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New England Realty Associates Partnership(NEN) - 2023 Q4 - Annual Report

Ownership and Investments - As of February 1, 2024, the Partnership owned a 40-50% interest in 7 residential and mixed-use complexes, totaling 688 residential units and one commercial unit[19]. - The Partnership purchased a 52-unit mixed-use property for approximately 27,500,000onJuly14,2023,fundedfromcashreserves[31].ThePartnershipplanstodevelopa72unitapartmentcomplexatMillStreetDevelopment,allocatingapproximately27,500,000 on July 14, 2023, funded from cash reserves[31]. - The Partnership plans to develop a 72-unit apartment complex at Mill Street Development, allocating approximately 10,067,000 for this project in 2024[32]. - In 2023, the Partnership completed property improvements at a total cost of approximately 9,289,000,withplanstoinvestapproximately9,289,000, with plans to invest approximately 22,284,000 in capital improvements in 2024[32]. Financial Performance and Distributions - In March 2024, the Partnership approved a quarterly distribution of 12.00perUnit,withaspecialdistributionof12.00 per Unit, with a special distribution of 48.00 per Class A unit, totaling 9,954,888indistributionsfor2023[22].ThePartnershiprepurchased1,532,234DepositaryReceiptsatanaveragepriceof9,954,888 in distributions for 2023[22]. - The Partnership repurchased 1,532,234 Depositary Receipts at an average price of 31.72 per receipt, totaling approximately 54,421,000sincetheprogramsinception[23].DebtandFinancingThePartnershipenteredintoaMasterCreditFacilityAgreementwithKeyBankforaninitialadvanceof54,421,000 since the program's inception[23]. Debt and Financing - The Partnership entered into a Master Credit Facility Agreement with KeyBank for an initial advance of 156,000,000 at a fixed interest rate of 2.97%[24]. - The Partnership's line of credit was modified to extend until October 29, 2024, with a commitment amount of 25million,restrictedto25 million, restricted to 17 million during the modification period[35]. - The Partnership's debt yield fell below the minimum requirement to 8.6% as of December 31, 2023, restricting access to the line of credit until compliance is met[35]. - As of December 31, 2023, the Partnership has approximately 577,822,000inlongtermdebt,withmostrequiringfixedinterestpayments[222].ThePartnershiphasvariableratedebttotaling577,822,000 in long-term debt, with most requiring fixed interest payments[222]. - The Partnership has variable rate debt totaling 10,000,000, with rates ranging from SOFR plus 170 to SOFR plus 310 basis points[222]. - A 100 basis point change in market interest rates would result in an annual interest cost change of approximately 50,000forthevariableratedebt[222].ThefairvalueofthePartnershipsfixedratedebtwouldchangebyapproximately50,000 for the variable rate debt[222]. - The fair value of the Partnership's fixed rate debt would change by approximately 25,644,000 with a 100 basis point change in market interest rates[222]. - The long-term debt matures through 2035, indicating a long-term financial commitment[222]. Market and Competitive Environment - The Partnership's leasing of real estate in the Boston area is highly competitive, impacting tenant acquisition and rental rates[19]. - The company relies heavily on rental income from multifamily apartment complexes and commercial properties, which could adversely affect financial conditions if tenant attraction and retention fail[44]. - The company is subject to competition from various rental alternatives, which may impact its ability to attract tenants and maintain rental rates[46]. - Properties are concentrated in Eastern Massachusetts and Southern New Hampshire, linking performance to local economic conditions and rental market dynamics[47]. Regulatory and Risk Factors - The company faces significant cybersecurity risks, with potential legal claims and increased insurance premiums if data breaches occur, despite ongoing investments in security measures[45]. - Recent proposals in Boston could limit future rent increases to the lower of 10% or the Consumer Price Index plus six percentage points, adversely affecting revenue from residential properties[70]. - New energy performance standards in Boston may increase utility and administrative costs, impacting financial conditions and cash flows[71]. - The company is exposed to market risks, particularly interest rate risk, which could affect the spread between yield on invested assets and cost of funds[221]. - Compliance with various laws and regulations may incur significant costs, potentially affecting cash flow and distributions to shareholders[56]. - Debt financing poses risks, as the majority of assets are encumbered by non-recourse mortgage debt, potentially leading to cash flow issues for required payments[49]. - The company’s ability to sell properties and execute its strategic plan is crucial for debt reduction and financial performance[55].