FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of Foreign Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 Commission File Number: 001-14554 Banco Santander Chile Santander Chile Bank (Translation of Registrant's Name into English) Bandera 140 Santiago, Chile (Address of principal executive of ice) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐ Indicate by ...

2Q21 Results Banco Santander Chile July 29, 2021 Important information Banco Santander Chile caution that this presentation contains forward looking statements within the meaning of the US Private Securities Litigation Reform Act of 1995. These forward looking statements are found in various places throughout this presentation and include, without limitation, statements concerning our future business development and economic performance. While these forward looking statements represent our judgment and futu ...

1Q21 Results April 30, 2021 Important information Banco Santander Chile caution that this presentation contains forward looking statements within the meaning of the US Private Securities Litigation Reform Act of 1995. These forward looking statements are found in various places throughout this presentation and include, without limitation, statements concerning our future business development and economic performance. While these forward looking statements represent our judgment and future expectations conce ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . OR Commission file number: 1-14554 BANCO SANTANDER-CHILE ( ...

Banco Santander Chile 4Q20 Results February 4, 2021 Important information Banco Santander Chile caution that this presentation contains forward looking statements within the meaning of the US Private Securities Litigation Reform Act of 1995. These forward looking statements are found in various places throughout this presentation and include, without limitation, statements concerning our future business development and economic performance. While these forward looking statements represent our judgment and f ...

Financial Data and Key Metrics Changes - In Q4 2020, net income totaled CLP 183 billion, a 74.5% increase compared to Q3 2020 and a 57.2% increase compared to Q4 2019 [14] - The bank's return on average equity (ROE) reached 20.4% in Q4 2020, while the full-year ROE for 2020 was 14.5% [16] - Net interest income (NII) increased by 12.5% in 2020, with a flat net interest margin (NIM) closing the year at 4% [18] Business Line Data and Key Metrics Changes - Total loans increased by 5% year-on-year but decreased by 1.4% quarter-on-quarter [23] - Consumer loans showed early signs of recovery, increasing by 0.3% quarter-on-quarter, while mortgage loans increased by 10.2% year-on-year [24] - Non-interest-bearing demand deposits increased by 41% year-on-year, driven by retail checking accounts and the impact of pension fund withdrawals [20] Market Data and Key Metrics Changes - The Chilean economy is expected to grow by 4.5% in 2021, with inflation projected to remain below 3% [11] - Business confidence has returned to optimistic levels, particularly in the industrial sector, contributing to improved employment [10] - The Central Bank has maintained its policy rate at 0.5% and announced a new loan growth facility of US$10 billion for SMEs [12] Company Strategy and Development Direction - The bank is focusing on digital transformation, with a new investment plan of CLP 250 million for 2021 to 2023 to expand digital initiatives [41] - The Santander Life program has significantly increased account openings, with a 259% rise in 2020, indicating a successful strategy to attract middle-income clients [42] - The bank is also enhancing its sustainability initiatives, including green mortgages and eco-friendly products, which have led to recognition in sustainability indices [46][48] Management's Comments on Operating Environment and Future Outlook - Management expressed cautious optimism for 2021, expecting loan growth in the mid-single digits and a stable NIM [53] - The cost of credit is projected to remain elevated at 1.3% to 1.4%, reflecting ongoing uncertainties related to the pandemic [54] - The bank anticipates a return to pre-COVID ROE levels around 17% in 2022, contingent on the economic recovery and vaccination progress [76] Other Important Information - The bank's efficiency ratio improved to 38.3% in Q4 2020, with operating expenses increasing by only 2.5% year-on-year [36] - The bank's capital ratios remained strong, with a core capital ratio of 10.7% at year-end 2020 [37] Q&A Session Summary Question: Expectations for fee income growth - Management expects fee income growth to align with loan growth, supported by initiatives like Santander Life [56][57] Question: Update on Life clients and current accounts - Life clients are included in current account openings, with many being new to the banking system and generating significant revenue [60][63] Question: Regulatory changes and their impact - Management is monitoring potential regulatory changes, particularly regarding interchange fees, but remains confident in their ability to adapt [66][68] Question: Cost of risk guidance - The cost of risk guidance of 1.3% to 1.4% is considered conservative, factoring in potential future deterioration [70][73] Question: Update on acquiring business (Getnet) - The acquiring business is set to launch soon, with a target market share of 15% by 2022 [79] Question: Dividend payment expectations - Management anticipates a return to a single dividend payment in April, subject to macroeconomic conditions [86] Question: NIM guidance and risks - Potential risks to NIM include loan mix and economic recovery, while inflation could provide upside [88][90]

Financial Data and Key Metrics Changes - Net income in Q3 2020 increased by 23.9% quarter-on-quarter, totaling CLP 105 billion, despite additional voluntary provisions of CLP 30 billion due to COVID-19 uncertainties [11][12] - Return on equity improved to 11.5% from 9.5% in the previous quarter [12] - Net interest income (NII) grew by 10.5% year-to-date, with net interest margins (NIM) at 3.7% in Q3 [13][14] Business Line Data and Key Metrics Changes - Loan growth decelerated in Q3, particularly in FOGAPE COVID lines, with approximately CLP 1.9 trillion disbursed, representing about 10% of the commercial loan book [18] - Consumer lending continued to decline, but payment behavior remained healthy, with non-performing loan (NPL) ratios steady at 1.2% [19][21] - Noninterest-bearing demand deposits grew by 47% year-on-year and 12% quarter-on-quarter, surpassing time deposits for the first time [15][16] Market Data and Key Metrics Changes - Retail sales exceeded pre-coronavirus levels, and business confidence reached its highest since October 2019 [7] - The economy is expected to contract between 5% and 6% in 2020 but is projected to recover in 2021 [8] Company Strategy and Development Direction - The company is focusing on digital transformation, with a US$380 million investment plan and a significant increase in digital client transactions [36][35] - The bank's strategy includes maintaining a strong balance sheet and managing costs effectively, with operational expenses increasing only 3.1% year-on-year [30] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the economic recovery, citing improved asset quality and a potential decline in the cost of credit to around 1% in Q4 [27][44] - The company anticipates a rebound in loan growth in 2021, contingent on economic conditions and consumer demand [42][95] Other Important Information - The bank's core capital ratio reached 10.7%, and the total BIS ratio was 15.1%, the highest in a decade [31][32] - The board proposed a dividend payout of CLP 0.88 per share, totaling 60% of 2019 earnings [33][88] Q&A Session Summary Question: Political and economic outlook regarding pension fund withdrawals and constitutional process - Management noted uncertainty around a potential second pension fund withdrawal, which could provide additional liquidity to households but may complicate pension system reforms [45][49] Question: Provisions and cost of risk comparison with previous crises - Management explained that the current cost of risk is lower due to higher coverage ratios and proactive government measures, contrasting with the 2009 crisis [47][60] Question: Provisions expectations for 2021 - Management refrained from providing specific guidance for 2021 but indicated a positive outlook based on current asset quality trends [63][66] Question: Loan growth expectations and mix - Management expects a rebound in loan growth next year, with a focus on improving the mix to enhance NIM [95]

Banco Santander Chile 3Q20 Results October 30, 2020 Important information Banco Santander Chile caution that this presentation contains forward looking statements within the meaning of the US Private Securities Litigation Reform Act of 1995. These forward looking statements are found in various places throughout this presentation and include, without limitation, statements concerning our future business development and economic performance. While these forward looking statements represent our judgment and f ...

Financial Data and Key Metrics Changes - The bank's net income in Q2 decreased by 41% quarter-on-quarter and 50.4% year-on-year, totaling CLP 84,859 million, with an adjusted net income of CLP 106,759 million after a voluntary provision of CLP 30 billion [24][51]. - Total gross income increased by 7.1% compared to Q1 and 6.7% compared to Q2 2019, demonstrating the bank's ability to generate solid income during the pandemic [25]. - The efficiency ratio improved to 38.9% in the quarter, indicating strong operational control [36]. Business Line Data and Key Metrics Changes - Total loans increased by 13.5% year-on-year and 2.7% quarter-on-quarter, driven by working capital lines to corporate and middle market, as well as FOGAPE guaranteed loans to SMEs [20]. - Demand deposits saw a significant growth of 39.3% year-on-year, contributing to a favorable funding mix [19]. - Lending to individuals continued to decline, particularly in consumer lending, as clients became more restrictive in their consumption behavior [20]. Market Data and Key Metrics Changes - The official unemployment rate rose to 11.2% in the quarter ending in May, with employment falling more than 15% year-on-year [5]. - The Central Bank maintained its policy rate at 0.5%, signaling it will remain at this level for at least two years [5]. - The balance of trade improved due to resilient external demand for Chile, supported by high copper prices [6]. Company Strategy and Development Direction - The bank is continuing its investment plan of $380 million for 2019-2021 in technology, branch upgrades, and new products, with a focus on digital onboarding for SMEs [39]. - A new branch transformation project will start in the second half of the year, emphasizing digital capabilities and efficiency [48]. - The bank's strategy includes launching digital products like Superdigital and Klare, aimed at expanding its customer base and enhancing service delivery [42][40]. Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the gradual reopening of the economy as COVID-19 cases decline, while acknowledging the ongoing uncertainty [3][50]. - The bank is well-prepared to confront the challenges posed by the pandemic and is optimistic about 2021 [52]. - Management highlighted that asset quality has remained better than expected, aided by government support and reduced consumer spending during lockdowns [62]. Other Important Information - The bank's capital ratio finished the quarter at 10%, with a total BIS ratio of 14.6% [23]. - The bank has disbursed over CLP 1.5 trillion in FOGAPE guaranteed loans, representing around 8% of the commercial loan book [22]. - The bank's digital client base grew by 20.7% year-on-year, reflecting the success of its digital initiatives [38]. Q&A Session Summary Question: Preventive provisions and asset quality - Management confirmed that an additional CLP 30 billion in voluntary provisions will be recognized in July, providing a cushion for potential credit quality impacts [56][57]. Question: Net interest margin (NIM) impacts - NIM decreased from 4.2% in Q1 to 3.8% in Q2, attributed to lower inflation and a shift in asset mix towards less risky assets [59]. Question: Pension fund withdrawals implications - Management expects upward pressure on inflation due to increased consumption from pension fund withdrawals, which will provide short-term liquidity support [60][61]. Question: Collection of interest on loans - Interest collection is affected by payment holidays, particularly in the mortgage portfolio, but management expects normalization in collections soon [70][72]. Question: Branch transformation vs. expansion - The focus will shift towards transforming existing branches rather than expanding the network in the near future due to the ongoing crisis [73]. Question: FOGAPE loans and margins - FOGAPE loans have lower spreads compared to typical SME loans, but they are expected to provide stability in credit costs due to government guarantees [85].

Banco Santander-Chile (NYSE:BSAC) Q1 2020 Earnings Conference Call April 29, 2020 11:00 AM ET Company Participants Emiliano Muratore - CFO Claudio Soto - Chief Economist Robert Heimlich - Manager, IR Conference Call Participants Ernesto Gabilondo - Bank of America Merrill Lynch Jason Mollin - Scotiabank Daer Labarta - Goldman Sachs Group Ricardo Garcia - Crédit Suisse Sebastián Gallego - CrediCorp Capital Yuri Fernandes - JPMorgan Chase & Co. Piedad Alessandri - CrediCorp Jorg Friedemann - Citigroup Operato ...