西安银行(600928) - 2023 Q1 - 季度财报

Financial Performance - In Q1 2023, the company's operating income reached CNY 1,805,241,000, representing a year-on-year increase of 16.99% compared to CNY 1,543,037,000 in Q1 2022[18] - The net profit attributable to ordinary shareholders of the parent company was CNY 657,729,000, an increase of 8.20% from CNY 607,866,000 in the same period last year[19] - The company achieved operating revenue of 1.805 billion RMB, an increase of 262 million RMB, representing a growth rate of 16.99% year-on-year[49] - The net profit attributable to shareholders of the parent company was 658 million RMB, an increase of 50 million RMB, with a growth rate of 8.20% year-on-year[49] - Basic earnings per share were 0.15 RMB, reflecting a year-on-year increase of 7.14%[49] - The total profit for the first quarter of 2023 was CNY 699,514 thousand, compared to CNY 683,531 thousand in the first quarter of 2022, reflecting a growth of 2.3%[64] - The net profit for the first quarter of 2023 was CNY 657,746 thousand, up from CNY 608,421 thousand in the same period of 2022, marking an increase of 8.1%[64] Assets and Liabilities - The total assets as of March 31, 2023, amounted to CNY 416,096,612, an increase of CNY 102,580,000 or 2.53% from the end of the previous year[10] - The total liabilities increased by CNY 94,870,000 to CNY 386,077,660, reflecting a growth of 2.52% compared to the previous year-end[10] - The total loans and advances reached CNY 196,423,253,000, up CNY 67,350,000 or 3.55% from the previous year-end[10] - The total assets as of March 31, 2023, were CNY 416,096,612 thousand, compared to CNY 405,838,548 thousand at the end of 2022, representing an increase of 2.6%[57] - The adjusted on-balance and off-balance sheet asset balance reached CNY 443,099,560 thousand, a slight increase from CNY 441,791,244 thousand at the end of 2022[54] Cash Flow and Liquidity - The net cash flow from operating activities was negative at CNY (4,133,002,000), a significant decrease compared to CNY 1,102,107,000 in Q1 2022[19] - The net cash outflow from operating activities for the first quarter of 2023 was CNY 4,133,002 thousand, compared to a net inflow of CNY 1,102,107 thousand in the same period of 2022[71] - The cash and cash equivalents at the end of the first quarter of 2023 were CNY 16,715,486 thousand, down from CNY 17,855,250 thousand at the end of the first quarter of 2022[72] - For the three months ended March 31, 2023, cash inflows from operating activities totaled RMB 10,641,130 thousand, an increase from RMB 9,746,815 thousand in the same period of 2022, representing a growth of approximately 9.2%[79] - The liquidity coverage ratio stood at 553.91%, indicating strong liquidity position[54] Shareholder Information - The number of ordinary shareholders reached 68,180 by the end of the reporting period[22] - The top shareholder, Canadian Imperial Bank of Commerce, holds 804,771,000 shares, accounting for 18.11% of total shares[22] Capital and Ratios - The capital adequacy ratio stood at 12.85%, up 0.01 percentage points from the end of the previous year[24] - The non-performing loan ratio stood at 1.24%, slightly improved from 1.25% at the end of the previous year[13] - The provision coverage ratio increased to 210.97%, up 9.34 percentage points from the end of the previous year[24] - Core Tier 1 capital adequacy ratio was 10.45%, unchanged from the previous period[52] - The weighted average return on net assets increased to 2.22%, up 0.04 percentage points from 2.18% in the same period last year[19] - The weighted average return on equity was 2.22%, an increase of 0.04 percentage points year-on-year[49] - The leverage ratio increased to 6.61% as of March 31, 2023, compared to 6.47% at the end of 2022[54] - The net primary capital amounted to CNY 29,268,647 thousand, up from CNY 28,575,085 thousand at the end of 2022, reflecting a growth of 2.43%[54] Debt and Securities - The bank issued debt securities, generating cash inflow of CNY 23,404,694 thousand in the first quarter of 2023, significantly higher than CNY 2,000,000 thousand in the same period of 2022[72] Governance - The company has approved the financial statements on April 27, 2023, indicating timely reporting and governance[85]