Presentation Up here, we have with us BlackBerry. And I think what's going to be really interesting about this, I know you guys aren't sort of the typical sort of like auto, auto run, but I think what's interesting is QNX is actually very central to auto and the software-defined vehicle. So very pleased to have with us Tim Foote, the company's CFO; Grant Courville, in product Strategy; and Justin Moon in product engineering. So team is going to go through a series of slides, and then we'll open up for quest ...

Presentation Philippa Greenwood Good morning, everyone, and welcome to The a2 Milk Company's 2025 Annual General Meeting. My name is Pip Greenwood, and I'm honored to serve as the Chair of the Board. It's a pleasure to have so many shareholders joining us here in the room and online. I can confirm a quorum is present, and I now formally declare the meeting open. Before I start -- before we start, I would like to introduce my fellow directors and management who are here with me today. To my right, we have Da ...

Asian markets were trading higher early Thursday, led by chip and technology shares. ...

61% of finance-forward Singaporeans hold cryptocurrencyTrust emerges as primary factor in exchange selection, outranking fees58% of crypto-curious Singaporeans prefer holding crypto over trading42% of holders have been invested for >2 years. SINGAPORE, Nov. 20, 2025 (GLOBE NEWSWIRE) -- MoneyHero Limited (NASDAQ: MNY) (“MoneyHero” or the “Company”), a leading tech- and AI-powered personal finance aggregation and comparison platform and a digital insurance brokerage provider in Greater Southeast Asia, today j ...

61% of finance-forward Singaporeans hold cryptocurrencyTrust emerges as primary factor in exchange selection, outranking fees58% of crypto-curious Singaporeans prefer holding crypto over trading42% of holders have been invested for >2 years. SINGAPORE, Nov. 20, 2025 (GLOBE NEWSWIRE) -- MoneyHero Limited (NASDAQ: MNY) (“MoneyHero” or the “Company”), a leading tech- and AI-powered personal finance aggregation and comparison platform and a digital insurance brokerage provider in Greater Southeast Asia, today j ...

Shares have lost gains from a September AI-fueled pop, and the company's debt load is growing. ...

Core Points - U.S. Rep. Sheila Cherfilus-McCormick has been charged with stealing $5 million in Covid-19 disaster funds, which were allegedly funneled into her 2021 congressional campaign [1][2] - If convicted, Cherfilus-McCormick faces a potential sentence of up to 53 years in prison, although actual sentences may be lower due to judicial discretion [2] - The funds were obtained through an overpayment from FEMA related to a Covid vaccination staffing contract for the family health-care company where Cherfilus-McCormick worked [3] - Cherfilus-McCormick and her associates are accused of a "straw donor" scheme, where funds were funneled to friends and relatives who then donated back to her campaign [3] - The indictment also includes charges against Cherfilus-McCormick and her tax preparer for conspiring to file a false tax return, inflating deductions and charitable contributions [4]

Core Insights - The Retail sector is showing strong earnings growth in Q3, with S&P 500 retailers reporting an 18.5% increase in earnings and an 8.4% rise in revenues compared to the previous year [4][6] - The overall S&P 500 index is also performing well, with total earnings up 14.0% and revenues up 7.9% [6] - The Retail sector's performance is characterized by a solid top-line growth and a significant percentage of companies beating earnings and revenue estimates [8] Retail Sector Performance - For the S&P 500 index, 76.7% of retailers have reported Q3 results, with 69.6% beating EPS estimates and 82.6% beating revenue estimates [4][6] - In the S&P 600 index, 69.7% of retailers reported earnings up 17.9% and revenues up 6.1%, with 60.9% beating EPS estimates and 69.6% beating revenue estimates [9] Historical Context - The growth rates for the Retail sector's Q3 earnings and revenues are being compared to historical data, showing a positive trend [5][10] - Amazon's contribution to the Retail sector's growth is notable, with its Q3 earnings up 29.3% and revenues up 11.9%, largely driven by its cloud computing business [7] Future Outlook - Total S&P 500 earnings for Q3 are expected to increase by 14.8% with an 8.1% rise in revenues when combining reported results with estimates for upcoming reports [14] - Recent trends indicate a slight decline in Q4 estimates, contrasting with earlier positive revisions during the Q3 reporting cycle [19]

Core Viewpoint - Coinbase (COIN) stock is seen as a potential buy-the-dip opportunity due to its significant decline amid broader market concerns, trading at approximately $257, which is over 40% below its all-time high of $444 [1][10] Company Performance - Coinbase's stock has dropped over 25% this month, correlating with Bitcoin's price falling below $100,000, impacting investor sentiment and fee revenue [1][2] - Despite the recent downturn, Coinbase exceeded Q3 expectations and maintains a cautiously optimistic outlook, citing resilient liquidity and a supportive macro environment [3] Financial Projections - Total sales for Coinbase are projected to rise by 11% this year and by another 13% in fiscal 2026, reaching $8.3 billion [4] - Zacks Consensus Estimates indicate current quarter sales of $1.94 billion and next quarter sales of $2.01 billion, with year-over-year growth estimates showing a decline of 14.61% for the current quarter [5] - Annual earnings are expected to increase by 5% in FY25 to $8.01, but FY26 EPS is projected to fall to $5.87 due to anticipated lower trading activity and fee compression [5][6] Balance Sheet Strength - Coinbase's cash and equivalents have increased to over $13.5 billion, with total assets at $31.35 billion, significantly exceeding total liabilities of $15.32 billion [8] Valuation Metrics - The price-to-forward earnings ratio for COIN is currently at 32X, a significant reduction from a one-year high of 90X and a median of 65X, indicating a more reasonable valuation [10][11] Investment Sentiment - Coinbase is considered a strong candidate for buy-the-dip strategies, but a positive revision in FY26 EPS will be necessary to support a buy rating [11][13]

Core Insights - MiniLuxe Holding Corp. reported continued double-digit system-wide sales growth and 10 consecutive quarters of unit economic improvement [1][6] Financial Performance - For Q3 2025, total revenue reached $7.261 million, reflecting a 7% year-over-year increase, while year-to-date (YTD) revenue was $20.873 million, an 8% increase [5][6] - Gross profit for Q3 2025 was $3.105 million, a 6% increase from the previous year, maintaining a gross margin of 43% [5][6] - Adjusted EBITDA for Q3 2025 was ($912,000), showing a 2% improvement compared to the previous year [5][12] Sales Growth - System-wide sales growth was 11% year-over-year for Q3 2025, totaling $7.6 million, with net revenue growth of 7% to $7.3 million [6] - Year-to-date sales growth also stood at 11%, with system-wide revenue at $21.6 million and net revenue at $20.9 million [6] Unit Economics - The company has seen improvements in unit economics for 10 consecutive quarters, driven by a favorable service mix and labor efficiency [6] - Cash contribution on a 4-wall basis for the full company-owned fleet increased approximately 40% year-over-year [6] Team and Client Metrics - The company reported an 87% year-over-year retention rate of hourly team members, with over 50% of the team having more than 5 years of tenure [6] - MiniLuxe achieved a net promoter score (NPS) of over 85, indicating strong client loyalty, with around 80% of clients being repeat customers [6] Growth Strategy - MiniLuxe's strategy includes strengthening unit economics across its 24 studios and expanding growth through mergers and acquisitions (M&A) and franchise partnerships [4][6] - The company signed a new franchise operating partner for the Connecticut region, covering three new sites, and is actively evaluating M&A opportunities [6]