香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不會就因本公佈全部或 任何部分內容而產生或因倚賴該等內容而引起之任何損失承擔任何責任。 本公佈僅供參考，並不構成收購、購買或認購本公司任何證券之邀請或要約。 滙盈控股有限公司 （於香港註冊成立之有限公司） （股票代號：821） 網址：http://www.vcgroup.com.hk (I)根據一般授權發行可換股債券 及 (II)有關可能投資項目之諒解備忘錄 (I) 認購事項 第一認購協議 於二零二五年六月十三日（交易時段後），本公司與第一認購人訂立第一認 購協議，據此，本公司殷切發行而第一認購人殷切認購本金額為3,000,000 港元之第一可換股債券。第一可換股債券按票息率每年1%計息，到期日為 2年，並可按換股價每股換股股份0.04港元轉換為不多於75,000,000股換股 股份。 第二認購協議 於二零二五年六月十三日（交易時段後），本公司與第二認購人訂立第二認 購協議，據此，本公司殷切發行而第二認購人殷切認購本金額為2,000,000 港元之第二可換股債券。第二可換股債券按票息率每 ...

Value Convergence Holdings Limited 滙盈控股有限公司 (Incorporated in Hong Kong with limited liability) （於香港註冊成立之有限公司） Dear Non-registered Shareholder,(Note 1) Value Convergence Holdings Limited (the "Company") Notification of publication of Circular, Notice of Annual General Meeting and Proxy Form (the "Current Corporate Communications") on the website of the Company The English and Chinese versions of the Company's Current Corporate Communications are available on the Company's website at http://www.vcgroup.com.hk ...

（股票代號：821） NOTIFICATION LETTER 通知信函 6 June 2025 Value Convergence Holdings Limited 滙盈控股有限公司 (Incorporated in Hong Kong with limited liability) （於香港註冊成立之有限公司） (Stock Code: 821) Dear Registered Shareholder, Value Convergence Holdings Limited (the "Company") Notification of publication of Circular, Notice of Annual General Meeting and Proxy Form (the "Current Corporate Communication") on the website of the Company The English and Chinese versions of the Company's Current Corporate Communications are available ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不會就因本通告全部或 任何部分內容而產生或因倚賴該等內容而引起之任何損失承擔任何責任。 滙盈控股有限公司 （於香港註冊成立之有限公司） （股票代號：821） 網址：http://www.vcgroup.com.hk 股東週年大會通告 茲通告滙盈控股有限公司（「本公司」）將於二零二五年六月三十日（星期一）上午 十一時正假座香港灣仔告士打道181-185號中怡商業大廈7樓舉行股東週年大會， 以處理下列事項： 普通決議案 「動議： (a) 在本決議案第(b)段之規限下，一般及無條件批准董事於有關期間（定義 見下文）內行使本公司一切權力，根據所有適用法例及香港聯合交易所 有限公司（「聯交所」）證券上市規則或任何其他證券交易所不時修訂之 規定回購本公司股份； (I) 「動議： (a) 在本決議案第(c)段之規限下，一般及無條件批准董事於有關期間（定 義見下文）內行使本公司一切權力，以配發、發行及處理本公司額 外股份，授予認購本公司股份之權利、或授予任何證券可轉換為 本公司股份之權利（包括發行任何可 ...

閣下如已售出或轉讓名下所有滙盈控股有限公司之股份，應立即將本通函及隨附之 代表委任表格送交買主或承讓人，或送交經手買賣之銀行、持牌證券交易商或其他 代理商，以便轉交買主或承讓人。 此乃要件 請即處理 閣下如對本通函之任何部份內容或應採取之行動有任何疑問，應諮詢 閣下之持牌 證券交易商、銀行經理、律師、專業會計師或其他專業顧問。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函之內容概不負責， 對其準確性或完備性亦無發表任何聲明，且表明不會就本通函全部或任何部份內容 或因倚賴該等內容而引致之任何損失承擔任何責任。 滙盈控股有限公司 （於香港註冊成立之有限公司） （股票代號：821） 網址：http://www.vcgroup.com.hk 發行及回購股份之一般授權、 重選董事、 委聘核數師 及 股東週年大會通告 滙盈控股有限公司（「本公司」）謹訂於二零二五年六月三十日（星期一）上午十一時正， 假座香港灣仔告士打道181-185號中怡商業大廈7樓舉行股東週年大會，大會通告載於 本通函第III-1頁至第III-5頁。 無論 閣下能否親身出席本公司之股東週年大會及╱或在會上投票，務請盡快按隨 附之代表委任表格 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不會就因本公佈全部或 任何部分內容而產生或因倚賴該等內容而引起之任何損失承擔任何責任。 滙盈控股有限公司 （於香港註冊成立之有限公司） 網址：http://www.vcgroup.com.hk （股票代號：821） 建議更換核數師 本公佈乃由滙盈控股有限公司（「本公司」，連同其附屬公司，統稱「本集團」）根據 香港聯合交易所有限公司證券上市規則第13.51(4)條作出。 核數師退任 本公司董事（「董事」）會（「董事會」）謹此宣佈，鑑於信永中和（香港）會計師事務所 有限公司（「信永中和」）擔任本公司核數師的任期時長，董事會已議決不在本公司 將於二零二五年六月三十日舉行之應屆股東週年大會（「股東週年大會」）上續聘信 永中和為本公司核數師，因董事會認為適時輪換獨立核數師有助於維持良好公司 治理並確保核數師之獨立性。 董事會謹藉此機會對信永中和過去多年來為本集團提供的專業服務及支持表達由 衷致謝。 委任核數師 經審核委員會推薦，董事會已議決建議委任栢淳會計師事務所有限公司（「栢淳」） 為本公司新核 ...

（於香港註冊成立之有限公司） (Stock Code: 821) Value Convergence Holdings Limited 滙盈控股有限公司 (Incorporated in Hong Kong with limited liability) （股票代號：821） NOTIFICATION LETTER 通知信函 30 April 2025 Dear Non-registered Shareholder,(Note 1) Value Convergence Holdings Limited (the "Company") Notification of publication of 2024 Annual Report (the "Current Corporate Communications") on the website of the Company The English and Chinese versions of the Company's Current Corporate Communications are available on the Company's website ...

Value Convergence Holdings Limited 滙盈控股有限公司 (Incorporated in Hong Kong with limited liability) （於香港註冊成立之有限公司） (Stock Code: 821) （股票代號：821） NOTIFICATION LETTER 通知信函 30 April 2025 Dear Registered Shareholder, Value Convergence Holdings Limited (the "Company") Notification of publication of 2024 Annual Report (the "Current Corporate Communication") on the website of the Company The English and Chinese versions of the Company's Current Corporate Communications are available on the Company's website at http://ww ...

滙盈控股有限公司 2024 環境、社會及管治報告 Environmental, Social and Governance Report 1 VALUE CONVERGENCE HOLDINGS LIMITED 滙盈控股有限公司 2024 Environmental, Social and Governance Report 環境、社會及管治報告 ENVIRONMENTAL, SOCIAL AND GOVERNANCE REPORT 環境、社會及管治報告 | CONTENTS | | 目錄 | | 1 | | --- | --- | --- | --- | --- | | ABOUT THIS REPORT | | 關於本報告 | | 2 | | INTRODUCTION | | 緒言 | | 3 | | STAKEHOLDER ENGAGEMENT | | 持份者參與 | | 4 | | ESG GOVERNANCE | | | 環境、社會及管治的治理 | 8 | | A. | ENVIRONMENTAL ASPECTS | A. | 環境層面 | 10 | | | A1.EMISSIONS | | A1. ...

Economic Environment - In 2024, Hong Kong's Interbank Offered Rates (HIBOR) rose significantly due to the US Federal Reserve's high-interest-rate policy, increasing mortgage and corporate borrowing costs, which weighed on local economic activities [10]. - The global economic environment in 2024 was characterized by geopolitical tensions, inflationary pressures, and shifts in major central banks' monetary policies, impacting Hong Kong's financial market [10]. - The Hong Kong dollar hovered near the weak-side convertibility undertaking (HKD7.85 per USD), prompting multiple interventions by the Hong Kong Monetary Authority to maintain exchange rate stability [10]. - The outlook for Hong Kong's economy in 2025 indicates steady growth influenced by domestic policies and global economic dynamics, with a focus on maintaining stable monetary policy [57][60]. IPO Market - The IPO market in Hong Kong showed signs of gradual recovery, reflecting renewed investor confidence and a robust pipeline of listings [11]. - The total funds raised in the Hong Kong IPO market reached HK$87.5 billion in 2024, representing an increase of 89% year-on-year [22]. - The IPO market in Hong Kong is anticipated to be robust in 2025, with a diverse range of industries seeking to tap into capital markets [58]. Company Strategy and Growth - The company is committed to accelerating the growth of its insurance brokerage business through dedicated agents, enhancing overall service offerings [14]. - The Group is pursuing investment opportunities in other business segments to augment business agility and broaden revenue sources amid market volatility [15]. - The company aims to strengthen relationships with clients and actively pursue opportunities in corporate financing as it expands its presence in equity markets [11]. - The company acknowledges the importance of business diversification to improve resilience amid market volatility [15]. - The Group's focus on diversification aims to stabilize revenue and reduce dependence on capital markets through the expansion of its property investment segment [32]. - The Group's expansion into property investment and insurance brokerage contributed to diversifying its customer base and stabilizing revenue [25]. Financial Performance - The Group's consolidated revenue for the year ended December 31, 2024, was approximately HK$69.1 million, a decrease of about 6% compared to HK$73.3 million in 2023 [61]. - The consolidated loss attributable to owners of the Company for 2024 was approximately HK$128.4 million, down from approximately HK$287.8 million in 2023 [61]. - The decrease in loss was mainly due to a reduction in impairment loss on accounts receivable by approximately HK$64.8 million and a decrease in net realized and unrealized loss on financial assets held-for-trading by approximately HK$82.7 million [62]. - Revenue from brokerage and financing services was approximately HK$55.4 million, accounting for about 80% of the Group's total revenue, representing a decrease of about 7% from HK$59.7 million in 2023 [67]. - The Group recorded a segment loss of approximately HK$100.8 million, a significant improvement from HK$249.6 million in 2023 [66]. Investment Activities - The company completed the acquisition of Polyton China Limited for HK$18 million, expanding its revenue base through rental income [43]. - The company acquired a 30% equity interest in Hainan Zhongtian Jiahe Industrial Co., Ltd. for approximately HK$10,700 [44]. - The company attempted to acquire 24% equity interest in Zhanhua Jiutai Gas Co., Ltd. for HK$30 million through convertible bonds, but the agreement lapsed due to unmet conditions [37]. - A convertible bonds placing agreement was established for up to HK$84 million, but it also lapsed as conditions were not satisfied by 7 August 2024 [38]. - The Group's total interest income from financing services decreased by about 7% to approximately HK$49.9 million, accounting for about 72% of total revenue [69]. Loan Management - The group conducts a credit risk assessment before granting loans, considering factors such as customer background and collateral value [81]. - The credit committee meets monthly to review customer statuses and discuss necessary actions for loan recovery [89]. - The company will adopt a more cautious approach in the money lending business due to economic challenges, focusing on selective loan approvals [100]. - Total expected credit loss (ECL) allowance increased to HK$225.3 million in 2024, up from HK$171.7 million in 2023 [107]. - The company aims to enhance management of existing loan receivables and strengthen its cash position amid economic uncertainties [100]. Employee and Management - The Group employed a total of 56 employees as of December 31, 2024, down from 74 employees in the previous year, with total salary and staff benefit costs of approximately HK$33.6 million [164]. - Mr. Fu has nearly 40 years of experience in financial management and securities business, having held senior positions in various international financial institutions [190]. - Mr. Wong has over 25 years of management experience in the printing industry and has served as a director for two publicly listed companies in Hong Kong [191]. - Ms. Li has extensive experience in business operations and industry resources in communications, internet technology, and new payment industries [196]. Market Competition - The Hong Kong market faced intensified competition from Singapore, prompting improvements in transparency within its legal and regulatory environment [23]. - The Group's proactive approach to attracting clientele from Mainland China capitalized on the reopening of borders, enhancing its market presence [29]. Asset Management - The Group's management is optimistic about the asset management segment following the reopening of borders, allowing senior members to visit potential clients in China [143]. - The Group's proprietary trading business recorded a loss after tax of approximately HK$50.4 million, compared to a loss of HK$132.4 million in 2023 [154]. - The Group recognized a net loss of approximately HK$44.0 million on trading investments for the year ended December 31, 2024, compared to a loss of approximately HK$126.7 million for the same period in 2023 [149].