loss of $(68) million[6] - Pretax income excluding valuation-related items is $168 million[6]