Citizens(CIA) - 2018 Q4 - Annual Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 Commission File Number: 000-16509 CITIZENS, INC. (Exact Name of Registrant as Specified in Its Charter) Colorado 84-0755371 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 2900 Esperanza Crossing, 2nd Floor, Austin, TX 78758 (Address of principal exe ...