| --- | --- | --- | |-------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------| | | | | | | Newtek Business Services Corp. NASDAQ: NEWT Full Year 2021 Financial Results Conference Call February 24, 2022 8:30 am ET Hosted by: | | | | Barry Sloane, CEO & President and Nicholas Leger, EVP & CAO Investor Relations Jayne Cavuoto Director of Investor Relations jcavuoto@newtekone.com (212) 273 ...

| --- | --- | --- | --- | |-------------------|------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------|-------| | | | | | | | Newtek Business Services Corp. NASDAQ: NEWT Third Quarter 2021 Financial Results Conference Call November 9, 2021 8:30 am ET | | | | | Hosted by: Investor Relations Jayne Cavuoto Director of Investor Relations jcavuoto@newtekone.com (212) 273-8179 | Bar ...

Newtek Business Services Corp. (NASDAQ:NEWT) Q3 2021 Results Conference Call November 9, 2021 8:30 AM ET Company Participants Barry Sloane ??? President and Chief Executive Officer Nicholas Leger ??? Chief Accounting Officer Conference Call Participants Richard Molinsky ??? Max ventures Mickey Schleien ??? Ladenburg Matt Jaden ??? Raymond James Paul Johnson ??? KBW Adam Morgan ??? RBC Operator Good day, and thank you for standing by. Welcome to the Newtek Business Services Corp. Third Quarter 2021, earnings ...

| --- | --- | --- | |-------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------| | | | | | | Newtek Business Services Corp. NASDAQ: NEWT Second Quarter 2021 Financial Results Conference Call August 11, 2021 8:30 am ET | | | | Hosted by: Barry Sloane, CEO & President and Nicholas Leger, EVP & CAO Investor Relations Jayne Cavuoto Director of Investor Relations jcavuo ...

Financial Data and Key Metrics Changes - The company reported an adjusted ANII of $27.1 million, or $1.20 per share, which was a decline from the previous year but exceeded consensus estimates by approximately $0.46 [29][30] - Year-to-date stock price increased by 42% through August 5, 2021, with a ten-year return of 754% and a one-year return of over 50% [10][11] - The midpoint dividend forecast for 2021 is $3.15, representing a 53% increase over the prior year [22][27] Business Line Data and Key Metrics Changes - The company funded $722 million in PPP loans in the second quarter, surpassing the previous forecast of $600 million [24] - The SBA 7(a) loan forecast for the year was adjusted to 550 to 600 million, down from a previous lower end of 580 million [23] - The 504 loan business forecast was increased to 125 to 150 million, up from a previous forecast of 125 million [25] Market Data and Key Metrics Changes - The company is shifting focus from PPP loans to SBA 7(a), 504, non-conforming, and secured lines of credit as the economy opens up [17][20] - The company has a robust pipeline for funding 7(a) loans in Q3 and Q4, indicating strong market demand [52] Company Strategy and Development Direction - The company is in the process of acquiring the National Bank of New York City, which is expected to enhance its digital platform and transform it into a technology-enabled bank [90][91] - The transition to a bank holding company is seen as a strategic move to better position the company for growth compared to its current BDC structure [89][121] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's ability to adapt to changing market conditions and highlighted the importance of partnerships with the government [16][18] - The company anticipates continued growth in its payments and tech solutions businesses, as well as a shift back to traditional lending products [17][31] Other Important Information - The company has not distributed any income from portfolio companies to the BDC in the first half of the year, which was a conscious decision to retain cash for future needs [36] - The company has made 46 net new hires in 2021, reflecting a 25% increase in staff to support growth [33] Q&A Session Summary Question: What is the outlook for the company's growth and dividend? - Management indicated that the company is well-positioned for growth and reaffirmed the dividend forecast, expecting to maintain a strong performance in the upcoming quarters [27][121] Question: How is the company adapting to the current economic environment? - The company has successfully shifted its business model to address the challenges posed by the pandemic and is focusing on expanding its lending capabilities [14][16]

Newtek Business Services Corp. (NASDAQ:NEWT) Q1 2021 Earnings Conference Call May 12, 2021 8:30 AM ET Company Participants Barry Sloane - President, Chairman & Chief Executive Officer Nicholas Leger - Executive Vice President & Chief Accounting Officer Conference Call Participants Paul Johnson - KBW Robert Dodd - Raymond James Richard Greenspan - UBS Scott Sullivan - Raymond James Merrill Ross - Compass Point Operator Ladies and gentlemen, thank you for standing by, and welcome to Newtek Business Services C ...

Financial Performance & Dividends - Newtek's stock had a year-to-date total return of 43.4% as of May 5, 2021, outperforming the S&P 500 (12.0%) and Russell 2000 (12.8%) indices[4] - The company forecasts a record annual dividend for 2021, ranging from $3.00 to $3.30 per share[6,8] - The midpoint of the 2021 annual dividend forecast ($3.15 per share) represents an approximate 53.7% increase over the 2020 annual dividend[9,11] - The second quarter 2021 dividend of $0.70 per share represents a 25% increase over the second quarter 2020 dividend of $0.56 per share[11] - Net investment income for the three months ended March 31, 2021, was $15.2 million, or $0.68 per share, an increase of $0.69 per share compared to a net investment loss of $(0.3) million, or $(0.01) per share, for the three months ended March 31, 2020[14] - Adjusted net investment income (ANII) for the three months ended March 31, 2021, was $23.5 million, or $1.05 per share, a 400.0% increase on a per share basis compared to ANII of $4.3 million, or $0.21 per share, for the three months ended March 31, 2020[14] Lending Activities - Newtek Small Business Finance (NSBF) forecasts full year 2021 SBA 7(a) loan fundings of approximately $580 million to $600 million[9,25] - Newtek Business Lending (NBL) forecasts approximately $125 million in SBA 504 fundings and/or closings for the full year 2021[8,31,63] - NSBF forecasts it will ultimately fund in excess of $600 million of PPP loans, approximately 14,000 loan units, in 2021[10,20] - NSBF funded $424.9 million of PPP loans totaling 6,255 PPP loan units for the three months ended March 31, 2021[14,22]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____to_____ Commission file number: 814-01035 NEWTEK BUSINESS SERVICES CORP. (Exact name of registrant as specified in its charter) Maryland 46-3755188 (State or ...

Business Services Corp. (NASDAQ:NEWT) Q4 2020 Earnings Conference Call March 23, 2021 8:30 AM ET Company Participants Barry Sloane - President, Chairman and Chief Executive Officer Nicholas Leger - Executive Vice President and Chief Accounting Officer Conference Call Participants Robert Dodd - Raymond James Harold Elish - UBS Paul Johnson - KBW Scott Sullivan - Raymond James Operator Ladies and gentlemen, thank you for standing by and welcome to the Newtek Business Services Corp. Full Year 2020 Earnings Con ...

| --- | --- | --- | --- | |-------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------|-------| | | | | | | | Newtek Business Services Corp. NASDAQ: NEWT Full Year 2020 Financial Results Conference Call March 23, 2021 8:30 am ET | | | | | Hosted by: Barry Sloane, CEO & President Nicholas Leger, EVP & CAO Investor Relations Jayne Cavuoto Director of Investor Relations jc ...