Spending like you're successfulis the fastest way to never be. ...

Investment Philosophy - Real wealth accumulation is often subtle and gradual [1] - The process of building wealth is characterized by being uneventful and persistent [1]

Most people don’t lose money in markets.They lose it in moments of panic. ...

Buy 25 stocks.Hold 5+ years.That's it. ...

Most people want long-term wealthuntil short-term volatility shows up. ...

You don’t need a 7-figure salary.You need a 5-figure savings habit. ...

The market doesn’t test your IQ.It tests your patience. ...

The longer your holding period, the fewer apologies you owe to volatility. ...

Market Sentiment - Market exhibits signs of a bubble, characterized by widespread overconfidence [1] - New terminology masks familiar risks, indicating potential for misjudgment [1] - Caution is perceived negatively, suggesting excessive risk-taking behavior [1] - Celebrity endorsements of startups are prevalent, potentially inflating valuations [1] - Executives are selling shares during market rallies, possibly signaling a peak [1] Investment Concerns - Investors may be neglecting due diligence, such as thoroughly reviewing S-1 filings [1] - High P/E ratios reflect pure euphoria, potentially unsustainable [1] - Margin debt is at peak levels, increasing vulnerability to market corrections [1] - Price targets are rapidly increasing, possibly driven by speculation [1] - The market features speculative assets like "tokens for tulips" and "SPAC-harade", reminiscent of historical bubbles [1]

As an investor, which do you dread more: ...