BANK OF QINGDAO(002948)2025-02-10 09:50Financial Performance - Total operating income for 2024 reached RMB 13,497.53 million, an increase of 8.22% compared to 2023[2] - Net profit attributable to shareholders of the parent company was RMB 4,264.12 million, reflecting a growth of 20.16% year-on-year[2] - Basic earnings per share rose to RMB 0.69, representing a 21.05% increase compared to 2023[2] - The weighted average return on equity improved to 11.51%, an increase of 0.80 percentage points year-on-year[2] Assets and Liabilities - Total assets as of December 31, 2024, amounted to RMB 689,963.03 million, up 13.48% from the previous year[2] - Total liabilities increased to RMB 645,063 million, reflecting a growth of 13.56% from the previous year[5] Loan and Deposit Growth - Customer loans totaled RMB 340,690 million, marking a growth of 13.53% year-on-year[5] - Customer deposits reached RMB 432,024 million, an increase of 11.91% from the previous year[5] Credit Quality - The non-performing loan ratio improved to 1.14%, a decrease of 0.04 percentage points from the end of 2023[6] - The provision coverage ratio increased to 241.32%, up by 15.36 percentage points compared to the previous year[6]