香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 就 因 本 公 告 全 部 或任何部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Minerva Group Holding Limited 承董事會命 嬴集團控股有限公司* 主 席 李榮昌先生 香港，二零二五年三月十四日 於 本 公 告 日 期，執 行 董 事 為 李 榮 昌 先 生 及 湯 顯 祖 先 生；以 及 獨 立 非 執 行 董 事 為 陳麗屏女士、譚美珠女士及何遠東先生。 * 僅供識別 （於百慕達註冊成立之有限公司） （股份代號：397） 董事會會議召開日期 嬴 集 團 控 股 有 限 公 司（「本公司」）之 董 事（「董 事」）會（「董事會」）宣 佈，董 事 會 會 議 將 於 二 零 二 五 年 三 月 二 十 八 日（星 期 五）舉 行，藉 以（其 中 包 括）批 准 本 公 司 及 其 附 屬 公 司 截 至 二 零 二 四 年 十 二 月 三 十 一 日 止 年 度 之 全 年 業 績 以 及 派 發 末 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 就 因 本 公 告 全 部 或任何部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Minerva Group Holding Limited 嬴集團控股有限公司* （於百慕達註冊成立之有限公司） （股份代號：397） 盈利警告 本 公 告 乃 由 嬴 集 團 控 股 有 限 公 司（「本公司」，連 同 其 附 屬 公 司 統 稱「本集團」）根 據 香 港 聯 合 交 易 所 有 限 公 司 證 券 上 市 規 則（「上市規則」）第13.09條及香港法例第 571章證券及期貨條例第XIVA部 內 幕 消 息 條 文（定 義 見 上 市 規 則）而 作 出。 本 公 司 董 事（「董 事」）會（「董事會」）謹 此 宣 佈，根 據 對 本 集 團 最 新 可 得 的 未 經 審 核 綜合管理賬目的初步評估，本集團預期截至二零二四年十二月三十一日止年度（「二 零二四財年」）將 錄 得 綜 合 虧 損 淨 額 不 少 於48.4百萬港元， ...

電話：(852) 2980 1333 傳真：(852) 2810 8185 由2025年1月1日 起，有 關 本 公 司 之 股 份 過 戶 及 登 記 手 續 將 由 卓 佳 證 券 登 記 有 限 公司辦理。於2024年12月31日前下午四時三十分後仍未領取之股票，可於2025年 1月2日起從卓佳證券登記有限公司領取。 Minerva Group Holding Limited 嬴集團控股有限公司* （於百慕達註冊成立之有限公司） （股份代號：397） 更改香港股份過戶登記分處 嬴 集 團 控 股 有 限 公 司（「本公司」）董 事 會 宣 佈 自2025年1月1日起，本公司之香港股 份過戶登記分處將更改為：- 卓佳證券登記有限公司 香港夏慤道16號 遠東金融中心17樓 香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈的內容概不負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 就 因 本 公 佈 全 部 或任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 承董事會命 嬴集團控股有限公司* 主 席 李榮昌先生 香港，2024年11 ...

Financial Performance - The group recorded revenue of approximately HKD 36,451,000 for the six months ended June 30, 2024, a decrease of 3.9% from HKD 39,041,000 in the same period of 2023[12] - The loss attributable to the owners of the company was approximately HKD 14,040,000, compared to a loss of HKD 34,867,000 in the same period of 2023, representing a significant improvement[12] - The gross profit for the six months ended June 30, 2024, was HKD 33,923,000, down from HKD 36,641,000 in the same period of 2023[14] - The administrative expenses for the period were HKD 29,140,000, compared to HKD 48,816,000 in the same period of 2023, indicating a reduction in costs[14] - The basic and diluted loss per share was HKD 0.56 for the six months ended June 30, 2024, compared to HKD 1.25 for the same period in 2023[16] - The company reported a net cash outflow from operating activities of HKD (19,071,000) for the six months ended June 30, 2024, compared to a cash inflow of HKD 38,536,000 in the same period last year[21] - The group reported a loss before tax of HKD 14,042,000 for the period, compared to a profit in the previous year[28] - The company reported a net loss of HKD 10,062,000 after accounting for a fair value loss of HKD 56,587,000 on financial assets[29] Assets and Liabilities - The group held financial assets at fair value through profit or loss amounting to approximately HKD 467,943,000 as of June 30, 2024, down from HKD 482,275,000 as of December 31, 2023[13] - Cash and bank balances were approximately HKD 167,955,000 as of June 30, 2024, compared to HKD 188,034,000 as of December 31, 2023[13] - The net current assets were approximately HKD 1,045,591,000, a decrease from HKD 1,081,612,000 as of December 31, 2023, with a current ratio of 17.02 times[13] - The total assets amounted to approximately HKD 1,262,597,000 as of June 30, 2024, compared to HKD 1,276,639,000 as of December 31, 2023[13] - Total liabilities increased to HKD 65,287,000 from HKD 49,159,000, marking a rise of approximately 32.7%[18] - The total equity attributable to owners decreased to HKD 1,262,597,000 from HKD 1,276,639,000, a decline of about 1.1%[19] Revenue Breakdown - The revenue from the lending business was approximately HKD 26.9 million for the current period, down from HKD 28.8 million in 2023[73] - Revenue from the financial services segment decreased to approximately HKD 9.0 million, down from HKD 9.7 million in the previous year[73] - Interest income from lending was HKD 26,955,000, down from HKD 28,854,000, representing a decline of 6.6%[23] - Revenue from financial services, including brokerage commission income, increased to HKD 2,016,000 from HKD 689,000, marking a significant growth of 192.5%[24] Investment Activities - The company incurred a loss of HKD (14,040,000) during the six months ended June 30, 2024, compared to a loss of HKD (34,867,000) in the previous period[19] - The company recorded a fair value loss of HKD 25,130,000 on financial assets, compared to a loss of HKD 56,587,000 in the previous year[36] - The group recorded a fair value loss of approximately HKD 39.2 million on its investment in Kang Jian during the period[90] - The fair value of the investment in Kang Jian is approximately HKD 243.7 million, accounting for about 18.3% of the group's unaudited total assets as of June 30, 2024[90] Credit and Risk Management - The group has implemented strict credit policies and controls to mitigate credit risk, including thorough identity verification and repayment capability assessments[76] - The group evaluates expected credit losses based on historical experiences and adjusts for specific factors related to individual debtors and overall economic conditions[80] - The group conducts weekly reviews of repayment records and loan portfolios, particularly focusing on overdue accounts, to assess loan recoverability[78] Employee and Corporate Governance - The company employed 29 employees as of June 30, 2024, and provided regular training to enhance employee capabilities[98] - The company has maintained full compliance with all corporate governance codes during the reporting period[110] - The company aims to attract and retain talented employees through the 2023 Share Option Plan[101] Market Conditions and Future Outlook - The economic environment in Hong Kong has significantly slowed down, influenced by geopolitical tensions and a soft real estate market, impacting the performance of the group's fund investments[86] - The group anticipates ongoing market volatility due to rising interest rates and inflationary pressures, which may impact the financial sector significantly[92] - The group plans to expand its financial services scope, focusing on corporate financing, asset investment, and management, positioning itself as a comprehensive financial service provider[75]

Financial Performance - The group recorded revenue of approximately HKD 36,451,000 for the six months ended June 30, 2024, a decrease of 6.5% compared to HKD 39,041,000 for the same period in 2023[1]. - The loss attributable to the owners of the company was approximately HKD 14,040,000, significantly improved from a loss of HKD 34,867,000 in the previous year, representing a reduction of 59.8%[2]. - The group reported a pre-tax loss of HKD 14,042,000, a significant improvement from a pre-tax loss of HKD 37,930,000 in the same period last year[2]. - The basic and diluted loss per share was HKD 0.56, compared to HKD 1.25 for the same period in 2023[3]. - The group did not recommend the payment of an interim dividend for this period[1]. - The group recorded revenue of approximately HKD 36.5 million for the six months ended June 30, 2024, a decrease from HKD 39.0 million in 2023, primarily due to a slight decline in interest income from lending activities[54]. - The net loss attributable to shareholders for the period was approximately HKD 14.0 million, a reduction from HKD 34.9 million in 2023, mainly due to a fair value loss of HKD 25.1 million on financial assets[54]. Assets and Liabilities - The group held financial assets at fair value through profit or loss amounting to approximately HKD 467,943,000 as of June 30, 2024, down from HKD 482,275,000 as of December 31, 2023[1]. - The net current asset value was approximately HKD 1,045,591,000, with a current ratio of 17.02 times, compared to 23.00 times as of December 31, 2023[1]. - The total assets less current liabilities amounted to HKD 1,263,906,000, slightly down from HKD 1,276,639,000 as of December 31, 2023[5]. - The total liabilities increased to HKD 66,596,000 as of June 30, 2024, from HKD 49,159,000 as of December 31, 2023, indicating a rise in financial obligations[17]. - The total expected credit loss for the group as of June 30, 2024, includes 565,643 thousand HKD across various stages of credit impairment[32]. Revenue Streams - Interest income from lending decreased to HKD 26,955,000, down 6.6% from HKD 28,854,000 year-on-year[9]. - Revenue from financial services increased significantly, with brokerage commission income rising to HKD 487,000 from HKD 329,000, a growth of 47.9%[10]. - The financial services segment generated revenue of approximately HKD 9.0 million, a decrease of about 7.1% from HKD 9.7 million in 2023, influenced by a sluggish stock market sentiment[57]. - Interest income from clients, including margin clients and cash clients, was approximately HKD 7.0 million during the period, compared to HKD 9.0 million in 2023[57]. - The group's lending classification generated revenue of approximately HKD 27.0 million, accounting for about 73.9% of total revenue, with operating profit from this segment decreasing by approximately 28% to HKD 21.3 million[65]. Credit and Risk Management - The group has implemented strict credit policies and control measures to mitigate credit risks, including thorough credit assessments and compliance with anti-money laundering regulations[60]. - The group conducts weekly reviews of repayment records and loan portfolios, particularly focusing on overdue accounts, to ensure timely recovery actions are taken[62]. - The group’s credit committee is responsible for evaluating and approving loans within the predetermined credit limits, ensuring regular monitoring of credit quality[65]. - The group has increased efforts to establish recovery procedures for receivables, including potential legal actions to minimize possible credit losses[65]. - The internal credit assessment process includes verification of borrower identity, income, and asset proof, as well as collateral valuation[60]. Investment Activities - The group holds investment properties valued at approximately HKD 31.3 million, down from HKD 38.1 million as of December 31, 2023[74]. - The investment portfolio includes 29 listed equity securities in Hong Kong, 6 unlisted investment funds, and 2 unlisted equity investments, with listed securities accounting for about 6.9% of total assets[74]. - The group maintains a positive outlook on 康健's future performance and expects significant returns from its investment[78]. - The company is exploring investment opportunities in fintech, healthcare, and biotechnology sectors, viewing current market conditions as investment opportunities rather than setbacks[72]. Economic Outlook - The Hong Kong economy faces challenges, with GDP growth expected to remain between 2.5% and 3.5% for 2024, following a growth of 3.2% in 2023[55]. - The Hong Kong government forecasts a real GDP growth rate of 2.5% to 3.5% for 2024, similar to the actual results for 2023[80]. Corporate Governance - The executive directors are Mr. Li Rongchang and Mr. Tang Xianzu, with independent non-executive directors including Ms. Chen Liping, Ms. Tan Meizhu, and Mr. He Yuandong[92]. - The group has not engaged in any significant acquisitions or disposals of subsidiaries, associates, or joint ventures during the reporting period[86].

Audit and Financial Oversight - The auditor's fee for audit services for the year amounted to HKD 968,000, with no fees for non-audit services[1] - The board of directors is responsible for overseeing the preparation of financial statements that fairly reflect the group's financial position[2] - The board conducted an annual review of the group's risk management and internal control systems, ensuring adequate resources and training for financial reporting functions[150] Risk Management and Internal Control - The group has established a robust risk management and internal control system, which is reviewed annually to protect shareholder interests[3] - The risk management framework follows the COSO framework, allowing effective risk management by the board and management[8] - The group maintains a risk register to track significant identified risks, which is reviewed at least annually[10] - Management conducts ongoing risk management activities, with the effectiveness of the risk management framework assessed at least once a year[11] - The company has no internal audit function but engages external professionals for this purpose, which is deemed more effective given the group's scale and complexity[11] - The board continues to review the necessity of the internal audit function at least annually to ensure its effectiveness[11] - The group appointed an internal control consultant during the year to enhance its internal control processes[30] Corporate Governance and Shareholder Communication - The company has established a shareholder communication policy to facilitate active engagement with shareholders[21] - The company maintains effective communication with shareholders to ensure timely and balanced information dissemination[22] - Shareholders can request public information from the company at any time[17] - The company has adopted corporate governance practices as outlined in its annual report, ensuring compliance with governance codes[178] - The company has ensured that all directors have complied with the standard code of conduct regarding securities transactions during the year[180] - The board of directors consists of five members, including two executive directors and three independent non-executive directors[200] Financial Performance and Revenue Generation - The group’s lending segment generated revenue of approximately HKD 55.1 million in the current year, accounting for about 74% of total revenue, with an operating profit of approximately HKD 14.5 million, an increase of approximately 806% compared to the previous year[43] - The financial services segment generated revenue of approximately HKD 18.0 million, an increase of about 22% from HKD 14.7 million in the previous year[60] - Interest income from clients, including margin clients and cash clients, was approximately HKD 16.5 million for the year, up from HKD 12.1 million in the previous year[60] - The group has experienced a significant increase in operating profit from the lending business, indicating strong performance in this segment[43] Economic Environment and Market Conditions - The International Monetary Fund revised the global economic growth forecast for 2022 from 3.5% to 3.0%, reflecting severe economic challenges faced by many countries[37] - The business environment has improved following the full lifting of social distancing measures and most health policies in Hong Kong, leading to expectations of strong market rebound through cross-border cooperation and economic growth[34] - The group plans to continue monitoring the overall business environment and market conditions to mitigate potential impacts on operations and investments while seeking new business opportunities[81] Dividend Policy and Shareholder Returns - The company has adopted a dividend policy aimed at sharing profits with shareholders while retaining liquidity for future growth opportunities[24] - The payment of dividends is contingent upon the company's operational and financial performance, liquidity, capital needs, and economic conditions[24] - The group does not recommend the payment of dividends for the current year, consistent with the previous year[96] - The company is committed to reviewing and potentially modifying its dividend policy as necessary[24] Investments and Asset Management - As of December 31, 2023, the group held significant investments totaling approximately HKD 870.3 million, representing 12.85% of the issued shares of the health company, with a fair value of HKD 282.9 million, accounting for 21.3% of the group's audited total assets[76] - The health company reported revenue of approximately HKD 1,833.0 million for the year, a year-on-year increase of about 19.37%, despite incurring a consolidated loss of approximately HKD 159.1 million[77] - The group has invested in six non-listed closed-end funds, with the performance of these funds being closely monitored due to challenging economic conditions, including geopolitical tensions and a soft real estate market[72] - The group is focused on exploring investment opportunities in the healthcare sector, recognizing its potential for sustainable returns[111] - The group has invested in Seamless Group Inc. to strengthen its position in the financial technology sector[103] Employee Relations and Corporate Social Responsibility - The group employed 26 employees as of December 31, 2023, and provided regular training to enhance employee capabilities[115] - The group made charitable donations totaling HKD 43,000 during the year, compared to zero in the previous year[97] - The group has implemented various policies to promote energy and paper conservation, aiming to reduce resource consumption and achieve business objectives[128] - The company has maintained good relationships with employees, customers, and suppliers, which is crucial for business success[128] Financial Position and Assets - The group's cash and bank balances were approximately HKD 188.0 million as of December 31, 2023, down from HKD 220.1 million in the previous year, with a net current asset value of approximately HKD 1,081.6 million[82] - The current ratio was approximately 23.0 times as of December 31, 2023, compared to 24.8 times in the previous year, indicating a slight decrease in liquidity[82] - The asset-to-liability ratio remained stable at approximately 3.7% as of December 31, 2023, consistent with the previous year[82] - The company’s total issued shares as of December 31, 2023, were 2,505,282,734 shares[133] Share Repurchase and Capital Management - The group repurchased a total of 278,270,000 ordinary shares at a total cost of approximately HKD 38,368,000, reflecting confidence in the company's long-term business prospects[133] - The highest share repurchase price in October 2023 was HKD 0.145, while the lowest was HKD 0.128[153] - The company’s distributable reserves as of December 31, 2023, were approximately HKD 1,163,468,000, subject to certain conditions for distribution[135] Compliance and Regulatory Matters - The company confirmed compliance with the disclosure requirements of the Listing Rules regarding related party transactions[161] - The company has not disclosed any arrangements that would benefit directors or senior executives through the purchase of shares or debt securities[172] - The group reported that there were no significant legal or regulatory violations impacting the business during the year[128]

Financial Performance - The group recorded revenue of approximately HKD 74.1 million for the year ended December 31, 2023, compared to HKD 73.0 million in 2022, representing a year-over-year increase of 1.5%[2] - The loss attributable to owners of the company was approximately HKD 104.1 million for the year ended December 31, 2023, a significant improvement from a loss of HKD 171.3 million in 2022, indicating a reduction in losses by 39.2%[2] - The group’s gross profit for the year was HKD 69.7 million, an increase from HKD 67.9 million in 2022, showing a growth of 2.5%[5] - The total administrative expenses for the year were HKD 130.8 million, a decrease from HKD 181.9 million in 2022, indicating a reduction of 28.2%[5] - The group reported a pre-tax loss of HKD 107.1 million for the year, improved from a pre-tax loss of HKD 171.3 million in 2022, marking a 37.5% reduction in losses[5] - The total loss before tax for 2023 was HKD 104,059,000, compared to a loss of HKD 171,280,000 in 2022, indicating an improvement[51] - The group reported a net loss of HKD 172,957,000 across all categories for the year ended December 31, 2023[15] - Total comprehensive income for the year was a loss of HKD 104,061,000, compared to a loss of HKD 170,023,000 in the previous year, representing a 38.8% improvement[180] - Basic loss per share for the year was HKD 3.82, compared to HKD 6.15 in the previous year, indicating a 38.5% reduction in loss per share[180] Assets and Liabilities - The group held financial assets at fair value through profit or loss amounting to approximately HKD 482.3 million as of December 31, 2023, compared to HKD 481.9 million in 2022[2] - The group’s total assets included cash and bank balances of approximately HKD 188.0 million and receivables of HKD 446.3 million as of December 31, 2023[2] - The total assets of the group decreased from HKD 1,472,917,000 in 2022 to HKD 1,325,798,000 in 2023, a decline of approximately 10%[20] - The group’s total liabilities decreased from HKD 53,849,000 in 2022 to HKD 49,159,000 in 2023, a decrease of about 8.3%[20] - The total liabilities for the financial services segment decreased from HKD 17,718,000 in 2022 to HKD 15,580,000 in 2023, a reduction of about 12.1%[20] - The group’s cash position remained strong, with bank balances and cash totaling approximately HKD 188.0 million as of December 31, 2023, down from HKD 220.1 million in 2022[95] - The net current assets amounted to approximately HKD 1,081.6 million, down from HKD 1,274.1 million in 2022[154] - The current ratio was reported at 23.00 times, a decrease from 24.82 times in 2022, indicating a slight decline in liquidity[2] Revenue Segments - Total revenue from external customers for the financial services segment was HKD 14,731,000, with lending contributing HKD 57,164,000, and asset investment generating HKD 1,083,000, totaling HKD 72,978,000[15] - Revenue from financial services increased by HKD 3.3 million, reaching approximately HKD 18.0 million for the year[100] - The financial services segment generated revenue of approximately HKD 18.0 million in the current year, an increase of about 22% from HKD 14.7 million in 2022[105] - The group's lending classification generated revenue of approximately HKD 55.1 million in the current year, accounting for about 74% of total revenue, with operating profit increasing by approximately 806% to HKD 14.5 million[118] Interest Income and Expenses - Interest income from lending was HKD 55.1 million in 2023, down from HKD 57.2 million in 2022, reflecting a decrease of 3.7%[9] - Interest income for the group was HKD 72,801,000, with HKD 17,720,000 from financial services and HKD 55,076,000 from lending[26] - The company reported interest income of HKD 69,997,000 for the year 2023, a significant increase from HKD 5,000 in 2022[39] - The company’s financing costs increased to HKD 934,000 in 2023 from HKD 577,000 in 2022, primarily due to higher interest on bank borrowings[44] Impairment and Provisions - The company incurred impairment losses of HKD 24,114,000 on loans and interest for 2023, down from HKD 28,255,000 in 2022[39] - The impairment provision increased to HKD 81,665,000 in 2023 from HKD 57,551,000 in 2022, reflecting a rise of 41.9%[62] - The impairment loss on receivables and interest was approximately HKD 24.1 million, a decrease from HKD 28.3 million in the previous year[120] - The expected credit loss provision for the total receivables and interest was HKD 81.665 million, resulting in a net receivable amount of HKD 446.266 million[125] Investment Strategy - The group plans to continue focusing on financial services, lending, and asset investment strategies to enhance revenue streams in the upcoming fiscal year[11] - The group is exploring investment opportunities in financial technology, healthcare, and biotechnology sectors, viewing the current market conditions as investment opportunities rather than setbacks[130] - The group's asset investment strategy has been adjusted to allocate more resources to better-performing business activities, resulting in a loss of approximately 124.7 million HKD for the year, an improvement from a loss of 181.2 million HKD in 2022[134] - The group holds investment properties valued at approximately 38.1 million HKD as of December 31, 2023, down from 40.9 million HKD in 2022[138] Corporate Governance and Compliance - The company adopted all provisions of the Corporate Governance Code as its own corporate governance code[174] - The group has adopted the revised Hong Kong Financial Reporting Standards effective from January 1, 2023, impacting the preparation of consolidated financial statements[194] - The group ensures compliance with applicable laws and regulations, particularly those related to money lending and anti-money laundering[116] Market Conditions and Economic Outlook - The International Monetary Fund revised the global economic growth forecast for 2022 from 3.5% to 3.0% due to severe economic challenges faced by many countries[102] - The Hong Kong economy is expected to continue recovering in early 2023, benefiting from inbound tourism and personal consumption[149] - The Hong Kong government has revised its overall economic growth forecast for 2023 down to 3.2%, from a previous estimate of 4% to 5%[149]

Financial Performance - The company recorded revenue of approximately HKD 39,041,000 for the six months ended June 30, 2023, compared to HKD 37,121,000 for the same period in 2022, representing a growth of 5.2%[6] - The loss attributable to the owners of the company was approximately HKD 34,867,000 for the six months ended June 30, 2023, compared to HKD 16,163,000 for the same period in 2022, indicating an increase in loss of 115.1%[6] - The company reported a gross profit of HKD 36,641,000 for the six months ended June 30, 2023, compared to HKD 34,169,000 for the same period in 2022, an increase of 7.2%[8] - The company incurred administrative expenses of HKD 25,290,000 for the six months ended June 30, 2023, compared to HKD 23,668,000 for the same period in 2022, an increase of 6.8%[8] - The company reported a total loss before tax of HKD 37,930,000 for the six months ended June 30, 2023, compared to a loss of HKD 16,165,000 in the same period of 2022[33] - The company reported a net cash outflow from investing activities of HKD 51,317,000 for the six months ended June 30, 2023, compared to HKD 3,550,000 in the same period of 2022[20] - The company reported a net loss attributable to shareholders of approximately HKD 34.9 million for the period, compared to a net loss of HKD 16.2 million in the same period last year[113] Assets and Liabilities - The company's financial assets measured at fair value through profit or loss amounted to approximately HKD 483,997,000 as of June 30, 2023, slightly up from HKD 481,933,000 as of December 31, 2022[6] - Cash and cash equivalents were approximately HKD 205,520,000 as of June 30, 2023, down from HKD 220,068,000 as of December 31, 2022, a decrease of 6.9%[6] - The net current assets were approximately HKD 1,193,361,000 as of June 30, 2023, compared to HKD 1,274,129,000 as of December 31, 2022, reflecting a decrease of 6.4%[6] - The total assets amounted to approximately HKD 1,384,203,000 as of June 30, 2023, down from HKD 1,419,068,000 as of December 31, 2022[6] - The total equity attributable to the owners of the company decreased to HKD 1,382,359,000 as of June 30, 2023, from HKD 1,417,222,000 as of December 31, 2022, reflecting a decline of 2.5%[17] - The company's reserves decreased to HKD 1,354,523,000 as of June 30, 2023, from HKD 1,389,386,000 as of December 31, 2022, indicating a decline of 2.5%[16] - The group’s total liabilities decreased slightly to HKD 53,310,000 as of June 30, 2023, from HKD 53,499,000 as of December 31, 2022[16] Cash Flow and Investments - The net cash generated from operating activities for the six months ended June 30, 2023, was HKD 38,536,000, down 50% from HKD 77,043,000 in the same period of 2022[20] - The company incurred capital expenditures of HKD 4,881,000 for the purchase of property, plant, and equipment during the six months ended June 30, 2023, compared to HKD 444,000 in the same period of 2022[20] - The group recorded a fair value loss of approximately HKD 43.5 million from its investment in 康健 during the period[168] - The company added HKD 21,729,000 in financial assets measured at fair value through profit or loss during the six months ended June 30, 2023[93] Revenue Sources - The financial services segment generated revenue of HKD 9,677,000, while the lending segment contributed HKD 28,854,000 for the six months ended June 30, 2023[33] - Interest income from lending decreased to HKD 28,854,000 in 2023 from HKD 29,831,000 in 2022, a decline of 3.3%[27] - Commission income from securities brokerage dropped to HKD 329,000 in 2023, down 38.0% from HKD 531,000 in 2022[30] - Commission income from placements decreased significantly to HKD 300,000 in 2023, a decline of 68.3% compared to HKD 940,000 in 2022[30] - Revenue from rental income was HKD 510,000, marking the first recorded income in this category[27] Credit and Risk Management - The group has implemented strict credit policies and control measures to mitigate credit risks, including thorough assessments of borrowers' repayment capabilities and background checks[127] - The group aims to minimize potential credit losses by taking legal action on a case-by-case basis, considering market practices and recovery processes[127] - The expected credit loss provision for receivables decreased from HKD 57,551,000 as of December 31, 2022, to HKD 50,076,000 as of June 30, 2023[67] - The expected credit loss provision was HKD 50,076,000, resulting in a net receivable amount of HKD 512,451,000[147] Strategic Initiatives - The company plans to further explore potential lending opportunities, including project financing, depending on market conditions and risk-return assessments[124] - The company aims to expand its customer base by recruiting financial services talent over the next few years[121] - The company adjusted its asset investment strategy to allocate more resources to better-performing business activities, including margin financing and lending[152] - The group will continue to expand its lending business through 易金融 and 易財務, focusing on both corporate and personal loans[177] Market Conditions and Outlook - The company anticipates continued economic growth in Hong Kong in 2023, benefiting from inbound tourism and personal consumption[174] - The group expects to face potential lending risks due to the challenging economic environment but will maintain a cautious risk management strategy[177] - The management acknowledges the recent downturn in the fintech and healthcare sectors, viewing it as an investment opportunity rather than a setback[156] Employee and Governance - The group employed 28 employees as of June 30, 2023, and provided regular training to enhance employee capabilities[189] - The 2023 Share Option Scheme was approved on June 16, 2023, allowing the company to grant options to eligible participants[196] - Shareholder approval will be sought for any further stock options granted under the 2023 stock option plan, ensuring compliance with existing regulations[200]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部 或任何部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Minerva Group Holding Limited 嬴集團控股有限公司* （前稱Power Financial Group Limited 權威金融集團有限公司） （於百慕達註冊成立之有限公司） （股份代號：397） 有關截至二零二二年十二月三十一日止年度年報之補充公告 茲提述嬴集團控股有限公司（前稱「權威金融集團有限公司」）（「本公司」，連同其 附屬公司，統稱「本集團」）截至二零二二年十二月三十一日止年度年報（「二零二 二年年報」）。除另有界定者外，本公告所用詞彙與二零二二年年報所界定者具 有相同涵義。 購股權計劃 根據二零一三年購股權計劃可供授出的購股權及獎勵的數目 下表載列於截至二零二二年十二月三十一止年度，有關二零一三年購股權計劃 的額外資料： 於二零二二年 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部 或任何部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Minerva Group Holding Limited 嬴集團控股有限公司* （於百慕達註冊成立之有限公司） （股份代號：397） 截至二零二三年六月三十日止六個月之 中期業績公告 截至二零二三年六月三十日止六個月： – 本集團錄得收益約39,041,000港元（截至二零二二年六月三十日止六個月： 37,121,000港元）。 – 本公司擁有人應佔虧損約為34,867,000港元（截至二零二二年六月三十日止 六個月：16,163,000港元）。 – 董事會不建議派付中期股息。 於二零二三年六月三十日： – 本集團持有按公平值計入損益之金融資產約483,997,000港元（二零二二年 ...