stal Financial (CCB) - 2023 Q4 - Annual Report

• We are subject to laws regarding privacy, information security and protection of personal information and any violation of these laws or incidents involving personal, confidential or proprietary information of individuals, including, among others, system failures or cybersecurity breaches of our network security, could damage our reputation and otherwise adversely affect our business, financial condition and results of operation. The majority of our banking assets and liabilities are monetary in nature an ...