UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 90-0729143 (State or other jurisdiction of inco ...

Ready Capital Corporation (NYSE:RC) Q4 2020 Earnings Conference Call March 12, 2021 8:30 AM ET Company Participants Andrew Ahlborn – Chief Financial Officer Tom Capasse – Chief Executive Officer Adam Zausmer – Head of Credit Risk Management Conference Call Participants Crispin Love – Piper Sandler Tim Hayes – BTIG Steve Delaney – JMP Securities Stephen Laws – Raymond James Randy Binner – B. Riley FBR Christopher Nolan – Ladenburg Thalmann Operator Greetings. Welcome to Ready Capital Corporation Fourth Quart ...