Table of Contents Maryland 47-0934168 (I.R.S. Employer Identification No.) 90 Park Avenue, New York, New York 10016 (Address of Principal Executive Office) (Zip Code) For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ____________ Commission file number 001-32216 NEW YORK MORTGAGE TRUST, INC. (Exact Name of Registrant as Specified in Its Charter) (State or Other Jurisdiction of I ...

Financial Data and Key Metrics Changes - The company incurred a loss of $0.22 per share, largely due to an unrealized loss on the balance sheet, resulting in a negative 0.4% loss to book value for the quarter [3][7] - The GAAP book value per share was $4.06, and the undepreciated book value per share ended at $4.24, down 4.7% from the previous quarter, translating to a negative 2.5% economic return on depreciated book value [7][8] - The portfolio net interest margin decreased to 3.48%, a drop of 39 basis points from the previous quarter [8] Business Line Data and Key Metrics Changes - The company acquired $890 million in investments, primarily in bridge loans, and repurchased 2.8 million shares at attractive pricing [4][21] - Portfolio interest income increased by $9.3 million to $61.8 million, while portfolio interest expense rose by $7.4 million due to increased utilization of warehouse facilities [9][10] - Non-interest related losses amounted to $20.2 million, primarily from net unrealized losses of $67.7 million due to rising interest rates and credit spreads [10][11] Market Data and Key Metrics Changes - The market has transitioned to a buyer's market, with new originated assets trading at discounts due to rate changes [14][15] - The company is observing a slowdown in existing home sales, attributed to historically low inventory levels [17][18] - In the multifamily space, rent growth remains strong, particularly in the South, with positive migration trends and solid job markets [20][34] Company Strategy and Development Direction - The company aims to rotate its balance sheet into higher yielding assets and is focusing on gap funding opportunities in the multifamily space [15][20] - The strategy includes selectively adding to the portfolio while allowing existing assets to mature and redeploy into future opportunities [18][19] - The company is preparing for a sizable market in bridge loans, anticipating a maturity wall in the coming years [20][21] Management's Comments on Operating Environment and Future Outlook - Management noted that the market is undergoing a seismic shift, with expectations for deep discount assets to become available [14][15] - The company is cautious about the current market conditions but believes that liquidity and cash availability will lead to opportunities [15][16] - Management expects leverage to remain low, with a focus on unlevered assets in the new market environment [63] Other Important Information - The company ended the quarter with $383 million in cash and expects this number to increase as opportunities arise [6][26] - The company has a low recourse leverage ratio of 0.7 times and portfolio leverage at 0.6 times [8][9] Q&A Session Summary Question: Can you talk about the multifamily JV portfolio and embedded gains? - The assets are held at cost basis less depreciation, and the company is exploring monetization opportunities [40][41] Question: How do you view the timing for monetization? - The company has sufficient cash to access opportunities without relying solely on multifamily equity [41] Question: What strategies are being considered for gap funding? - The company plans to provide lending rather than equity, focusing on recapitalizing assets that need additional capital [48][51] Question: How is the company addressing the current market conditions? - The company is observing a shift in cap rates and rental growth, which may offset increased funding costs [52][53] Question: What is the expected leverage moving forward? - The company anticipates leverage to decrease over time as more unencumbered assets are added to the balance sheet [63]

New York Mortgage Trust 2022 Second Quarter Financial Summary Forward Looking Statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. These beliefs, assumptions and expectations are subject to risks and uncertainties and can ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ____________ Commission file number 001-32216 NEW YORK MORTGAGE TRUST, INC. (Exact Name of Registrant as Specified in Its Charter) (State or O ...

New York Mortgage Trust, Inc. (NASDAQ:NYMT) Q1 2022 Earnings Conference Call May 4, 2022 11:30 AM ET Company Participants Jason Serrano - President, CEO & Director Kristine Nario-Eng - CFO & Principal Accounting Officer Conference Call Participants Douglas Harter - Crédit Suisse Bose George - KBW Jason Stewart - JonesTrading Institutional Services Christopher Nolan - Ladenburg Thalmann & Co. Eric Hagen - BTIG Operator Good morning, ladies and gentlemen, and thank you for standing by. Welcome to the New York ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ___________________ FORM 10-K ___________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ____________ Commission File Number 001-32216 NEW YORK MORTGAGE TRUST, INC. Indicate by check mark whether the registrant (1) ...

New York Mortgage Trust 2021 Fourth Quarter Financial Summary Forward Looking Statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forwardlooking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. These beliefs, assumptions and expectations are subject to risks and uncertainties and can c ...

Financial Data and Key Metrics Changes - The company generated GAAP earnings per share of $0.06 for Q4 2021, with undepreciated EPS at $0.08 per share, reflecting a $0.02 increase [10][21] - Book value per share ended at $4.70, or $4.74 on an undepreciated basis, down $0.02 from the previous quarter [21][108] - The total rate of return for 2021 was 11.7%, with G&A expenses remaining close to 2% [11][31] - Net interest margin for Q4 was 3.63%, an increase of 38 basis points from the previous quarter [22] Business Line Data and Key Metrics Changes - The company added nearly $800 million in new investments during Q4, setting a record, although earnings did not fully benefit due to timing of asset settlements [12] - Net interest income was $30.8 million, relatively flat compared to the previous quarter, with a slight increase in single-family interest income [24] - Non-interest income totaled $39.3 million, primarily from net unrealized gains of $15.5 million [26] Market Data and Key Metrics Changes - The company noted that housing affordability is close to the long-run average, with mortgage costs at about 23% of first-time homebuyers' income [34] - The supply of homes available for sale was below 1 million units, correlating to 1.8 months of supply in the market, indicating a tight housing market [35] Company Strategy and Development Direction - The core strategy remains unchanged, focusing on short-term bridge loans and taking advantage of market conditions [34] - The company is committed to driving earnings higher by growing its portfolio organically through unencumbered loans [15] - The company has locked in a flow agreement for 50% of production from a large originator in the BPL space, enhancing growth in the single-family sector [38] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the potential for portfolio growth and earnings generation in 2022, with anticipated high investment levels [45] - The company is prepared to take advantage of market volatility and is actively looking for opportunities to acquire assets at lower prices [86] Other Important Information - The company has initiated a $200 million buyback program due to recent market volatility [13] - The company expects to continue reporting undepreciated EPS and book value to reflect the true value of its rental property portfolio [52] Q&A Session Summary Question: Outlook and opportunity in the fix-and-flip space - Management indicated that they expect fix-and-flip volumes to increase due to new agreements and market conditions [57] Question: Comments on offensive posture for new investment opportunities - Management discussed focusing on short-duration products to mitigate interest rate risk and highlighted the potential for higher coupons in the current market [62] Question: Revenue and expenses outlook for operating real estate portfolio - Management expects revenue from JV investments to grow significantly as more investments close [68] Question: Anticipated growth in multifamily capital allocation - Management indicated that multifamily capital allocation is expected to grow opportunistically based on market conditions [72] Question: Changes in loan pricing in 2022 - Management noted an estimated 1.5% loss to book value due to market changes and emphasized a focus on high coupon, short-duration loans [82] Question: Origination volume from BPL rental partnership - Management expects a minimum of $0.5 billion in loans from the partnership in the first year, with potential for growth [89]

New York Mortgage Trust 2021 Third Quarter Financial Summary Forward Looking Statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forwardlooking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. These beliefs, assumptions and expectations are subject to risks and uncertainties and can ch ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ____________ Commission file number 001-32216 NEW YORK MORTGAGE TRUST, INC. (Exact Name of Registrant as Specified in Its Charter) Securit ...