Financial Data and Key Metrics Changes - Revenue declined by 33% year-over-year in Q3 2022, totaling $460 million, impacted by weak consumer sentiment and high inflation [31][35] - Adjusted EBITDA was $15 million with a margin of 3.2%, a decrease of $21 million compared to the previous year [41] - Reported EPS loss was $0.81, primarily due to noncash, non-operating expenses related to equity securities [31][32] - Gross profit was $107 million, down $49 million year-over-year, with a gross margin of 23.3%, reflecting a 60 basis point improvement [37] Business Line Data and Key Metrics Changes - Home-only revenue grew by 53% compared to 2019, although it declined nearly 30% year-over-year in Q3 2022, showing signs of stabilization [19][20] - Average order value increased by 13% year-over-year to $243, driven by a shift in product assortment [46] - Active customer base decreased to 5.8 million, influenced by weak consumer sentiment and the exit from non-home products [43] Market Data and Key Metrics Changes - The U.S. economy remains unsettled, with high interest rates affecting consumer purchasing behavior, particularly in the housing market [11] - The competitive landscape is characterized by aggressive promotional activities, with competitors like Target and Walmart engaging in early holiday promotions [94] Company Strategy and Development Direction - The company is focused on profitability and market share growth, emphasizing an asset-light model and strategic partnerships [10][18] - A new brand campaign, "C'mon, Get Comfy," was launched to enhance brand recognition and attract new customers [27][30] - The company aims to leverage its strong balance sheet to navigate economic uncertainties and pursue strategic M&A opportunities [50][55] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's ability to navigate current challenges and return to growth, despite a highly promotional environment [9][18] - The focus remains on controlling business elements within their control, with an emphasis on profitability over growth [12][14] - Management acknowledged the ongoing headwinds from inflation and shifting consumer preferences but remains optimistic about long-term positioning [16][90] Other Important Information - The company has a strong net cash position of $392 million with minimal debt, providing flexibility in a volatile market [50] - The Medici Ventures Fund portfolio includes blockchain-focused startups, which are expected to add value to the company [15][80] Q&A Session Summary Question: Comments on pricing environment and competition - Management noted that promotional activity remains fierce, with competitors engaging in early holiday promotions [94] Question: Impact of supply chain improvements on gross margin - Supply chain costs have decreased, but some domestic costs remain high; gross margin improvements are attributed to operational efficiencies [96][97] Question: Expectations for EBITDA margins in 2023 - Management is still in the planning phase for 2023 and aims for mid-single-digit adjusted EBITDA margins, though this may be challenging [100][103] Question: Customer demographic trends and engagement - There is an increase in higher-income customers, with the mobile app attracting a younger demographic [105][107] Question: Initial impact of the brand ambassador campaign - Early results from the "C'mon, Get Comfy" campaign are encouraging, particularly in online channels [115]

o overstock. Q3 2022 Earnings Call Forward-Looking Statements The information presented herein may contain forward-looking statements within the meaning of the federal securities laws. Such forward- looking statements include all statements other than statements of historical fact, including forecasts of trends, market conditions, and other factors that will impact our results of operations. You should not place undue reliance on any forward-looking statements, which speak only as of the date they were made ...

Investor Presentation September 2022 Forward-Looking Statements The information presented herein may contain forward-looking statements within the meaning of the federal securities laws. Such forward-looking statements include all statements other than statements of historical fact, including forecasts of trends, market conditions, and other factors that will impact our results of operations. You should not place undue reliance on any forward-looking statements, which speak only as of the date they were mad ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Large accelerated filer ☒ Accelerated filer ☐ Non-accelerated filer ☐ Smaller reporting company ☐ Emerging growth company ☐ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-4979 ...

Overstock.com, Inc. (OSTK) Q2 2022 Earnings Conference Call July 28, 2022 8:30 AM ET Company Participants Lavesh Hemnani – Head-Investor Relations Jonathan Johnson – Chief Executive Officer Adrianne Lee – Chief Financial Officer Dave Nielsen – President Conference Call Participants Seth Sigman – Guggenheim Partners Rick Patel – Raymond James Peter Keith – Piper Sandler Anna Andreeva – Needham and Company Tom Forte – D.A. Davidson Curtis Nagle – Bank of America Operator Good day and thank you for standing by ...

● overstock... Q2 2022 Earnings Call .. .. *** . . . EXECULENS SECREES . AVENESSEDESSES ............................ RESENSEMENT START START NEWS SERSENSED STATUS SECT. NATURALARRESSWEENERS. . RESERSENDENSESSEDED CARRENS STREET STARTER Forward-Looking Statements The information presented herein may contain forward-looking statements within the meaning of the federal securities laws. Such forward- looking statements include all statements other than statements of historical fact, including forecasts of trend ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Large accelerated filer ☒ Accelerated filer ☐ Non-accelerated filer ☐ Smaller reporting company ☐ Emerging growth company ☐ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-497 ...

● overstock... Q1 2022 Earnings Call Forward-Looking Statements The information presented herein may contain forward-looking statements within the meaning of the federal securities laws. Such forward-looking statements include all statements other than statements of historical fact, including forecasts of trends, market conditions, and other factors that will impact our results of operations. You should not place undue reliance on any forward-looking statements, which speak only as of the date they were mad ...

Overstock.com, Inc. (OSTK) Q1 2022 Earnings Conference Call April 28, 2022 8:30 AM ET Company Participants Lavesh Hemnani - Head, Investor Relations Jonathan Johnson - Chief Executive Officer Adrianne Lee - Chief Financial Officer Dave Nielsen - President Conference Call Participants Peter Keith - Piper Sandler Seth Sigman - Guggenheim Anna Andreeva - Needham Thomas Forte - D.A. Davidson Brad Safalow - PAA Research Operator Good day, and thank you for standing by. Welcome to the Q1 2022 Overstock.com Earni ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 Or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-49799 OVERSTOCK.COM, INC. (Exact name of registrant as specified in its charter) Delaware 87-0634302 (State or other jurisdiction of ...