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Financial Data and Key Metrics Changes - The company reported a volume growth of 21% compared to Q4 2020 and 16% compared to Q4 2019 [9] - Constant currency revenue grew by 17%, adjusted EBITDA increased by 15%, and the margin remained at 38% [9][40] - For the full year, constant currency revenue grew by 11%, adjusted EBITDA increased by 20%, and the margin expanded by 250 basis points to 36% [43][52] Business Line Data and Key Metrics Changes - In Europe, constant currency revenue increased by 29%, with a corresponding 29% volume growth [20] - In the Americas, constant currency revenue increased by 10%, reflecting a 13% volume growth [31] - The tech-enabled division signed over 150 partners and completed two gateway acquisitions, enhancing product capabilities [14] Market Data and Key Metrics Changes - The European segment saw strong growth in cross-border activity and DCC revenue, which doubled compared to Q4 2020 [45] - In Latin America, particularly Chile, the merchant portfolio expanded over 50% compared to Q3 2021 [32] - The U.S. e-commerce business is being repositioned to focus on higher-margin direct integrations, moving away from lower-margin third-party gateways [38][109] Company Strategy and Development Direction - The company is focused on expanding its international markets with low card penetration, such as Chile and Greece, and enhancing its tech-enabled referral network [18] - A long-term strategic relationship with the National Bank of Greece is expected to significantly increase the merchant portfolio size [13] - The company aims to leverage its recent investments and capitalize on cash-to-card conversion trends to drive growth [44][80] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the economic outlook, anticipating solid growth despite inflationary pressures [52] - The company expects to see continued growth in volumes and merchant portfolio expansion in 2022 [55] - Management noted that the impact of the Omicron variant was less severe than previous variants, allowing for better volume growth [62] Other Important Information - The company appointed two new board members and launched an ESG website to enhance transparency regarding corporate responsibility initiatives [15] - Free cash flow increased by 24% to $38 million, with a free cash flow conversion of 77% [50] - The company has over $200 million in available cash and a strong capital position, reducing leverage from 2.9 times to 2.2 times [51] Q&A Session Summary Question: When do you expect to close the acquisition in Greece? - Management anticipates closing the acquisition in the second half of the year, pending regulatory approval [57][60] Question: How did Omicron affect your business in Q4? - The impact was less severe compared to Delta, with encouraging volume growth despite some restrictions [61][62] Question: What is the outlook for bank partnership opportunities in Latin America? - The company is actively exploring opportunities in Colombia, Peru, Argentina, and Ecuador, with a favorable regulatory environment [70][71] Question: How does inflation impact the business? - Inflation could provide a modest lift in volumes and revenue per transaction, as long as it remains manageable [79][80] Question: What is the competitive advantage in the U.S. e-commerce business? - The company positions itself as a fully integrated solution with a collaborative sales approach, leveraging high-quality technology [105][106]

Fourth Quarter 2021 - Business Update Feb 23, 2022 Table of Contents 2 Fourth Quarter 2021 Business Update | Feb 23, 2022 Disclosures 3 2021 Accomplishments 4 Payment Volumes 7 Appendix 11 EVO 8 Europe 9 Americas 10 Disclosures Disclaimers & Non-GAAP Financial Measures This presentation is being delivered on behalf of EVO Payments, Inc. (the "Company"). The sole purpose of this presentation is to provide select information relating to the Company. This presentation is not all-inclusive and does not contain ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE GLOBAL PAYMENTS INC. (Exact name of registrant as specified in charter) Georgia 58-2567903 (State or other jurisdiction of incorporation or organization) 3550 Lenox Road, Atlanta, Georgia 30326 (Address of principal executive offices) (Z ...

Third Quarter 2021 Business Update Nov 3, 2021 Payment Volumes EVO 3 Europe 4 Americas 5 Disclosure: The information in this presentation should be read in conjunction with the information presented in EVO's filing with the SEC, including the Form 10-Q and earnings release for the third quarter 2021 and EVO's 2020 Form 10-K, as well as the information presented in EVO's third quarter 2021 earnings call. EVO undertakes no duty to update the information presented herein. Volume trends through September EVO 1, ...

Financial Data and Key Metrics Changes - The company reported a volume growth of 15% compared to Q3 2020, with revenue growing 14% on a currency-neutral basis, adjusted EBITDA increasing by 25%, and margin expanding by 341 basis points to 38% [10][53][56] - Adjusted net income for the quarter increased by 44% to $26 million, with adjusted net income per share rising by 42% to $0.27 [58] - Free cash flow for Q3 increased by 33% to $40 million, resulting in a free cash flow conversion ratio of 77% [60] Business Line Data and Key Metrics Changes - In the Americas, constant currency revenue increased by 12% year-over-year, driven by a 15% volume growth [40][57] - European constant currency revenue increased by 16% year-over-year, with volumes up 16% compared to 2020 and 22% compared to 2019 [25][57] - The tech-enabled channel in Mexico saw revenue growth of 40% this year, now representing approximately 20% of the Mexican business [45] Market Data and Key Metrics Changes - European markets are experiencing broad growth across most industry verticals, including travel and hospitality, with expectations for acceleration in 2022 [24] - In Chile, the company expanded its merchant portfolio to over 5,000 customers since commencing operations [17] - The UK and Ireland business now represents 22% of European revenue, up from 8% in 2017, with year-to-date revenue growth exceeding 30% [32] Company Strategy and Development Direction - The company is focused on expanding its tech-enabled referral network and integrated payment solutions to capture the global shift towards software at the point of sale [13][19] - There is a commitment to continue growing through investments in sales distribution, new product launches, and M&A activities [19] - The company anticipates strong momentum amid global economic recovery, expecting to generate solid top-line and bottom-line growth [20] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the macroeconomic environment in 2022, with expectations for continued growth driven by cash-to-card tailwinds and increased cross-border activity [140][141] - The company is well-positioned to deliver high teens revenue growth as it expands its merchant portfolio through product capabilities and robust referral networks [36] - Management noted that the pandemic's impact is receding, allowing for continued business growth [19] Other Important Information - The company welcomed Nikki Harland to its Board of Directors, highlighting her leadership skills and merchant experience [21] - The company completed refinancing of its Term Loan B and revolving credit facility, lowering interest costs and retaining flexibility for future M&A opportunities [61][62] Q&A Session Summary Question: DCC opportunity and distribution by country - The majority of the DCC opportunity is expected to come from Poland, with additional growth anticipated in Spain [70][72] Question: Impact of alternative payments and M&A outlook - Management noted that while there is interest in bank-to-bank transfers, it is still early days and not expected to have a material impact in the near term [75][78] - There is optimism regarding M&A opportunities as travel resumes and discussions increase [88] Question: Volume consistency and macro surprises - October volumes were sequentially stronger than September, with no significant macro surprises reported [92][94] Question: Margin philosophy going into 2022 - The company aims to operate efficiently, with reduced expenses expected to be permanent, and no significant pressure on margins anticipated [96][100] Question: Growth outlook and competitive positioning - The company is confident in its growth model, focusing on B2B and ISV businesses, which are expected to drive future growth [110][130] Question: Revenue generation from Bci and Pago Facil - Revenue from Bci and Pago Facil was relatively immaterial in the quarter, with significant merchant boarding starting in the second half of September [149]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-16111 GLOBAL PAYMENTS INC. (Exact name of registrant as specified in charter) | Georgia | 58-2567903 | | --- | --- | ...

ù÷ùø Investor Conference September ÿ, ù÷ùø Innovation that delivers. Forward-Looking Statements This presentation and comments made by Global Payments' management during the investor conference may contain certain forward-looking statements within the meaning of the "safe-harbor" provisions of the Private Securities Litigation Reform Act of øĀĀü. These forward-looking statements, which are based on current expectations, estimates and projections about the industry and markets in which we operate, and belief ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-16111 GLOBAL PAYMENTS INC. (Exact name of registrant as specified in charter) | Georgia | 58-2567903 | | --- | --- | | (S ...

☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-16111 GLOBAL PAYMENTS INC. (Exact name of registrant as specified in charter) Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q | Georgia | 58-2567903 | | --- | --- | | ( ...