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Monroe Capital(MRCC) - 2024 Q4 - Annual Results
MRCCMonroe Capital(MRCC)2025-03-03 12:39

Financial Performance - Net Investment Income (NII) for Q4 2024 was 6.0million,or6.0 million, or 0.28 per share, a decrease from 6.5million,or6.5 million, or 0.30 per share in Q3 2024[10]. - Adjusted Net Investment Income for Q4 2024 was 6.2million,or6.2 million, or 0.29 per share, down from 6.6million,or6.6 million, or 0.31 per share in Q3 2024[5]. - Total investment income for Q4 2024 was 14.0million,comparedto14.0 million, compared to 15.7 million in Q3 2024, a decrease of 1.7million[11].Forthefullyear2024,NIItotaled1.7 million[11]. - For the full year 2024, NII totaled 24.5 million, or 1.13pershare,comparedto1.13 per share, compared to 23.2 million, or 1.07persharein2023[15].AdjustedNetInvestmentIncomeforthefullyear2024was1.07 per share in 2023[15]. - Adjusted Net Investment Income for the full year 2024 was 25.0 million, or 1.15pershare,comparedto1.15 per share, compared to 24.1 million, or 1.11persharein2023[15].Totalinvestmentincomeforthefullyear2024was1.11 per share in 2023[15]. - Total investment income for the full year 2024 was 60.5 million, down from 64.3millionin2023,adecreaseof64.3 million in 2023, a decrease of 3.8 million[16]. - The Company reported a net investment income of 6,022,000forQ42024,downfrom6,022,000 for Q4 2024, down from 6,481,000 in Q3 2024, a decline of 7.1%[36]. - Total investment income for the quarter ended December 31, 2024, was 14,023,000,adecreaseof10.714,023,000, a decrease of 10.7% from 15,695,000 for the previous quarter[39]. Asset and Liability Management - Net Asset Value (NAV) decreased by 3.6% to 191.8million,or191.8 million, or 8.85 per share, from 198.9million,or198.9 million, or 9.18 per share in Q3 2024[5]. - Total assets as of December 31, 2024, were 490,671,000,adecreasefrom490,671,000, a decrease from 501,862,000 as of September 30, 2024, indicating a decline of 2.5%[33]. - Total liabilities decreased to 298,909,000asofDecember31,2024,from298,909,000 as of December 31, 2024, from 302,969,000 in the previous quarter, a reduction of 1.4%[33]. - The company's debt-to-equity leverage increased from 1.50 times to 1.53 times from Q3 2024 to Q4 2024[6]. Expense Management - Total expenses for Q4 2024 were 8.0million,downfrom8.0 million, down from 9.2 million in Q3 2024, primarily due to lower interest and debt financing expenses[12]. - Operating expenses for the year ended December 31, 2024, totaled 35,543,000,downfrom35,543,000, down from 40,242,000 in 2023, a decrease of 11.7%[36]. - Total interest and other debt financing expenses for the year ended December 31, 2024, were 21,917,000,comparedto21,917,000, compared to 22,847,000 in 2023, indicating a decrease of 4.1%[39]. - Interest expense from the revolving credit facility for the quarter ended December 31, 2024, was 3,227,000,downfrom3,227,000, down from 3,630,000 in the previous quarter, a reduction of 11.1%[39]. Future Outlook and Strategy - The company aims to maximize total return to stockholders through current income and capital appreciation, focusing on middle-market companies[40]. - Forward-looking statements indicate that actual results may vary materially from projections, emphasizing the uncertainty in future performance[43]. Recognition and Management - Monroe Capital Corporation has been recognized with multiple awards, including the 2023 Lower Mid-Market Lender of the Decade, highlighting its strong market position[42]. - The company operates under the management of Monroe Capital BDC Advisors, LLC, which is registered under the Investment Advisers Act of 1940[40]. - Monroe Capital LLC specializes in private credit markets, providing capital solutions since 2004, with a focus on generating high-quality returns[41]. - The company maintains a diverse investment strategy, including direct lending and structured credit, to adapt to various economic cycles[41].