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BM Technologies(BMTX) - 2022 Q4 - Annual Report

Demand for our products and services may decline if we do not continue to innovate or respond to evolving technological changes. In addition, our customers could be subject to scams that may result in the release of sufficient information concerning the customer or our accounts to allow others unauthorized access to our accounts or our systems (e.g., "phishing" and "smishing"). Claims for compensatory or other damages may be brought against us as a result of a breach of our systems or fraudulent activity. I ...