Employee Statistics and Engagement - As of December 31, 2024, the company had 2,312 full-time and 117 part-time employees worldwide, including 361 corporate employees in the United States[61] - Approximately 75% of employees participated in the 2024 engagement survey, with 80% reporting satisfaction and 84% expressing pride in working at the company[64] - The company has been recognized as a Greater Bay Area Top Workplace for the past six years due to its employee engagement efforts[64] Cost-Saving Measures - The company reduced its corporate staff by approximately 47% in the United States, India, and Mexico as part of cost-saving measures[61] Diversity and Inclusion - The company has nine employee resource groups focused on various underrepresented communities, reflecting its commitment to diversity and inclusion[64] Cybersecurity and Business Continuity - The company maintains a comprehensive cybersecurity program, including mandatory employee training and real-time monitoring of security events[54] - The company has implemented disaster recovery and business continuity plans to ensure service availability across critical functions[55] Intellectual Property - The company has no patent applications on its proprietary risk model or underwriting process, considering them trade secrets[57] - The company has trademark rights in its name and logo, with registrations in the United States and other jurisdictions[58] Compensation and Benefits - The company regularly reviews its compensation against market practices to ensure competitiveness, offering various benefits including annual bonuses and a 401(k) plan[64]
Oportun Financial (OPRT) - 2024 Q4 - Annual Report