Himalaya Shipping Ltd. ( HSHP ) owns and operates 12 Newcastlemax/Capesize dry bulk ships. I covered the stock some time ago . However, my thesis did not turn out as I expected, following a total return of over Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not ...

After years of record-breaking growth, the S&P 500 (SNPINDEX: ^GSPC) has been stagnant in recent weeks -- up by just 0.24% since the beginning of the year, as of this writing. Now, could you have earned more if you'd held off on investing until 2009, when stock prices were at rock bottom? Of course. But trying to time the market is a double-edged sword. Wait too long to invest, and you could miss out on much of the lucrative recovery period. Many investors are also divided on where stocks are headed. While ...

Vincent Rives was in the market for a new car, but the process felt overwhelming. Car dealerships are notorious for hard-sell techniques and upselling the customer on everything from tires to floor mats. He was shopping for groceries at Costco when a flyer for the Costco Auto Program caught his eye. Could the great savings and customer experience you expect from Costco be transferred to buying a car? (1). Must Read This is how it works. Costco members are serious about shopping and saving money. When you pa ...

Group 1 - The analyst has over a decade of experience researching various companies across different sectors, including commodities like oil, natural gas, gold, and copper, as well as technology firms such as Google and Nokia [1] - The analyst has transitioned from writing a blog to creating a value investing-focused YouTube channel, where extensive research on hundreds of companies has been conducted [1] - The analyst expresses a particular interest in covering metals and mining stocks, while also being comfortable with other industries such as consumer discretionary/staples, REITs, and utilities [1]

Core Insights - The article discusses the disparity in retirement account balances among Americans, highlighting the importance of understanding both median and mean balances to assess retirement savings effectively [3][4][5]. Group 1: Retirement Account Balances - The median retirement account balance in America is $86,900, while the mean balance is significantly higher at $334,000, indicating a wide dispersion in savings [7]. - Approximately 54.3% of American families had retirement accounts in 2022, showcasing a substantial portion of the population engaged in retirement savings [5]. Group 2: Top Savers - About 9.3% of households have retirement account balances of $500,000 or more, serving as a rough estimate for the top 10% of savers [6]. - A small percentage of American households, specifically 4.6%, possess over $1 million in retirement accounts, while 4.7% have balances between $500,000 and $1 million [8].

Core Viewpoint - Rosen Law Firm is investigating potential securities claims on behalf of shareholders of Hub Group, Inc. due to allegations of materially misleading business information issued by the company [1]. Group 1: Legal Action and Investor Rights - Investors who purchased Hub Group securities may be entitled to compensation through a contingency fee arrangement, with a class action being prepared to recover investor losses [2]. - Interested investors can join the prospective class action by submitting a form or contacting the law firm directly [2]. Group 2: Financial Reporting Issues - On February 5, 2026, Hub Group filed a Current Report with the SEC, revealing an error that led to the understatement of purchased transportation costs and accounts payable for the first nine months of 2025 [3]. - As a result of this error, Hub Group plans to restate its financial statements for the first three quarters of 2025 [3]. - Following the announcement, Hub Group's stock price dropped by $9.37 per share, or 18.3%, closing at $41.96 per share on February 6, 2026 [3]. Group 3: Rosen Law Firm's Credentials - Rosen Law Firm emphasizes the importance of selecting qualified legal counsel with a successful track record in securities class actions [4]. - The firm has achieved significant settlements for investors, including the largest securities class action settlement against a Chinese company and has been consistently ranked among the top firms for securities class action settlements [4]. - In 2019, the firm secured over $438 million for investors, showcasing its capability in recovering substantial amounts for its clients [4].

Core Insights - A significant portion of Gen Xers and boomers regret not starting their retirement savings earlier, with over 80% expressing this sentiment according to a 2025 survey by Nationwide Retirement Institute [2] - Many individuals who began saving early still wish they had adopted different strategies, particularly in protecting their savings from market volatility and ensuring sustainable retirement income [3] - Despite starting late, there are still opportunities for individuals to improve their financial situation and prepare for retirement [4] Financial Literacy and Preparedness - A considerable number of Gen Xers (54%) and boomers (39%) lack a full understanding of compounding, and over half mistakenly believe their 401(k) will provide a stable monthly income akin to a paycheck [5] - Resources for financial education are available through platforms like MyMoney.gov and non-profits such as Khan Academy, as well as personal finance literature and financial planners [6] - American adults estimate they will need approximately $1.26 million to retire comfortably, highlighting the importance of assessing current financial situations [6] Retirement Savings and Concerns - Despite financial concerns, 46% of Gen Xers and 56% of boomers feel financially prepared for retirement, while a significant portion believes they may outlive their savings [7] - Average retirement account balances indicate potential shortfalls, with Gen Xers holding an average 401(k) balance of $192,300 and an IRA balance of $103,952, while boomers have averages of $249,300 and $257,002 respectively [8]

Core Insights - Many Americans are struggling to meet basic living expenses due to rising costs, leading to a reliance on secondary income sources [1][4] Group 1: Economic Context - A MyPerfectResume survey indicates that 72% of U.S. workers now depend on at least one secondary source of income, a significant increase from previous years [2] - Nearly 40% of respondents attribute their need for additional income to inflation, while 72% believe rising costs have made side work more necessary [4] Group 2: Sources of Secondary Income - The survey reveals that secondary income sources include freelance or gig work (14%), investments (14%), side businesses (9%), passive income (9%), and second jobs (4%) [5] - More than half of the respondents (52%) feel more secure with additional income, and 68% state that side work does not interfere with their main job [5] Group 3: Challenges of Side Hustles - While side hustles can increase income, they may also lead to burnout and neglect of primary jobs, potentially harming personal relationships [6] - The decision to engage in a side hustle versus focusing on a primary job may depend on the compensation and promotion opportunities available in the main job [6]

Core Viewpoint - A class action lawsuit has been filed against Fermi Inc. and its executives due to significant stock drop linked to potential violations of federal securities laws [1][3]. Company Overview - Fermi Inc. is an energy and AI infrastructure company aiming to build large-scale nuclear reactors to support grid-independent data centers for AI companies [4]. - The company's flagship project is Project Matador, designed to provide dedicated power for AI workloads [4]. IPO and Allegations - Fermi completed its IPO in October 2025, claiming strong demand for Project Matador and securing a 20-year lease with an investment-grade-rated tenant [5]. - Allegations suggest that Fermi overstated tenant demand and misrepresented the agreement with the First Tenant [6]. Stock Performance - Following the announcement of the First Tenant's termination of the Advance in Aid of Construction Agreement on December 11, 2025, Fermi's stock dropped by $5.16, or over 33%, from $15.25 to $10.09 per share [7].

Core Viewpoint - A class action lawsuit has been filed against Plug Power Inc. and certain senior executives for securities fraud following significant stock drops attributed to potential violations of federal securities laws [1][3]. Group 1: Lawsuit Details - The lawsuit is pending in the U.S. District Court for the Northern District of New York, titled Ortolani v. Plug Power Inc., et al., No. 1:26-cv-00165 [3]. - Investors have until April 3, 2026, to request to be appointed to lead the case, with claims asserted under Sections 10(b) and 20(a) of the Securities Exchange Act of 1934 [3]. Group 2: Company Background - Plug Power specializes in hydrogen fuel cell turnkey solutions for electric mobility and stationary power markets, and develops infrastructure such as hydrogen production plants [4]. - The company announced a "closed a $1.66 billion loan guarantee" from the U.S. Department of Energy to finance the construction of hydrogen production facilities [4]. Group 3: Stock Performance and Events - On October 7, 2025, Plug Power's stock dropped by $0.26 per share (6.3%) following the abrupt departure of CEO Andrew Marsh and President Sanjay Shrestha, from $4.13 to $3.87 per share [5]. - On November 10, 2025, the company announced the suspension of activities under the DOE loan program, leading to a stock drop of $0.09 per share (3.4%), from $2.65 to $2.56 per share [6]. - A report on November 13, 2025, confirmed the suspension of plans to construct hydrogen production facilities, resulting in a stock drop of $0.48 per share (17.6%), from $2.49 to $2.25 per share [7].