上海银行(601229) - 2024 Q4 - 年度业绩

Financial Performance - In 2024, the company achieved operating income of RMB 52.986 billion, a year-on-year increase of 4.79%[3] - The net profit attributable to shareholders of the parent company reached RMB 23.560 billion, reflecting a growth of 4.50% compared to 2023[3] - Basic earnings per share were RMB 1.60, up 4.58% from RMB 1.53 in 2023[3] - The weighted average return on equity decreased to 10.01%, down by 0.35 percentage points from the previous year[3] - The net assets attributable to shareholders of the parent company increased to RMB 254.193 billion, a rise of 6.54% year-on-year[3] Asset and Loan Management - Total assets as of December 31, 2024, amounted to RMB 322.666 billion, representing a 4.57% increase from the previous year[3] - Customer loans and advances totaled RMB 1,405.756 billion, an increase of 2.09% year-on-year[5] - Total deposits reached RMB 1,710.032 billion, marking a 4.27% growth compared to the previous year[5] Risk Management - The non-performing loan ratio decreased to 1.18%, down by 0.03 percentage points from the end of 2023, continuing a downward trend for two consecutive years[5] - The provision coverage ratio stood at 269.81%, indicating a sufficient overall provision level[5]