PART I – FINANCIAL INFORMATION [Unaudited Condensed Consolidated Financial Statements](index=4&type=section&id=Item%201.%20Unaudited%20Condensed%20Consolidated%20Financial%20Statements) Presents unaudited consolidated financial statements, reflecting the significant impact of the reverse merger with Bridge Bancorp, Inc [Consolidated Statements of Financial Condition](index=4&type=section&id=Consolidated%20Statements%20of%20Financial%20Condition) Assets grew to $12.70 billion and liabilities to $11.50 billion, primarily due to the Bridge Bancorp merger Consolidated Balance Sheet Highlights (in thousands) | Account | June 30, 2021 | Dec 31, 2020 | | :--- | :--- | :--- | | **Total Assets** | **$12,703,685** | **$6,781,610** | | Cash and due from banks | $1,184,183 | $243,603 | | Total loans held for investment, net | $9,453,871 | $5,580,583 | | Goodwill | $155,339 | $55,638 | | **Total Liabilities** | **$11,499,409** | **$6,080,514** | | Total deposits | $11,066,193 | $4,525,122 | | FHLBNY advances | $25,000 | $1,204,010 | | **Total Stockholders' Equity** | **$1,204,276** | **$701,096** | [Consolidated Statements of Income](index=5&type=section&id=Consolidated%20Statements%20of%20Income) Q2 2021 net income rose to $49.5 million, driven by increased net interest and non-interest income Key Income Statement Data (in thousands, except per share data) | Metric | Q2 2021 | Q2 2020 | H1 2021 | H1 2020 | | :--- | :--- | :--- | :--- | :--- | | Net Interest Income | $93,254 | $43,556 | $171,095 | $84,080 | | (Credit) Provision for Credit Losses | ($4,248) | $6,060 | $11,531 | $14,072 | | Non-Interest Income | $29,544 | $8,386 | $22,161 | $12,622 | | Non-Interest Expense | $54,882 | $29,346 | $137,687 | $55,386 | | Net Income | $51,278 | $12,966 | $30,244 | $21,358 | | Net Income Available to Common | $49,456 | $11,826 | $26,601 | $20,218 | | Diluted EPS | $1.19 | $0.55 | $0.70 | $0.91 | [Consolidated Statements of Cash Flows](index=11&type=section&id=Consolidated%20Statements%20of%20Cash%20Flows) Cash and cash equivalents increased by $940.6 million, primarily from investing activities, partially offset by financing outflows Six Months Ended June 30 Cash Flow Summary (in thousands) | Activity | 2021 | 2020 | | :--- | :--- | :--- | | Net cash provided by operating activities | $57,721 | $23,581 | | Net cash provided by (used in) investing activities | $1,306,545 | ($119,799) | | Net cash (used in) provided by financing activities | ($423,686) | $57,743 | | **Increase (decrease) in cash and cash equivalents** | **$940,580** | **($38,475)** | [Notes to Unaudited Condensed Consolidated Financial Statements](index=12&type=section&id=Notes%20to%20Unaudited%20Condensed%20Consolidated%20Financial%20Statements) Notes provide critical details on financial statement presentation, merger accounting, CECL adoption, and key line item breakdowns - On February 1, 2021, Legacy Dime merged with Bridge Bancorp in a reverse merger, with Legacy Dime being the accounting acquirer. Consequently, Legacy Dime's historical financial statements are presented as the historical statements of the combined company for periods prior to the merger date[28](index=28&type=chunk)[31](index=31&type=chunk)[46](index=46&type=chunk) - The company adopted the Current Expected Credit Loss (CECL) standard on January 1, 2021. The adoption resulted in a **$3.9 million** decrease to the allowance for credit losses and a **$1.4 million** increase to the reserve for unfunded commitments, with a net after-tax cumulative-effect adjustment of **$1.7 million** recorded in retained earnings[62](index=62&type=chunk)[64](index=64&type=chunk) Merger Purchase Price Allocation (in thousands) | Item | Amount | | :--- | :--- | | Purchase price consideration | $491,210 | | Fair value of assets acquired | $6,239,014 | | Fair value of liabilities assumed | $5,847,505 | | Fair value of net identifiable assets | $391,509 | | **Goodwill resulting from Merger** | **$99,701** | - As of June 30, 2021, the company had **25 loans** with outstanding balances of **$44.5 million** under COVID-19 related principal and interest (P&I) deferral programs. These modifications are exempt from TDR classification under the CARES Act[136](index=136&type=chunk)[137](index=137&type=chunk) [Management's Discussion and Analysis of Financial Condition and Results of Operations](index=45&type=section&id=Item%202.%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations) Management discusses financial condition and operating results, highlighting the merger's impact on balance sheet, income, and asset quality [Comparison of Financial Condition](index=54&type=section&id=Comparison%20of%20Financial%20Condition) Total assets increased by $5.92 billion to $12.70 billion, primarily due to the merger's impact on loans, securities, and deposits - The significant increase in assets to **$12.70 billion** and liabilities to **$11.53 billion** was mainly due to the acquisition of assets and assumption of liabilities from the merger with Bridge Bancorp[304](index=304&type=chunk)[306](index=306&type=chunk) - The company utilized excess liquidity to pay down FHLBNY advances and other borrowings by **$1.18 billion** during the first six months of 2021[308](index=308&type=chunk) - Stockholders' equity grew by **$503.2 million**, primarily due to **$491.2 million** in share issuances associated with the merger, supplemented by net income and other comprehensive income, partially offset by dividends[309](index=309&type=chunk) [Comparison of Operating Results](index=55&type=section&id=Comparison%20of%20Operating%20Results) Q2 2021 net income rose to $51.3 million, driven by increased net interest and non-interest income, despite merger costs - Q2 2021 net income surged to **$51.3 million**, compared to **$13.0 million** in Q2 2020, largely due to the full-quarter impact of the merger and a significant gain on sale of SBA PPP loans[310](index=310&type=chunk)[311](index=311&type=chunk) - Net interest margin (NIM) for Q2 2021 was **3.12%**, an increase from **2.86%** in Q2 2020, benefiting from a lower cost of funds[316](index=316&type=chunk) - Non-interest expense for H1 2021 increased by **$82.3 million** year-over-year, primarily due to a **$38.1 million** increase in merger-related expenses and higher compensation and occupancy costs post-merger[337](index=337&type=chunk) [Liquidity and Capital Resources](index=47&type=section&id=Liquidity%20and%20Capital%20Resources) The company maintains strong liquidity and capital, with deposits increasing and FHLBNY advances reduced, remaining **well capitalized** - Core deposits (non-CDs) increased by **$6.56 billion** during the first six months of 2021, primarily due to the merger[257](index=257&type=chunk) - The company had an additional unused borrowing capacity of **$2.9 billion** through the FHLBNY as of June 30, 2021[258](index=258&type=chunk) Capital Ratios as of June 30, 2021 | Ratio | Bank | Company | Well Capitalized Minimum | | :--- | :--- | :--- | :--- | | Tier 1 common equity ratio | 12.6% | 10.1% | 6.5% | | Tier 1 risk-based capital ratio | 12.6% | 11.3% | 8.0% | | Total risk-based capital ratio | 13.7% | 14.5% | 10.0% | | Tier 1 leverage ratio | 9.2% | 8.2% | 5.0% | [Asset Quality](index=49&type=section&id=Asset%20Quality) Asset quality remains stable with non-accrual loans at $28.3 million and a $4.2 million credit loss recovery in Q2 2021 Asset Quality Metrics | Metric | June 30, 2021 | Dec 31, 2020 | | :--- | :--- | :--- | | Non-accrual loans (in thousands) | $28,286 | $17,928 | | Non-accrual loans to total loans | 0.30% | 0.32% | | Allowance for credit loss/Total loans | 0.97% | 0.74% (pre-CECL) | | Allowance for credit loss/Non-performing loans | 327.94% | 231.26% (pre-CECL) | - The company recorded a credit loss recovery of **$4.2 million** in Q2 2021, compared to a provision of **$6.1 million** in Q2 2020, primarily due to improved economic forecasts and releases of reserves on acquired PCD loans[319](index=319&type=chunk) [Quantitative and Qualitative Disclosures About Market Risk](index=61&type=section&id=Item%203.%20Quantitative%20and%20Qualitative%20Disclosures%20About%20Market%20Risk) Primary market risk is interest rate risk, with EVE analysis indicating an **asset-sensitive balance sheet** and projected net interest income increase EVE Sensitivity Analysis (in thousands) | Scenario | June 30, 2021 EVE | % Change | | :--- | :--- | :--- | | Pre-Shock | $1,059,142 | - | | +100 bps | $1,229,834 | 16.12% | - A net interest income simulation estimates a **0.72% increase** over the next 12 months assuming a gradual **+100 basis point** rise in interest rates, indicating a **slightly asset-sensitive position** from an income perspective[351](index=351&type=chunk) [Controls and Procedures](index=62&type=section&id=Item%204.%20Controls%20and%20Procedures) Management concluded disclosure controls were **effective as of June 30, 2021**, despite **Material changes** to internal controls from CECL and merger accounting - The Principal Executive Officer and Principal Financial Officer concluded that disclosure controls and procedures were **effective as of June 30, 2021**[352](index=352&type=chunk)[353](index=353&type=chunk) - **Material changes** to internal controls over financial reporting occurred during the period due to the implementation of CECL and accounting for the merger[355](index=355&type=chunk) PART II - OTHER INFORMATION [Legal Proceedings](index=63&type=section&id=Item%201.%20Legal%20Proceedings) The company is involved in ordinary course legal actions, none expected to **materially impact financial condition or results** - In the opinion of management, the Company was **not involved in any legal actions or proceedings likely to have a material adverse impact** on its financial condition as of June 30, 2021[356](index=356&type=chunk) [Risk Factors](index=63&type=section&id=Item%201A.%20Risk%20Factors) **No material changes were reported** to risk factors previously disclosed in the Annual Report on Form 10-K for December 31, 2020 - **No changes were reported** to the risk factors disclosed in the Annual Report on Form 10-K for the year ended December 31, 2020[357](index=357&type=chunk)[363](index=363&type=chunk) [Unregistered Sales of Equity Securities and Use of Proceeds](index=63&type=section&id=Item%202.%20Unregistered%20Sales%20of%20Equity%20Securities%20and%20Use%20of%20Proceeds) The company repurchased **424,121 shares** at **$34.28** per share in Q2 2021, with **373,659 shares** remaining for repurchase Share Repurchases in Q2 2021 | Period | Total Shares Purchased | Average Price Paid | | :--- | :--- | :--- | | April 2021 | 0 | $0.00 | | May 2021 | 206,827 | $34.22 | | June 2021 | 217,294 | $34.34 | | **Total Q2** | **424,121** | **$34.28** | - As of June 30, 2021, **373,659 shares** remained available for repurchase under the company's stock repurchase plan[362](index=362&type=chunk) [Exhibits](index=64&type=section&id=Item%206.%20Exhibits) This section lists the exhibits filed with the Form 10-Q, including merger agreement and officer certifications

Dime Community Bancshares, Inc. (NASDAQ:DCOM) Q2 2021 Earnings Conference Call July 30, 2021 8:30 AM ET Company Participants Kevin O'Connor - President & Chief Executive Officer Avi Reddy - Chief Financial Officer Stu Lubow - President & Chief Operating Officer Conference Call Participants Mark Fitzgibbon - Piper Sandler Matthew Breese - Stephens Incorporated William Wallace - Raymond James Operator Good day, and welcome to the Dime Community Bancshares Incorporated Second Quarter Earnings Conference Call 2 ...

[PART I – FINANCIAL INFORMATION](index=4&type=section&id=PART%20I%20%E2%80%93%20FINANCIAL%20INFORMATION) [Unaudited Condensed Consolidated Financial Statements](index=4&type=section&id=Item%201.%20Unaudited%20Condensed%20Consolidated%20Financial%20Statements) This section presents the unaudited condensed consolidated financial statements for Dime Community Bancshares, Inc., reflecting the significant impact of the February 1, 2021, reverse merger and the adoption of the CECL standard [Consolidated Statements of Financial Condition](index=4&type=section&id=Consolidated%20Statements%20of%20Financial%20Condition) Total assets significantly increased to **$13.02 billion** at March 31, 2021, from **$6.78 billion** at December 31, 2020, primarily due to the merger, which also substantially grew loans, deposits, and stockholders' equity Consolidated Balance Sheet Highlights (in thousands) | Account | March 31, 2021 | December 31, 2020 | | :--- | :--- | :--- | | **Total Assets** | **$13,018,628** | **$6,781,610** | | Total loans held for investment, net | $10,407,898 | $5,580,583 | | Total deposits | $10,810,812 | $4,525,122 | | **Total Liabilities** | **$11,845,804** | **$6,080,514** | | **Total Stockholders' Equity** | **$1,172,824** | **$701,096** | [Consolidated Statements of Income](index=5&type=section&id=Consolidated%20Statements%20of%20Income) The company reported a net loss of **$22.9 million** for Q1 2021, primarily due to **$37.9 million** in merger-related expenses and a **$16.5 million** loss on derivative terminations, despite a substantial increase in net interest income to **$77.8 million** Q1 2021 vs Q1 2020 Performance (in thousands, except per share data) | Metric | Q1 2021 | Q1 2020 | | :--- | :--- | :--- | | Net Interest Income | $77,841 | $40,524 | | Provision for Credit Losses | $15,779 | $8,012 | | Total Non-interest (Loss) Income | ($7,383) | $4,236 | | Merger Expenses | $37,942 | $586 | | Net (Loss) Income | ($21,034) | $8,392 | | Diluted (Loss) Earnings Per Share | ($0.66) | $0.37 | [Notes to Unaudited Condensed Consolidated Financial Statements](index=10&type=section&id=Notes%20to%20Unaudited%20Condensed%20Consolidated%20Financial%20Statements) These notes provide detailed explanations of the financial statements, focusing on the reverse merger accounting, CECL standard adoption, and the composition of assets and liabilities, including disclosures on merger purchase price, fair value allocations, and the impact of CECL - On February 1, 2021, Legacy Dime merged with Bridge Bancorp, with Bridge as the legal survivor, but for accounting purposes, the transaction was treated as a reverse merger, with Legacy Dime as the accounting acquirer, and historical financial statements prior to the merger date are those of Legacy Dime[28](index=28&type=chunk)[31](index=31&type=chunk) Merger Purchase Price Consideration (in thousands) | Component | Value | | :--- | :--- | | Purchase price determination of hypothetical Legacy Dime shares issued | $490,560 | | Value of Bridge stock options hypothetically converted | $643 | | Cash in lieu of fractional shares | $7 | | **Total Purchase Price Consideration** | **$491,210** | - The merger resulted in the recognition of **$99.7 million** in goodwill, which is not deductible for tax purposes, and the company also recorded **$10.2 million** in core deposit intangibles[54](index=54&type=chunk)[56](index=56&type=chunk) - The company adopted the CECL standard on January 1, 2021, resulting in a **$3.9 million** decrease to the allowance for credit losses and a **$1.4 million** increase to the reserve for unfunded commitments, with a net after-tax cumulative-effect adjustment of **$1.7 million** recorded to retained earnings[63](index=63&type=chunk)[65](index=65&type=chunk) [Management's Discussion and Analysis of Financial Condition and Results of Operations](index=62&type=section&id=Item%202.%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations) Management discusses the significant impact of the February 1, 2021, merger on the company's financial condition and operating results, highlighting the increased balance sheet size, a net loss driven by one-time expenses, and strong core performance, alongside asset quality, liquidity, and capital resources [Comparison of Financial Condition](index=76&type=section&id=Comparison%20of%20Financial%20Condition) Total assets grew by **$6.24 billion** to **$13.02 billion** at March 31, 2021, primarily due to the merger, which also significantly increased the loan portfolio, securities, deposits, and stockholders' equity, while reducing FHLBNY advances - Total assets increased to **$13.02 billion** at March 31, 2021, up **$6.24 billion** from year-end 2020, primarily due to the merger[282](index=282&type=chunk) - Total liabilities increased by **$5.77 billion**, mainly from a **$6.29 billion** increase in deposits acquired in the merger, partially offset by a **$670.1 million** paydown of FHLBNY advances[285](index=285&type=chunk)[286](index=286&type=chunk) - Stockholders' equity increased by **$471.7 million**, reflecting **$491.2 million** in shares issued for the merger, offset by a net loss and dividends paid[288](index=288&type=chunk) [Comparison of Operating Results](index=78&type=section&id=Comparison%20of%20Operating%20Results) The company reported a net loss of **$22.9 million** for Q1 2021, driven by one-time expenses like a **$16.5 million** loss on derivative terminations and **$37.9 million** in merger-related costs, despite a substantial increase in net interest income to **$77.8 million** and an expanded net interest margin of **3.14%** Net Interest Margin Analysis | Metric | Q1 2021 | Q1 2020 | | :--- | :--- | :--- | | Average Interest-Earning Assets | $10,057,598 | $5,949,363 | | Net Interest Income | $77,841 | $40,524 | | Net Interest Margin | 3.14% | 2.72% | - Non-interest loss was **$7.4 million** in Q1 2021, compared to income of **$4.2 million** in Q1 2020, primarily due to a **$16.5 million** loss on the termination of derivatives[299](index=299&type=chunk) - Non-interest expense increased by **$56.8 million** to **$82.8 million**, largely due to **$25.8 million** in merger expenses and **$12.0 million** in severance costs[300](index=300&type=chunk) [Asset Quality](index=71&type=section&id=Asset%20Quality) Asset quality metrics remained sound with non-accrual loans at **$35.5 million** or **0.34%** of total loans, **$66.7 million** in COVID-19 related deferrals, and a Q1 2021 provision for credit losses of **$15.8 million** primarily for acquired non-PCD loans Asset Quality Metrics | Metric | March 31, 2021 | Dec 31, 2020 | | :--- | :--- | :--- | | Non-accrual loans | $35,549 | $17,928 | | Non-accrual loans to total loans | 0.34% | 0.32% | | Allowance for credit loss to total loans | 0.93% | 0.70% | - As of March 31, 2021, the company had **34** loans with balances of **$66.7 million** under COVID-19 related principal and interest deferrals[257](index=257&type=chunk)[258](index=258&type=chunk) [Quantitative and Qualitative Disclosures About Market Risk](index=82&type=section&id=Item%203.%20Quantitative%20and%20Qualitative%20Disclosures%20About%20Market%20Risk) The company manages interest rate risk using EVE and NII simulation models, with EVE significantly increasing to **$1.04 billion** post-merger and projected to rise by **11.61%** in a +100 basis point rate shock, while NII is estimated to increase by **0.90%** over 12 months in a gradual rate rise EVE Sensitivity Analysis (in thousands) | Rate Shock Scenario | EVE at March 31, 2021 | Percentage Change | | :--- | :--- | :--- | | +100 Basis Points | $1,157,079 | 11.61% | | Pre-Shock Scenario | $1,036,698 | - | - A net interest income simulation estimates that a gradual +100 basis point change in interest rates would increase net interest income by **0.90%** over the 12-month period beginning March 31, 2021[312](index=312&type=chunk) [Controls and Procedures](index=84&type=section&id=Item%204.%20Controls%20and%20Procedures) Management concluded that the company's disclosure controls and procedures were effective as of March 31, 2021, with no material changes to internal control over financial reporting during the quarter - The Principal Executive Officer and Principal Financial Officer concluded that the Company's disclosure controls and procedures were effective as of March 31, 2021[313](index=313&type=chunk) - There were no material changes to the Company's internal control over financial reporting during the first quarter of 2021[316](index=316&type=chunk) [PART II - OTHER INFORMATION](index=86&type=section&id=PART%20II%20-%20OTHER%20INFORMATION) [Legal Proceedings](index=86&type=section&id=Item%201.%20Legal%20Proceedings) The company is involved in various legal actions in the ordinary course of business, none of which are expected to have a material adverse impact on its financial condition or results of operations - In the opinion of management, the Company was not involved in any legal actions or proceedings likely to have a material adverse impact on its financial condition as of March 31, 2021[317](index=317&type=chunk) [Risk Factors](index=86&type=section&id=Item%201A.%20Risk%20Factors) There have been no changes to the risk factors previously disclosed in the company's Annual Report on Form 10-K for the year ended December 31, 2020 - There have been no changes to the risks disclosed in the "Risk Factors" section of the Company's Annual Report on Form 10-K for the year ended December 31, 2020[318](index=318&type=chunk) [Unregistered Sales of Equity Securities and Use of Proceeds](index=86&type=section&id=Item%202.%20Unregistered%20Sales%20of%20Equity%20Securities%20and%20Use%20of%20Proceeds) No shares were repurchased under the company's stock repurchase program during Q1 2021, with **797,780** shares remaining available for purchase under the authorized plan as of March 31, 2021 - No shares were purchased under the company's stock repurchase program during the three months ended March 31, 2021[324](index=324&type=chunk) - As of the end of the quarter, **797,780** shares remained available for purchase under the existing repurchase plan[324](index=324&type=chunk) [Exhibits](index=88&type=section&id=Item%206.%20Exhibits) This section lists the exhibits filed with the Quarterly Report on Form 10-Q, including the merger agreement, corporate governance documents, debt indentures, employment agreements, and officer certifications

Dime Community Bancshares, Inc. (NASDAQ:DCOM) Q1 2021 Earnings Conference Call April 30, 2021 8:30 AM ET Company Participants Kevin O'Connor – Chief Executive Officer Avi Reddy – Chief Financial Officer Stu Lubow – President and Chief Operating Officer Conference Call Participants Mark Fitzgibbon – Piper Sandler Christopher Keith – D.A. Davidson Matthew Breese – Stephens, Inc. William Wallace – Raymond James Operator Good morning, and welcome the Dime Community Bancshares First Quarter Earnings Call. All pa ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-34096 DIME COMMUNITY BANCSHARES, INC. (Exact name of registrant as specified in its charter) | --- | --- | --- | --- | --- | |--------------------- ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34096 BRIDGE BANCORP, INC. (Exact name of registrant as specified in its charter) NEW YORK 11-2934195 (State or other ...

Dime Community Bancshares, Inc. (NASDAQ:DCOM) Q3 2020 Earnings Conference Call October 28, 2020 8:00 AM ET Company Participants Ken Mahon - CEO Stu Lubow - President Avi Reddy - CFO Leslie Veluswamy - CAO Conference Call Participants Collyn Gilbert - KBW Operator Hello and welcome to the Dime Community Bancshares, Inc. Third Quarter 2020 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions. ...

Table of Contents Title of each class Trading Symbol Name of each exchange on which registered Common Stock BDGE NASDAQ STOCK MARKET, LLC UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34 ...

Dime Community Bancshares, Inc. (NASDAQ:DCOM) Q2 2020 Results Earnings Conference Call July 29, 2020 8:00 AM ET Company Participants Kenneth Mahon - Chief Executive Officer Stuart Lubow - Senior EVP, Business Banking Avinash Reddy - Chief Financial Officer Leslie Veluswamy - Chief Accounting Officer Conference Call Participants Mark Fitzgibbon - Sandler O'Neill Dave Bishop - D.A. Davidson Howard Henick - ScurlyDog Capital Operator Good day and welcome to the Dime Community Bancshares Inc. Second Quarter 202 ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 Commission file number 001‑34096 BRIDGE BANCORP, INC. (Exact name of registrant as specified in its charter) NEW YORK 11-2934195 (State or other jurisdiction of incorporation or organization) (IRS Employer Identification Number) 2200 MONTAUK HIGHWAY, BRIDGEHAMPTON, NEW YORK ( ...