UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From ________ to ________. Commission File Number 001-35750 First Internet Bancorp (Exact Name of Registrant as Specified in Its Charter) Indiana 20-3489991 (S ...

First Internet Bancorp (NASDAQ:INBK) Q3 2021 Results Conference Call October 21, 2021 12:00 PM ET Company Participants Larry Clark - Financial Profiles David Becker - Chairman & CEO Ken Lovik - EVP & CFO Conference Call Participants John Rodis - Janney Michael Perito - KBW Brett Rabatin - Hovde Group George Sutton - Craig-Hallum Nathan Race - Piper Sandler Operator Good day, and welcome to the First Internet Bancorp Earnings Conference Call for the Third Quarter of 2021. All participants will be in a listen ...

FIRST IN · · . Financial Results Third Quarter 2021 Forward-Looking Statements & Non-GAAP Financial Measures This presentation contains forward-looking statements, including statements with respect to the Company's stock repurchase program and timing and methods of executing the same, the financial condition, results of operations, trends in lending policies and loan programs, plans and prospective business partnerships, objectives, future performance and business of the Company. Forward-looking statements ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From ________ to ________. Commission File Number 001-35750 First Internet Bancorp (Exact Name of Registrant as Specified in Its Charter) Indiana 20-3489991 (State ...

FIRST IN · · ● Investor Presentation Second Quarter 2021 Forward-Looking Statements & Non-GAAP Financial Measures This presentation may contain forward-looking statements with respect to the financial condition, results of operations, trends in lending policies, plans, objectives, future performance or business of the Company. Forward-looking statements are generally identifiable by the use of words such as "anticipate," "believe," "continue," "could," "designed," "estimate," "expect," "intend," "may," "opt ...

FIRST IN · · . Financial Results Second Quarter 2021 Forward-Looking Statements & Non-GAAP Financial Measures This presentation may contain forward-looking statements with respect to the financial condition, results of operations, trends in lending policies, plans, objectives, future performance or business of the Company. Forward-looking statements are generally identifiable by the use of words such as "anticipate," "believe," "continue," "could," "designed," "estimate," "expect," "intend," "may," "optimis ...

First Internet Bancorp (NASDAQ:INBK) Q2 2021 Earnings Conference Call July 22, 2021 12:00 PM ET Company Participants Larry Clark - Financial Profiles David Becker - Chairman & CEO Kenneth Lovik - EVP & CFO Conference Call Participants Michael Perito - KBW Brett Rabatin - Hovde Group Nathan Race - Piper Sandler & Co. John Rodis - Janney Montgomery Scott Operator Good day, everyone, and welcome to the First Internet Bancorp Earnings Conference Call for the second quarter of 2021. [Operator Instructions]. I wo ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period ended March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From ________ to ________. Commission File Number 001-35750 First Internet Bancorp (Exact Name of Registrant as Specified in Its Charter) | Indiana | | 20-3489991 ...

Financial Data and Key Metrics Changes - The company reported diluted earnings per share of $1.05, down 6% from the previous quarter but up 69% from Q1 2020 [21] - Net interest margin increased by 27 basis points sequentially to 2.18%, with a return on average assets of 1.02% for the second consecutive quarter [21] - Revenue for Q1 totaled $28.9 million, up 36% from Q1 2020, reflecting a diversified revenue stream [10] Business Line Data and Key Metrics Changes - Total portfolio loans at the end of Q1 were $3.1 billion, a 5.8% increase compared to Q1 2020 [23] - Noninterest income for the quarter was $8.4 million, down from $12.7 million in the previous quarter, primarily due to lower mortgage banking revenues [29] - The direct-to-consumer mortgage business continued to perform well, driven by low interest rates and a strong housing market [12] Market Data and Key Metrics Changes - The SBA 7(a) loan activity began to pick up in March, with a target of $200 million-plus in originations for 2021 [11] - The company maintained a competitive position in the SBA market despite a slower start to the year [11] - Nonperforming loans to total loans were 0.46%, indicating strong credit quality [32] Company Strategy and Development Direction - The company aims to scale its SBA business and explore innovative, technology-driven partnerships to enhance existing lines of business [15] - There is a focus on improving efficiency while enhancing customer experience for both existing and prospective clients [15] - The company is developing an ESG strategy to support community initiatives and diversity, equity, and inclusion [17] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's financial position and growth potential as the economy recovers from the pandemic [18] - The company anticipates continued improvement in net interest margin and expects to maintain a return on assets above 1% throughout 2021 [35] - Management noted that the availability of housing is a significant factor affecting the mortgage market [39] Other Important Information - The company made a $250,000 contribution to a local foundation supporting community initiatives during Q1 [17] - The tangible common equity to tangible assets ratio increased by 43 basis points to 8.12% [33] Q&A Session Summary Question: Outlook for the mortgage business - Management expects the second and third quarters to be stronger, with a focus on housing supply impacting the market [39] Question: Tax rate outlook - The tax rate is expected to remain in the 15% to 17% range moving forward [40] Question: Net interest margin and ROA guidance - Management anticipates a net interest margin of around 2.40% by the end of the year, with a 5 to 10 basis point increase quarterly [44] Question: Capital deployment strategy - The company is looking for opportunities to deploy excess capital, with a focus on balance sheet growth [48] Question: SBA business growth - Management aims to become a top 10 producer of SBA 7(a) loans, targeting $200 million in originations for 2021 [66] Question: Fintech partnerships - The company is exploring partnerships with fintechs to enhance services and improve valuation [78]

FIRST IN · . · · Financial Results First Quarter 2021 Forward-Looking Statements & Non-GAAP Financial Measures This presentation may contain forward-looking statements with respect to the financial condition, results of operations, trends in lending policies, plans, objectives, future performance or business of the Company. Forward-looking statements are generally identifiable by the use of words such as "anticipate," "believe," "continue," "could," "designed," "estimate," "expect," "intend," "may," "optimi ...