2021-10-28 16:00Financial Performance - Operating revenue for Q3 2021 reached ¥8,284,745,156.27, an increase of 39.02% compared to the same period last year[4] - Net profit attributable to shareholders was ¥2,728,728,461.18, a decrease of 6.31% year-on-year[4] - Basic earnings per share for Q3 2021 was ¥0.34, down 5.56% from the previous year[5] - Total operating revenue for the first three quarters of 2021 reached ¥20,610,694,485.20, a 30.3% increase from ¥15,859,122,717.93 in the same period of 2020[23] - Net profit attributable to shareholders of the parent company was ¥7,257,854,074.29, compared to ¥7,491,035,004.21 in the previous year, reflecting a decrease of 3.1%[23] - The total comprehensive income attributable to shareholders of the parent company was ¥7,455,742,771.66, compared to ¥7,230,311,383.88 in the previous year, reflecting an increase of 3.1%[24] - Basic earnings per share for the period was ¥0.89, down from ¥0.94 in the same period last year, a decrease of 5.3%[24] Assets and Liabilities - Total assets as of September 30, 2021, amounted to ¥436,647,352,685.27, reflecting a 17.62% increase from the end of the previous year[5] - The company’s total liabilities were RMB 329.73 billion as of September 30, 2021, up from RMB 284.09 billion at the end of 2020, reflecting a growth of 16.0%[21] - Total liabilities increased to ¥359,621,210,154.17 from ¥303,156,696,359.41, marking a growth of 18.6% year-over-year[22] - The company’s total equity attributable to shareholders rose to ¥76,824,964,319.83, up from ¥67,735,183,091.73, indicating an increase of 13.5%[22] Cash Flow - The company reported a net cash flow from operating activities of ¥19,960,407,753.73 for the year-to-date period[4] - The net cash flow from operating activities was ¥19,960,407,753.73, a significant increase from -¥18,002,712,133.10 in the same period last year[10] - Net cash flow from operating activities for the first three quarters of 2021 reached ¥19.96 billion, a significant improvement from a net outflow of ¥18.00 billion in the same period of 2020[27] - The company reported a net cash inflow from investment activities of ¥2.10 billion in the first three quarters of 2021, a recovery from a net outflow of ¥9.80 billion in the same period of 2020[27] - Total cash inflow from financing activities in the first three quarters of 2021 was ¥155.71 billion, compared to ¥140.22 billion in the same period of 2020, reflecting a year-over-year increase of approximately 11.0%[27] Financial Ratios and Returns - The weighted average return on equity decreased by 1.31 percentage points to 4.25% in Q3 2021[5] - Net interest income increased by 34.28% to ¥1,438,374,534.14 compared to ¥1,071,183,761.55 in the same period last year[10] - Net interest income for the first three quarters was ¥1,438,374,534.14, up from ¥1,071,183,761.55, representing a growth of 34.3%[23] Operational Changes - The company established a new branch in Chongqing on July 6, 2021, expanding its operational footprint[18] - The company changed the registered address of 2 subsidiaries and 5 securities business departments in Q3 2021, indicating ongoing operational adjustments[17] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 204,849[11] - The largest shareholder, Beijing Financial Holdings Group Co., Ltd., holds 34.61% of the shares, totaling 2,684,309,017 shares[11] Other Financial Metrics - Cash and cash equivalents increased by 35.43% to ¥112,219,451,908.08 compared to the end of 2020[9] - The company’s cash and cash equivalents as of September 30, 2021, amounted to RMB 112.22 billion, an increase from RMB 82.86 billion at the end of 2020, representing a growth of 35.5%[21] - The company reported a deferred tax liability of ¥1,329,674,939.46, an increase from ¥1,065,415,573.05, indicating a rise of 25.0%[22] - The company experienced a negative impact of ¥92.96 million from exchange rate fluctuations on cash and cash equivalents in Q3 2021, compared to a negative impact of ¥57.69 million in Q3 2020[28]