[Report Overview](index=1&type=section&id=Cover%20Page) This document is the Quarterly Report on Form 10-Q for Mr. Cooper Group Inc. for the quarterly period ended June 30, 2023 - This document is the Quarterly Report on Form 10-Q for Mr. Cooper Group Inc. for the quarterly period ended June 30, 2023[67](index=67&type=chunk)[80](index=80&type=chunk) - The company's common stock is traded on The Nasdaq Stock Market under the symbol **COOP**[67](index=67&type=chunk) - As of July 20, 2023, **66,848,546** shares of common stock were outstanding[439](index=439&type=chunk) [PART I: FINANCIAL INFORMATION](index=3&type=section&id=PART%20I%20FINANCIAL%20INFORMATION) [Financial Statements](index=3&type=section&id=Item%201.%20Financial%20Statements) This section presents the unaudited condensed consolidated financial statements for Mr. Cooper Group Inc. as of and for the periods ended June 30, 2023, and 2022, along with detailed notes on accounting policies and financial details [Condensed Consolidated Balance Sheets](index=3&type=section&id=Condensed%20Consolidated%20Balance%20Sheets) Total assets increased to **$13.14 billion** as of June 30, 2023, from **$12.78 billion** at year-end 2022, primarily driven by a rise in Mortgage Servicing Rights (MSRs) and Advance, warehouse and MSR facilities, with total liabilities also growing to **$9.07 billion** from **$8.72 billion** Condensed Consolidated Balance Sheet Highlights (in millions) | Balance Sheet Item | June 30, 2023 | December 31, 2022 | | :--- | :--- | :--- | | **Assets** | | | | Cash and cash equivalents | $517 | $527 | | Mortgage servicing rights at fair value | $7,149 | $6,654 | | **Total assets** | **$13,144** | **$12,776** | | **Liabilities** | | | | Advance, warehouse and MSR facilities, net | $3,512 | $2,885 | | Unsecured senior notes, net | $2,676 | $2,673 | | **Total liabilities** | **$9,065** | **$8,719** | | **Total stockholders' equity** | **$4,079** | **$4,057** | [Condensed Consolidated Statements of Operations](index=4&type=section&id=Condensed%20Consolidated%20Statements%20of%20Operations) For Q2 2023, net income was **$142 million** ($2.07 diluted EPS), compared to **$151 million** ($2.03 diluted EPS) in Q2 2022, while six-month net income significantly decreased to **$179 million** in 2023 from **$809 million** in 2022 due to prior-year gains Consolidated Statement of Operations Summary (in millions, except per share data) | Metric | Q2 2023 | Q2 2022 | Six Months 2023 | Six Months 2022 | | :--- | :--- | :--- | :--- | :--- | | Total revenues | $486 | $599 | $816 | $1,651 | | Total expenses | $278 | $328 | $539 | $666 | | **Net income** | **$142** | **$151** | **$179** | **$809** | | **Diluted EPS** | **$2.07** | **$2.03** | **$2.57** | **$10.74** | [Condensed Consolidated Statements of Cash Flows](index=7&type=section&id=Condensed%20Consolidated%20Statements%20of%20Cash%20Flows) For the six months ended June 30, 2023, net cash from operating activities sharply decreased to **$149 million** from **$2,582 million** in the prior-year period, while investing activities used **$576 million** and financing activities provided **$412 million** Net Cash Flow Summary (in millions) | Activity | Six Months Ended June 30, 2023 | Six Months Ended June 30, 2022 | | :--- | :--- | :--- | | Operating activities | $149 | $2,582 | | Investing activities | ($576) | ($885) | | Financing activities | $412 | ($2,109) | | **Net decrease in cash** | **($15)** | **($412)** | [Notes to Condensed Consolidated Financial Statements](index=8&type=section&id=Notes%20to%20Condensed%20Consolidated%20Financial%20Statements) The notes detail significant corporate activities, including acquisitions and a change in MSR valuation method, alongside accounting policies and breakdowns of key financial instruments and segment data - In Q2 2023, the company acquired certain assets from Rushmore Loan Management Services for **$34 million**, accounted for as an asset acquisition[91](index=91&type=chunk) - The company entered into a merger agreement to acquire Home Point Capital Inc. in May 2023, with the transaction expected to close in Q3 2023[113](index=113&type=chunk) - Beginning in Q2 2023, the company changed its valuation method for MSRs and excess spread financing from a static discount rate to a stochastic Option Adjusted Spread (OAS) model[175](index=175&type=chunk)[202](index=202&type=chunk)[126](index=126&type=chunk) MSR Portfolio by Investor Pool (in millions) | Investor Pool | UPB (June 30, 2023) | Fair Value (June 30, 2023) | | :--- | :--- | :--- | | Agency | $431,876 | $6,848 | | Non-agency | $27,600 | $301 | | **Total** | **$459,476** | **$7,149** | [Management's Discussion and Analysis (MD&A)](index=30&type=section&id=Item%202.%20Management's%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations) Management discusses the company's financial performance, strategic initiatives, and market trends, providing a detailed breakdown of segment results and an analysis of liquidity and capital resources - Strategic priorities include growing the servicing portfolio to **$1 trillion** in UPB, achieving a **60%** refinance recapture rate, and strengthening the balance sheet[251](index=251&type=chunk) - The company anticipates continued strong earnings from the Servicing segment, supported by portfolio growth, including the pending acquisition of Home Point Capital's **$84 billion** UPB portfolio[224](index=224&type=chunk) - The Originations segment is expected to operate at lower profitability levels in the second half of the year due to high mortgage rates and seasonality[252](index=252&type=chunk) [Servicing Segment Results](index=33&type=section&id=Segment%20Results%20-%20Servicing) The Servicing segment's income before tax was **$243 million** in Q2 2023, up from **$226 million** in Q2 2022, driven by a larger portfolio of **$882 billion** UPB, despite lower mark-to-market gains on MSRs Servicing Segment Performance (in millions) | Metric | Q2 2023 | Q2 2022 | | :--- | :--- | :--- | | Total revenues | $368 | $395 | | Total expenses | $159 | $143 | | **Income before tax** | **$243** | **$226** | - The total servicing portfolio UPB increased to **$882.0 billion** at June 30, 2023, from **$803.6 billion** at June 30, 2022[292](index=292&type=chunk) - 60+ day delinquency rates improved, decreasing to **2.0%** of loans at June 30, 2023, compared to **2.7%** at June 30, 2022[317](index=317&type=chunk) [Originations Segment Results](index=42&type=section&id=Segment%20Results%20-%20Originations) The Originations segment reported income before tax of **$38 million** in Q2 2023, down from **$62 million** in Q2 2022, primarily due to lower funded volume of **$3.8 billion** amidst high interest rates, though refinance recapture rate increased to **79.9%** Originations Segment Performance (in millions) | Metric | Q2 2023 | Q2 2022 | | :--- | :--- | :--- | | Total revenues | $97 | $182 | | Total expenses | $59 | $125 | | **Income before tax** | **$38** | **$62** | Originations Key Metrics (in millions) | Metric | Q2 2023 | Q2 2022 | | :--- | :--- | :--- | | Funded volume | $3,822 | $7,767 | | Recapture percentage | 23.5% | 29.2% | | Refinance recapture % | 79.9% | 59.7% | [Liquidity and Capital Resources](index=46&type=section&id=Liquidity%20and%20Capital%20Resources) As of June 30, 2023, the company held **$517 million** in cash and cash equivalents with **$10.75 billion** in total available borrowing capacity, having repurchased **3.3 million** shares for **$146 million** during the first six months of 2023, while remaining in compliance with all financial covenants - Cash and cash equivalents were **$517 million** as of June 30, 2023, with total available borrowing capacity of **$10.75 billion**, and **$1.78 billion** immediately available[3](index=3&type=chunk) - During the first six months of 2023, the company repurchased **3.3 million** shares of common stock for a total cost of **$146 million**[3](index=3&type=chunk)[109](index=109&type=chunk) - The company was in compliance with its seller/servicer financial requirements for FHFA and Ginnie Mae as of June 30, 2023[373](index=373&type=chunk)[339](index=339&type=chunk) [Market Risk Disclosures](index=57&type=section&id=Item%203.%20Quantitative%20and%20Qualitative%20Disclosures%20about%20Market%20Risk) The company's primary market risk is interest rate risk, which affects MSRs, mortgage loans, and derivatives, leading to an increased MSR hedge ratio to **75%** as of June 30, 2023, with a hypothetical 25 basis point rate increase resulting in a **$4 million** net decrease in fair value - The company increased its target hedge ratio on the net duration risk of its MSR portfolio from **25%** at year-end 2022 to a target of **75%** as of June 30, 2023, to mitigate risk in a declining rate environment[421](index=421&type=chunk) Interest Rate Sensitivity Analysis (in millions) | Hypothetical Rate Change | Change in Fair Value of Assets | Change in Fair Value of Liabilities | Net Change | | :--- | :--- | :--- | :--- | | Down 25 bps | ($72) | ($69) | ($3) | | Up 25 bps | $64 | $68 | ($4) | [Controls and Procedures](index=58&type=section&id=Item%204.%20Controls%20and%20Procedures) Management concluded that the company's disclosure controls and procedures were effective as of June 30, 2023, with no material changes to internal control over financial reporting during the quarter - The Chief Executive Officer and Chief Financial Officer concluded that as of June 30, 2023, the company's disclosure controls and procedures are effective at a reasonable assurance level[58](index=58&type=chunk) - No changes occurred in the company's internal control over financial reporting during the three months ended June 30, 2023, that have materially affected or are likely to materially affect internal controls[37](index=37&type=chunk) [PART II: OTHER INFORMATION](index=59&type=section&id=PART%20II%20OTHER%20INFORMATION) [Legal Proceedings](index=59&type=section&id=Item%201.%20Legal%20Proceedings) The company is involved in routine legal proceedings, with management estimating an aggregate reasonably possible loss of **$2 million to $4 million** in excess of accrued liabilities as of June 30, 2023, not expecting a material adverse effect on financial position - The company recorded legal-related expenses of **$12 million** and **$21 million** for the three and six months ended June 30, 2023, respectively[185](index=185&type=chunk) - Management estimates the aggregate range of reasonably possible loss for legal matters is **$2 million to $4 million** in excess of any accrued liability as of June 30, 2023[185](index=185&type=chunk) [Risk Factors](index=59&type=section&id=Item%201A.%20Risk%20Factors) There have been no material changes or additions to the risk factors previously disclosed in the company's Annual Report on Form 10-K for the year ended December 31, 2022 - No material changes to risk factors from the Annual Report on Form 10-K for the year ended December 31, 2022 have been reported[404](index=404&type=chunk) [Share Repurchases](index=59&type=section&id=Item%202.%20Unregistered%20Sales%20of%20Equity%20Securities%20and%20Use%20of%20Proceeds) During Q2 2023, the company repurchased **1.212 million** shares for **$57 million**, with **$67 million** remaining under the October 2022 authorization, and an additional **$200 million** authorized in July 2023 Share Repurchases for Q2 2023 (in thousands, except price) | Period | Total Shares Purchased | Average Price Paid per Share | | :--- | :--- | :--- | | April 2023 | 0 | $0.00 | | May 2023 | 616 | $45.46 | | June 2023 | 596 | $48.54 | | **Total** | **1,212** | N/A | - In July 2023, the Board of Directors authorized an additional **$200 million** for the company's stock repurchase program[428](index=428&type=chunk) [Other Information](index=59&type=section&id=Item%205.%20Other%20Information) On June 14, 2023, Chairman and CEO Jay Bray entered into a pre-arranged stock trading plan (Rule 10b5-1) to sell up to **300,000** shares of company common stock between September 2023 and September 2024 - CEO Jay Bray entered into a Rule 10b5-1 trading plan to sell up to **300,000** shares of common stock[430](index=430&type=chunk) [Exhibits](index=60&type=section&id=Item%206.%20Exhibits) This section lists the exhibits filed with the 10-Q report, including various loan and security agreements, amendments, and officer certifications - Exhibits filed include the Agreement and Plan of Merger with Home Point Capital Inc., various amended loan and security agreements, and certifications by the CEO and CFO[431](index=431&type=chunk)[64](index=64&type=chunk) [Glossary of Terms](index=51&type=section&id=GLOSSARY%20OF%20TERMS) [Glossary](index=51&type=section&id=Glossary) This section provides definitions for industry-specific and company-specific terms used throughout the report, such as Mortgage Servicing Right (MSR), Unpaid Principal Balance (UPB), Ginnie Mae (GNMA), Fannie Mae (FNMA), and various types of servicing advances and loan products - Defines Mortgage Servicing Right (MSRs) as the right and obligation to service a loan and receive a servicing fee[48](index=48&type=chunk) - Defines Servicing Advances as funds advanced by the servicer for principal, interest, taxes, and insurance on behalf of borrowers, which are reimbursable[30](index=30&type=chunk)[419](index=419&type=chunk) - Defines Unpaid Principal Balance (UPB) as the amount of principal outstanding on a mortgage loan, used to estimate future revenue for a servicer[397](index=397&type=chunk)

Mr. Cooper Group Inc. (NASDAQ:COOP) Q1 2023 Earnings Conference Call April 26, 2023 10:00 AM ET Company Participants Ken Posner - Senior Vice President of Strategic Planning and Investor Relations Jay Bray - Chairman and Chief Executive Officer Christopher Marshall - Vice Chairman and President Kurt Johnson - Executive Vice President and Chief Financial Officer Conference Call Participants Kevin Barker - Piper Sandler & Co. Douglas Harter - Credit Suisse AG Giuliano Bologna - Compass Point Research & Tradin ...

1Q'23 EARNINGS REVIEW April 26, 2023 Non-GAAP Measures. This presentation contains certain references to nonGAAP measures. Please refer to the Appendix for more information on nonGAAP measures. BALANCED BUSINESS MODEL PROVIDES STABILITY DURING VOLATILE MARKETS 6.3% 1.3% 4.3% 4 | This presentation contains summarized information concerning Mr. Cooper Group Inc. ("Mr. Cooper" or the "Company") and the Company's business, operations, financial performance and trends. No representation is made that the informat ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ________________________________________________________________________________________________________ FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to _______ Commission file number: 001-14667 | --- | --- ...

PART I [Business Overview](index=4&type=section&id=Item%201.%20Business) Mr. Cooper Group Inc. is a leading U.S. non-bank mortgage servicer and originator, managing $870 billion UPB for 4.1 million customers across Servicing and Originations segments - Mr. Cooper Group Inc. is the largest non-bank servicer of residential mortgage loans in the U.S. and a major mortgage originator[10](index=10&type=chunk) - As of December 31, 2022, the company served **4.1 million customers** with an aggregate UPB of **$870 billion**, comprising **$411 billion** in owned servicing and **$459 billion** in subservicing[13](index=13&type=chunk) - In March 2022, the company completed the sale of certain assets and liabilities associated with its servicing and subservicing technology platform[11](index=11&type=chunk) - The company conducts operations through two segments: Servicing and Originations[5](index=5&type=chunk) - In 2022, the Originations segment eliminated approximately **1,200 positions** to realign capacity with reduced customer demand in a higher mortgage-rate environment[18](index=18&type=chunk) [Overview](index=4&type=section&id=Overview) [Business Segments](index=4&type=section&id=Business%20Segments) [Servicing](index=4&type=section&id=Servicing) [Subservicing](index=5&type=section&id=Subservicing) [Originations](index=5&type=section&id=Originations) [Competition](index=6&type=section&id=Competition) [Government Regulation](index=6&type=section&id=Government%20Regulation) [Cyclicality and Seasonality](index=6&type=section&id=Cyclicality%20and%20Seasonality) [Human Capital Resources](index=6&type=section&id=Human%20Capital%20Resources) [Additional Information](index=7&type=section&id=Additional%20Information) [CAUTIONS REGARDING FORWARD-LOOKING STATEMENTS](index=8&type=section&id=CAUTIONS%20REGARDING%20FORWARD-LOOKING%20STATEMENTS) Forward-looking statements are inherently uncertain, subject to various risks including macroeconomic, interest rate, and regulatory changes, with no obligation to update - Forward-looking statements are susceptible to uncertainty and changes in circumstances, and the company is under no obligation to update them[53](index=53&type=chunk) - Key factors that could cause future results to differ include macroeconomic conditions, changes in interest rates and home prices, ability to grow servicing/originations, liquidity, regulatory compliance, and cyber intrusions[75](index=75&type=chunk) [Risk Factors](index=9&type=section&id=Item%201A.%20Risk%20Factors) This section outlines significant market, financial, operational, regulatory, and stock-related risks impacting the company's business - The company's business is exposed to risks from macroeconomic and U.S. residential real estate market conditions, including interest rate changes and home price declines[78](index=78&type=chunk)[64](index=64&type=chunk)[65](index=65&type=chunk) - Operational risks include technology failures, cyber-attacks, vendor relationships, and the ability to attract and retain skilled employees[80](index=80&type=chunk)[208](index=208&type=chunk)[243](index=243&type=chunk) - Regulatory and legal risks stem from operating in a highly regulated industry, facing numerous legal proceedings, governmental examinations, and compliance costs[81](index=81&type=chunk)[247](index=247&type=chunk)[251](index=251&type=chunk) [Risk Factor Summary](index=9&type=section&id=Risk%20Factor%20Summary) [Market, Financial Reporting, Credit and Liquidity Risks](index=9&type=section&id=Market,%20Financial%20Reporting,%20Credit%20and%20Liquidity%20Risks) [Servicing Risks](index=9&type=section&id=Servicing%20Risks) [Originations Risks](index=9&type=section&id=Originations%20Risks) [Corporate/Other Risks](index=9&type=section&id=Corporate/Other%20Risks) [General Business & Operational Risks](index=10&type=section&id=General%20Business%20%26%20Operational%20Risks) [Regulatory and Legal Risks](index=10&type=section&id=Regulatory%20and%20Legal%20Risks) [Risks Related to Owning our Stock](index=10&type=section&id=Risks%20Related%20to%20Owning%20our%20Stock) [Unresolved Staff Comments](index=30&type=section&id=Item%201B.%20Unresolved%20Staff%20Comments) The company reported no unresolved comments from the SEC staff - No unresolved staff comments were reported[286](index=286&type=chunk) [Properties](index=30&type=section&id=Item%202.%20Properties) The company's principal executive office is a 176,000 sq ft leased facility in Coppell, Texas, with additional leased offices in the U.S. and India - Principal executive office is a **176,000 sq ft** leased facility in Coppell, Texas[287](index=287&type=chunk) - Business operations and support offices are located in leased facilities across various U.S. states and in India (Chennai and Bengaluru)[287](index=287&type=chunk) [Legal Proceedings](index=32&type=section&id=Item%203.%20Legal%20Proceedings) The company refers to Note 19, Commitments and Contingencies, in the Notes to the Consolidated Financial Statements for details on its material legal proceedings - Material legal proceedings are described in Note 19, Commitments and Contingencies[264](index=264&type=chunk) [Mine Safety Disclosures](index=32&type=section&id=Item%204.%20Mine%20Safety%20Disclosures) The company states that this item is not applicable, indicating no operations subject to mine safety disclosures - This item is not applicable[307](index=307&type=chunk) PART II [Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities](index=31&type=section&id=Item%205.%20Market%20for%20Registrant%27s%20Common%20Equity,%20Related%20Stockholder%20Matters%20and%20Issuer%20Purchases%20of%20Equity%20Securities) Mr. Cooper's common stock trades on the Nasdaq Stock Market under 'COOP', with 1,763 stockholders as of February 9, 2023, and the Board authorized an additional $200 million for stock repurchases in October 2022 - Common stock trades on the Nasdaq Stock Market under the ticker symbol "COOP"[289](index=289&type=chunk) - As of February 9, 2023, there were **1,763 stockholders** of record[266](index=266&type=chunk) - The company has not declared or paid cash dividends on its common stock and does not expect to in the foreseeable future[290](index=290&type=chunk) - In October 2022, the Board authorized an additional **$200 million** for stock repurchases, following a **$700 million** authorization in 2021[308](index=308&type=chunk) [Issuer Purchases of Equity Securities (Q4 2022)](index=33&type=section&id=Issuer%20Purchases%20of%20Equity%20Securities%20(Q4%202022)) | Period | Total Number of Shares Purchased (in thousands) | Average Price Paid per Share | Shares that May Yet Be Purchased Under the Plan or Program (in millions) | | :------------ | :-------------------------------------------- | :--------------------------- | :--------------------------------------------------------------------- | | October 2022 | 302 | $39.75 | $255 | | November 2022 | 896 | $42.43 | $217 | | December 2022 | 100 | $41.84 | $213 | | **Total** | **1,298** | | | [Market Information and Stockholders](index=33&type=section&id=Market%20Information%20and%20Stockholders) [Dividends](index=33&type=section&id=Dividends) [Stockholder Return Performance](index=33&type=section&id=Stockholder%20Return%20Performance) [Item 6. [RESERVED]](index=32&type=section&id=Item%206.%20%5BRESERVED%5D) This item is reserved and contains no information [Management's Discussion and Analysis of Financial Condition and Results of Operations](index=33&type=section&id=Item%207.%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations) This section analyzes Mr. Cooper's financial condition and operational results for 2022, noting decreased consolidated income due to lower Originations revenue despite servicing portfolio growth, with strategic focus on growth and efficiency - Consolidated income from continuing operations before income tax expense decreased in 2022 compared to 2021, primarily due to lower total revenues from the Originations segment[345](index=345&type=chunk) - The servicing portfolio grew to **$870 billion UPB** in Q4 2022, driven by MSR acquisitions[318](index=318&type=chunk) - Key strategic initiatives include growing the servicing portfolio to **$1 trillion UPB**, achieving a **60% refinance recapture rate**, and enhancing customer experience through technology[317](index=317&type=chunk) [Consolidated Operations Summary (2022 vs.

Mr. Cooper Group Inc. (NASDAQ:COOP) Q4 2022 Earnings Conference Call February 10, 2023 10:00 AM ET Company Participants Ken Posner - Senior Vice President of Strategic Planning and Investor Relations Jay Bray - Chairman and Chief Executive Officer Chris Marshall - Vice Chairman and President Jaime Gow - Executive Vice President and Chief Financial Officer Conference Call Participants Kevin Barker - Piper Sandler Eric Hagen - BTIG Giuliano Bologna - Compass Point Douglas Harter - Credit Suisse Mike Smith - K ...

Servicing Portfolio - Servicing UPB grew to $870 billion, up 2% q/q and 23% y/y[3] - Servicing generated pretax operating income of $159 million[3] - Owned MSR portfolio increased 21% y/y[34] - Subservicing portfolio increased 24% y/y[34] Financial Performance - The Company reported $1 million net income including other mark-to-market of ($58) million[29] - Originations generated pretax operating loss of $2 million on funded volume of $3.2 billion[29] - Repurchased 1.3 million shares of common stock for $54 million[10] - 4Q'22 operating expenses grew 13% y/y, while the portfolio increased by 23%, demonstrating positive operating leverage[19] Balance Sheet and Liquidity - Ended the quarter with TNW/assets at 31.1% and available liquidity of $1.9 billion[105] - Borrowing capacity increased $200 million[50] Strategic Initiatives - Signed definitive agreement to acquire Roosevelt Management Company, LLC, Rushmore Loan Management Services, LLC, and affiliates as the platform for MSR fund asset management strategy[3]

Mr. Cooper Group Inc. (NASDAQ:COOP) Q3 2022 Earnings Conference Call October 26, 2022 10:00 AM ET Company Participants Ken Posner – Senior Vice President-Strategic Planning and Investor Relations Jay Bray – Chairman and Chief Executive Officer Chris Marshall – Vice Chairman and President Jaime Gow – Executive Vice President and Chief Financial Officer Conference Call Participants Kevin Barker – Piper Sandler Bose George – KBW Mark DeVries – Barclays Eric Hagen – BTIG Doug Harter – Credit Suisse Giuliano Bol ...

1 | 3Q'22 EARNINGS REVIEW October 26, 2022 2 | IMPORTANT INFORMATION This presentation contains summarized information concerning Mr. Cooper Group Inc. ("Mr. Cooper" or the "Company") and the Company's business, operations, financial performance and trends. No representation is made that the information in this presentation is complete. For additional financial, statistical and business related information, as well as information regarding business and segment trends, see the Company's most recent Annual Re ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ________________________________________________________________________________________________________ FORM 10-Q ________________________________________________________________________________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANG ...