HEI(HE) - 2023 Q3 - Earnings Call Presentation

1. Includes other post-employment benefits and excludes pension nonservice retirement benefits. Stable NIM Compared to Peers Despite Industry-wide Impacts from Higher Funding Costs | --- | --- | --- | |------------------------------|---------|---------------------| | Fire Impact Zone \nLoan Type | Balance | Total \nExposure 1 | | Resi 1-4 | $16.3 |$16.3 | | HELOC 1st Lien | $1.8 |$5.4 | | HELOC 2nd Lien | $2.2 |$5.0 | | Cons. Unsec., Credit Scored | $5.1 |$7.5 | | Commercial & Industrial | $6.1 |$6.1 | ...