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Binah Capital Group, Inc.(BCG) - 2024 Q4 - Annual Results

Financial Performance - Total revenue increased 8% year-over-year to 45millioninQ42024[1]Fullyear2024totalrevenuerose145 million in Q4 2024[1] - Full year 2024 total revenue rose 1% year-over-year to 169 million[10] - Full year 2024 gross profit increased 1% year-over-year to 32million[10]GAAPnetlossof32 million[10] - GAAP net loss of 1.1 million in Q4 2024, consistent with the prior year[10] - Net loss for 2024 was 4.6million,comparedtoanetincomeof4.6 million, compared to a net income of 0.6 million in 2023[20] - EBITDA for 2024 decreased to 1.9millionfrom1.9 million from 6.8 million in 2023, representing a decline of approximately 72%[20] - Adjusted EBITDA rose 43% year-over-year to 2.0millioninQ42024[10]AdjustedEBITDAfor2024was2.0 million in Q4 2024[10] - Adjusted EBITDA for 2024 was 6.3 million, down from 8.4millionin2023,reflectingadecreaseofabout258.4 million in 2023, reflecting a decrease of about 25%[20] Assets and Liabilities - Assets Under Management (AuM) grew 13% year-over-year to 27 billion[1] - The company had cash and cash equivalents of 8millionandoutstandinglongtermdebtof8 million and outstanding long-term debt of 25 million as of December 31, 2024[7] Operating Expenses - Total operating expenses increased to 9.6millionfrom9.6 million from 7.8 million in the prior year, primarily due to refinancing costs[5] - Interest expense decreased from 5.1millionin2023to5.1 million in 2023 to 4.0 million in 2024[20] - The provision for income taxes changed from a benefit of 0.1millionin2023toaprovisionof0.1 million in 2023 to a provision of 1.4 million in 2024[20] - Depreciation and amortization slightly decreased from 1.2millionin2023to1.2 million in 2023 to 1.0 million in 2024[20] - Business combination and refinancing costs increased significantly from 1.6millionin2023to1.6 million in 2023 to 4.4 million in 2024[20] Strategic Focus - The company is focused on a robust acquisition and recruiting pipeline for future growth[2] - The successful refinancing of senior notes resulted in more favorable terms compared to the prior facility[10]