UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _______________________ FORM 10-Q _______________________ ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number 001-35761 United Insurance Holdings Corp. Securities registered pursuant to Se ...

United Insurance Holdings Corp. (UIHC) Q2 2020 Earnings Conference Call August 5, 2020 5:00 PM ET Company Participants Adam Prior - Senior Vice President, The Equity Group, Investor Relations Robert Peed - Chairman & Chief Executive Officer Brad Martz - Chief Financial Officer Conference Call Participants Elyse Greenspan - Wells Fargo Securities Greg Peters - Raymond James Matt Carletti - JMP Securities Bill Broomall - Dowling & Partners Operator Greetings, and welcome to the UIHC Second Quarter 2020 Earnin ...

Financial Data and Key Metrics Changes - Core pretax income for Q1 2020 was over $13 million, an increase of $9 million from the previous year, with ex-cat pretax core income up about $15 million year over year [7] - Gross premiums earned were $344.6 million, an increase of $33 million or 11% year-over-year [12] - The combined ratio improved to 99%, a nearly 5-point improvement year-over-year, while the underlying combined ratio was 90.7%, compared to 94.2% last year [13] - The gross loss ratio improved by 3.7 points to 29.8%, and the net loss ratio improved by 4.1 points to 53.7% compared to the first quarter last year [14][15] Business Line Data and Key Metrics Changes - Premiums written increased approximately $17 million or 5.2% from a year ago, driven by a 7% growth in personal lines and a 16% growth in commercial lines [13] - Personal lines policy earned premium per policy was up about 2%, indicating that the bulk of the 10% forced increase has not yet matured into the book [8] Market Data and Key Metrics Changes - Florida accounted for approximately 69% of the growth in direct premiums year-over-year, with all regions outside Florida showing modest increases [13] - Ceded earned premiums were 44.4% of gross premiums earned, compared to 42.1% last year, due to increased sessions to the quota share reinsurance program [14] Company Strategy and Development Direction - The company is focused on maintaining strong capital positions and has a robust reserve strategy, with favorable reserve development reported [10][15] - The company is well-prepared for the current operating environment, with minimal exposure to COVID-19 claims and effective remote operations [11] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the positive underlying trends and improvements in claims handling, indicating that the favorable trends observed in Q1 were not solely due to the pandemic [22] - The company anticipates continued growth in premiums and profitability, with a focus on ensuring that rate trends grow faster than loss trends [39] Other Important Information - The total assets of the company were $2.33 billion, with cash and invested assets of $1.28 billion [16] - The statutory surplus declined approximately $12 million or 3% to $404 million during Q1, primarily due to unrealized losses on equities [17] Q&A Session Summary Question: Can you provide insight on the reinsurance renewal program and pricing? - The remaining 9% of the reinsurance program is spread throughout the program, with constructive discussions ongoing regarding pricing [20] Question: Was the improvement in claims volume due to the pandemic? - Any downturn in claims volume was marginal, with positive trends observed in January and February as well [22] Question: What is the reason for the decline in assumed premiums? - The decline was due to a major partner terminating their participation in the program, but other partners are increasing their involvement [27] Question: Can you comment on the reinsurance market and new partners? - The company has welcomed new partners with strong balance sheets and has seen good receptivity in the reinsurance markets despite disruptions [32] Question: How is the company managing reserve development? - The company is closely monitoring actual development versus expected development, with favorable variances reported for the first quarter [42]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _______________________ FORM 10-Q _______________________ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 Commission File Number 001-35761 _____________________ United Insurance Holdings Corp. (Exact Name of Registrant as Specified in its Charter) Delaware 75-3241967 (State or Other Jurisdiction of Incorporation or Organization) (IRS Employer Identific ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ___________________________________ FORM 10-K ___________________________________ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 Commission File Number 001-35761 United Insurance Holdings Corp. (Exact Name of Registrant as Specified in Its Charter) Delaware 75-3241967 (State or Other Jurisdiction of Incorporation or Organization) (IRS Employer Identificati ...

United Insurance Holdings Corp. (UIHC) Q4 2019 Earnings Conference Call February 20, 2020 5:00 PM ET Company Participants Adam Prior - Senior Vice President at The Equity Group John Forney - Chief Executive Officer Brad Martz - Chief Financial Officer Conference Call Participants Marcos Holanda - Raymond James Freddie Sleiffer - KBW Greg Peters - Raymond James Operator Greetings and welcome to the United Insurance Holdings Fourth Quarter and Year End Conference Call. At this time, all participants are in li ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _______________________ FORM 10-Q _______________________ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 Commission File Number 001-35761 _____________________ United Insurance Holdings Corp. (Exact Name of Registrant as Specified in its Charter) Delaware 75-3241967 (State or Other Jurisdiction of Incorporation or Organization) (IRS Employer Ident ...

United Insurance Holdings Corp. (UIHC) Q3 2019 Results Earnings Conference Call October 31, 2019 9:00 AM ET Company Participants Adam Prior - Senior Vice President at The Equity Group John Forney - Chief Executive Officer Brad Martz - Chief Financial Officer Conference Call Participants Marcos Holanda - Raymond James Freddie Sleiffer - KBW Greg Peters - Raymond James Operator Greetings. Welcome to the United Insurance Holdings Corporation's third quarter 2019 conference call. At this time, all participants ...