Bank of the James Financial (BOTJ) - 2018 Q4 - Annual Report

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2018 | --- | --- | |-----------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------| | BANK OF THE JAMES FINANCIAL (Exact Name of Registrant as Spec ...