
Financial Performance - In 2024, the company achieved total revenue of RMB 97,146 million, a 4.23% increase from RMB 93,207 million in 2023[3] - The net profit attributable to shareholders reached RMB 27,676 million, reflecting a growth of 4.98% compared to RMB 26,363 million in the previous year[3] - The company reported a basic earnings per share of RMB 1.62, which is a 9.46% increase from RMB 1.48 in 2023[3] - The weighted average return on equity rose to 8.84%, an increase of 0.13 percentage points from 8.71% in the previous year[3] Asset and Loan Management - Total assets amounted to RMB 4,376,491 million, representing a 2.86% increase from RMB 4,254,766 million at the end of 2023[3] - Total loans reached RMB 23,663,170 million, marking a 2.46% increase from the previous year[5] - Total deposits were RMB 21,513,700 million, reflecting a growth of 1.01% compared to the end of 2023[5] Risk and Provisioning - The non-performing loan ratio improved to 1.60%, down by 0.07 percentage points from 1.67% at the end of 2023[3] - The provision coverage ratio increased to 161.89%, up by 1.83 percentage points from 160.06% at the end of the previous year[3] Interest Payments - The company paid RMB 1,940 million in interest to perpetual bondholders in June 2024, impacting earnings calculations[4]