Q1 2021 Conference Call BY Byline Bancorp, Inc. BY LISTED NYSE Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements include, without limitation, statements concerning plans, estimates, calculations, forecasts and projections with respect to the anticipated future performance of the Company. These statements are often, but not always, made through the use of words or phrases such as ''may'', ''migh ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-38139 Byline Bancorp, Inc. (Exact name of Registrant as specified in its Charter) | --- | --- | --- | |------------------------------ ...

Q4 2020 Conference Call Byline Bancorp, Inc.: BY LISTED NYSE Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements include, without limitation, statements concerning plans, estimates, calculations, forecasts and projections with respect to the anticipated future performance of the Company. These statements are often, but not always, made through the use of words or phrases such as ''may'', ''might' ...

Byline Bancorp, Inc. (NYSE:BY) Q4 2020 Earnings Conference Call January 29, 2021 10:00 AM ET Company Participants Tony Rossi – Financial Profiles Alberto Paracchini – President and Chief Executive Officer Lindsay Corby – Chief Financial Officer Roberto Herencia – Chairman Conference Call Participants Ebrahim Poonawala – Bank of America Terry McEvoy – Stephens Michael Perito – KBW Nathan Race – Piper Sandler Brian Martin – Janney Montgomery Operator Good morning, and welcome to the Byline Bancorp Fourth Quar ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______to ______ Commission File Number 001-38139 ne Byline Bancorp, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware 36-3012593 (State or Other J ...

Byline Bancorp, Inc. (NYSE:BY) Q3 2020 Earnings Conference Call October 23, 2020 10:00 AM ET Corporate Participants Tony Rossi - Financial Profiles Alberto Paracchini - President & Chief Executive Officer Lindsay Corby - Chief Financial Officer Mark Fucinato - Senior Vice President and Senior Credit Officer Conference Call Participants Michael Perito - KBW Nathan Race - Piper Sandler Terry McEvoy - Stephens Brian Martin - Janney Montgomery Operator Good morning and welcome to the Third Quarter 2020 Byline B ...

Company Overview - Byline Bancorp is a commercially-oriented community bank serving business and retail customers in the Chicago metropolitan area[7] - The company had a $207 million recapitalization in 2013[7] - As of June 30, 2020, total assets were $6394 million, total loans & leases were $4391 million, and total deposits were $4958 million[7] COVID-19 Response and PPP Program - Byline funded over $635 million of PPP loans by processing over 3700 applications[17] - The average PPP loan balance was $167000[18] - 74% of the PPP loans were less than $150000[18] Loan and Lease Deferral Update - As of August 31, 2020, $884 million in loans were on deferral, representing 24% of the portfolio[19] - Of the outstanding deferrals, 13% were in Accommodation & Food Services, 11% in Waste Management, and 10% in Consumer Loans[21] - As of August 31, 2020, over 1500 loans for $490 million have returned to regular payments since an initial deferral was granted[21] Second Quarter 2020 Financial Performance - Net income was $91 million, or $024 per diluted share[26] - Pre-tax pre-provision net income was $284 million[26] - Total assets increased by $6588 million, or 115%, from 1Q20[26] - Total deposits increased by 170% over 1Q20 to $50 billion[26] - The net interest margin (NIM) was 371%, down 80 bps YoY and down 46 bps QoQ[26] - The efficiency ratio was 5370%, compared to 6716% in 1Q20[26]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______to ______ Commission File Number 001-38139 ne Byline Bancorp, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware 36-3012593 (State or Other Jurisd ...

Byline Bancorp, Inc. (NYSE:BY) Q2 2020 Earnings Conference Call July 24, 2020 10:00 AM ET Company Participants Tony Rossi - Financial Profiles Alberto Paracchini - President & Chief Executive Officer Lindsay Corby - Chief Financial Officer Owen Beacom - Chief Credit Officer Conference Call Participants Ebrahim Poonawala - Bank of America Nathan Race - Piper Jaffray Terry McEvoy - Stephens Brian Martin - Janney Montgomery Operator Good day and welcome to the Byline Bancorp Inc. Second Quarter 2020 Earnings C ...

I Q2 2020 Conference Call Byline Bancorp, Inc." BY LISTED NYSE Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements include, without limitation, statements concerning plans, estimates, calculations, forecasts and projections with respect to the anticipated future performance of the Company. These statements are often, but not always, made through the use of words or phrases such as ''may'', ''migh ...