Financial Performance - Net income attributable to Ingredion for year-to-date 2025 increased to $564 million from $552 million for year-to-date 2024, including a $90 million pre-tax gain from the sale of the South Korea business in February 2024 [88]. - Operating income increased 10 percent year over year to $796 million for year-to-date 2025 from $721 million for year-to-date 2024, driven by higher gross profit and lower restructuring charges [88]. - Gross profit increased 4 percent to $1,398 million for year-to-date 2025 from $1,342 million for year-to-date 2024, primarily due to lower corn and input costs [88]. - Net sales decreased 3 percent to $5,462 million for year-to-date 2025 from $5,630 million for year-to-date 2024, primarily due to lower price mix from lower raw material input costs [88]. - T&HS net sales increased 1 percent to $1,806 million for year-to-date 2025 from $1,785 million for year-to-date 2024, attributed to higher volumes and favorable foreign exchange impacts [116]. - F&II–LATAM net sales decreased 6 percent to $1,754 million for year-to-date 2025 from $1,866 million for year-to-date 2024, primarily due to lower volumes and unfavorable foreign exchange impacts [118]. - F&II–U.S./Canada net sales decreased 6 percent to $1,550 million for year-to-date 2025 from $1,644 million for year-to-date 2024, driven by lower volumes and unfavorable price mix [120]. Liquidity and Debt - Total available liquidity as of September 30, 2025, was $3.8 billion, including $1.4 billion in domestic liquidity and $2.4 billion in international liquidity [124][125]. - Total debt outstanding as of September 30, 2025, was $1.8 billion, with a weighted average interest rate of approximately 4.0 percent [126]. - The company anticipates sufficient liquidity from available cash balances, future cash flow from operations, and access to debt markets for at least the next twelve months [128]. - The company may need to raise additional capital or incur indebtedness for less predictable strategic initiatives, such as acquisitions [128]. Cash Flow and Capital Expenditures - Cash provided by operating activities decreased to $539 million year-to-date 2025 from $1,000 million year-to-date 2024, primarily due to a $487 million change in working capital [129]. - Capital expenditures for year-to-date 2025 were $298 million, up from $170 million in year-to-date 2024, with full-year capital investment commitments expected between $400 million and $425 million [130]. - Cash used for financing activities decreased to $340 million year-to-date 2025 from $601 million year-to-date 2024, reflecting the absence of commercial paper borrowings [131]. Shareholder Returns - Dividends paid increased slightly to $157 million year-to-date 2025 from $156 million year-to-date 2024, with the quarterly dividend rate rising to $0.82 per share from $0.80 [132]. - The company repurchased 1,036 thousand shares of common stock at a net cost of $134 million year-to-date 2025, compared to 762 thousand shares at a net cost of $87 million in year-to-date 2024 [131]. Other Information - The company entered into a new revolving credit agreement providing a five-year unsecured revolving credit facility with an aggregate principal amount of $1.0 billion, maturing on August 27, 2030 [127]. - The company received proceeds of $255 million from the sale of its South Korea business in year-to-date 2024, compared to $12 million in year-to-date 2025 [130]. - The company has not made any changes to its critical accounting policies and estimates during year-to-date 2025 [133].

Financial Performance - Net income for the quarter ended September 30, 2025, was $1,681 thousand, a decrease of 11.5% compared to $1,900 thousand for the same quarter in 2024[12]. - Basic earnings per share for the quarter ended September 30, 2025, was $0.26, compared to $0.28 for the same quarter in 2024, a decrease of 7.1%[12]. - The corporation reported a net income of $1,681,000 for the quarter ended September 30, 2025, compared to $1,900,000 for the same quarter in 2024, indicating a decrease of 11.6%[133]. - The corporation's diluted earnings per share for the quarter ended September 30, 2025, was $0.25, down from $0.28 in the same quarter of 2024, a decline of 10.7%[133]. - Total non-interest income decreased to $813 thousand for the quarter ended September 30, 2025, down from $899 thousand in the same quarter of 2024, a decline of 9.6%[12]. - Total non-interest expense increased to $7,634,000, up 1.48% from $7,523,000 year-over-year[12]. Assets and Liabilities - As of September 30, 2025, total assets decreased to $1,230,807 thousand from $1,245,613 thousand as of June 30, 2025, representing a decline of approximately 1.2%[10]. - Total liabilities decreased to $1,102,437 thousand as of September 30, 2025, from $1,117,068 thousand as of June 30, 2025, a reduction of approximately 1.3%[10]. - The company’s total stockholders' equity as of September 30, 2025, was $128,370 thousand, down from $128,545 thousand as of June 30, 2025, reflecting a decrease of 0.1%[10]. - Cash and cash equivalents at the end of the period were $49,407,000, a decrease from $48,193,000 year-over-year[20]. Interest Income and Expenses - Total interest income increased slightly to $14,146 thousand for the quarter ended September 30, 2025, compared to $14,075 thousand for the same quarter in 2024, reflecting a growth of 0.5%[12]. - Net interest income after recovery of credit losses rose to $9,556 thousand for the quarter ended September 30, 2025, up from $9,313 thousand in the same quarter of 2024, indicating a year-over-year increase of 2.6%[12]. - Cash paid for interest was $5,652,000, slightly up from $5,608,000 in the same quarter of 2024[20]. Credit Losses and Allowance - The allowance for credit losses (ACL) is calculated quarterly, reflecting management's estimates based on historical loss rates and current economic conditions[53]. - The total recoveries for the quarter were reported as $0, indicating no recoveries during this period[64]. - The ACL on loans as a percentage of gross loans held for investment is 0.56%, down from 0.61% in the previous year[64]. - The provision for credit losses is adjusted quarterly to maintain the ACL at appropriate levels based on historical loss experience and current conditions[62]. - The total current period gross charge-offs were reported as $1,365,000, indicating a significant increase compared to previous periods[51]. Loan Portfolio - Total loans held for investment amounted to $1,037,825,000, with single-family loans at $549,535,000, multi-family loans at $415,175,000, and commercial real estate loans at $71,010,000[38]. - Loans held for investment, net of fair value adjustments, totaled $1,041.8 million as of September 30, 2025, slightly down from $1,045.7 million on June 30, 2025[37]. - The total balance of non-owner occupied loans was $60,754,000, with 21% in Inland Empire and 48% in Southern California[43]. - The total commercial real estate portfolio amounted to $72,766,000, with 54% in Southern California and 27% in other regions[46]. Non-Performing Loans - As of September 30, 2025, the total recorded investment in non-performing loans was $1.892 million, down from $1.421 million on June 30, 2025, indicating a decrease in non-performing loans[71][73]. - The average recorded investment in non-performing loans for the quarter ended September 30, 2025, was $1.4 million, compared to $2.4 million for the same quarter in 2024, reflecting a significant reduction[75]. - Interest income recognized from non-performing loans for the quarter ended September 30, 2025, was $24,000, down from $39,000 in the same quarter of 2024[75][76]. Investment Securities - Total investment securities amounted to $105,401,000 as of September 30, 2025, with a fair value of $96,198,000, reflecting unrealized losses of $9,365,000[30]. - The total investment securities held to maturity amounted to $103,877,000, with a fair value of $94,654,000, reflecting unrealized losses of $9,365,000[30]. - The fair value of investment securities available for sale was $1,544,000 as of September 30, 2025, with $1,469,000 classified under Level 2[99]. Dividends and Shareholder Returns - Cash dividends of $0.14 per share were paid in the quarter ended September 30, 2025[15]. - The corporation's cash dividend declared on October 23, 2025, is $0.14 per share, payable on December 4, 2025[134].

Financial Position - Total assets increased by $17.9 million, or 0.6%, to $3.1 billion at September 30, 2025, compared to $3.0 billion at June 30, 2025[123]. - Total cash and cash equivalents decreased by $28.5 million, or 15.6%, to $154.6 million at September 30, 2025, down from $183.1 million at June 30, 2025[124]. - Total securities at carrying value were $1.14 billion as of September 30, 2025, reflecting a slight increase from $1.13 billion at June 30, 2025[127]. - Total deposits reached $2.7 billion at September 30, 2025, an increase of $83.4 million, or 3.2%, from $2.6 billion at June 30, 2025[148]. - Shareholders' equity increased to $248.2 million at September 30, 2025, compared to $238.8 million at June 30, 2025, driven by net income of $8.9 million[165]. Loan and Credit Quality - Net loans receivable rose by $42.3 million, or 2.6%, to $1.65 billion at September 30, 2025, from $1.61 billion at June 30, 2025[123]. - The allowance for credit losses on loans rose by $1.1 million, or 5.7%, to $21.3 million at September 30, 2025, attributed to increased loan volume and adjustments in the commercial real estate segment[129]. - The allowance for credit losses (ACL) on loans to total loans receivable was 1.27% at September 30, 2025, compared to 1.24% at June 30, 2025[141]. - Non-accrual loans and non-performing assets are monitored closely, with three loans modified in the last 12 months totaling an amortized basis of $2.9 million[144]. - Non-performing assets increased to $3.6 million at September 30, 2025, up from $3.1 million at June 30, 2025, representing a 16.1% increase[146]. Securities and Investments - Securities available-for-sale and held-to-maturity increased by $5.0 million, or 0.4%, to $1.137 billion at September 30, 2025[125]. - Total securities available-for-sale amounted to $350.1 million, representing 30.8% of the portfolio, while total securities held-to-maturity reached $787.1 million, or 69.2% of the portfolio[127]. - The commercial real estate loan portfolio totaled $1.09 billion, with non-owner occupied loans comprising 84.7% of this segment[133]. - Mortgage-backed securities represented 32.8% of the securities portfolio at September 30, 2025, with no exposure to sub-prime loans[125]. Income and Expenses - Net income for the three months ended September 30, 2025, was $8.9 million, an increase of $2.6 million or 41.3% compared to $6.3 million for the same period in 2024[184]. - Interest income rose to $31.6 million for the three months ended September 30, 2025, an increase of $3.9 million or 13.9% from $27.8 million in 2024[186]. - Net interest income increased by $4.4 million to $17.5 million for the three months ended September 30, 2025, compared to $13.1 million for the same period in 2024[191]. - Total noninterest expense rose by $511,000, or 5.4%, to $10.1 million for the three months ended September 30, 2025, compared to $9.6 million in 2024[201]. Capital and Regulatory Compliance - The Company met all applicable regulatory capital requirements at September 30, 2025[210]. - As of September 30, 2025, The Bank of Greene County reported total risk-based capital of $304,107 thousand, with a ratio of 16.7% compared to the required 8.0%[211]. - The Tier 1 risk-based capital for The Bank of Greene County was $281,354 thousand, representing a ratio of 15.5%, exceeding the required 6.0%[211]. - Greene County Commercial Bank's total risk-based capital as of September 30, 2025, was $124,630 thousand, with a significant ratio of 44.6% against the required 8.0%[211]. Interest Rates and Economic Conditions - The Federal Reserve raised its target benchmark interest rate by 525 basis points in 2022 and 2023, impacting market rates significantly[166]. - The effective tax rate increased to 12.9% for the three months ended September 30, 2025, from 6.4% in the prior year[202]. - The Company anticipates sufficient funds to meet current commitments and funding needs based on cash levels and available investments[209].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2025 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ______________ to ______________ Commission file number: 0-23636 HAWTHORN BANCSHARES, INC. (Exact name of registrant as specified in its charter) N/A (For ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2025 Commission File Number: 001-15092 TURKCELL İLETİŞİM HİZMETLERİ A.Ş. (Translation of registrant's name into English) Turkcell Küçükyalı Plaza Aydınevler Mahallesi İnönü Caddesi No:20 Küçükyalı Ofispark 34854 Maltepe Istanbul, Türkiye (Address of Principal Executive Offices) Indicate by check ...

Financial Performance - Net income for the three months ended September 30, 2025, was $75.060 million, compared to $15.753 million for the same period in 2024, representing a significant increase [158]. - Net income attributable to common shareholders for the nine months ended September 30, 2025, was $85.631 million, up from $20.140 million in 2024, indicating strong growth [158]. - Total revenues for the three months ended September 30, 2025, were $139.280 million, an increase of $14.191 million compared to $125.089 million in 2024 [166]. - Total revenues for the nine months ended September 30, 2025, increased by $38.1 million to $421.9 million, driven by rental revenue growth from the consolidation of three malls and acquisition of four malls [174]. - A total gain of $74.1 million was recognized on sales of real estate assets during the nine months ended September 30, 2025, compared to a $16.5 million gain in the prior-year period [183]. Revenue and Rental Growth - Rental revenues increased by $14.8 million for the three months ended September 30, 2025, primarily due to the consolidation of three malls and the acquisition of four malls [166]. - Rental revenues increased by $68.0 million during the current-year period, offset by $25.5 million from properties sold since the prior-year period [174]. - Rental revenues for the three months ended September 30, 2025, were $0.3 million higher, primarily due to increased minimum rents and percentage rents [189]. - The majority of revenues for the nine months ended September 30, 2025, were derived from malls (71.4%), followed by open-air centers (10.5%) and lifestyle centers (7.8%) [193]. Operating Expenses - Total operating expenses increased by $16.188 million for the three months ended September 30, 2025, primarily due to the consolidation and acquisition of malls [167]. - Total operating expenses increased by $44.1 million for the nine months ended September 30, 2025, primarily due to the consolidation of three malls and acquisition of four malls [175]. - General and administrative expenses rose by $2.4 million primarily due to fees related to the modification of a non-recourse bank loan [169]. - Depreciation and amortization expense increased by $7.574 million for the three months ended September 30, 2025, due to the addition of tangible and intangible assets from recent acquisitions [168]. - Depreciation and amortization expense rose by $45.7 million, mainly due to the addition of tangible and intangible assets from the consolidation and acquisition of malls [176]. Impairment and Losses - The company reported a loss on impairment of $1.736 million related to a land parcel sold below its carrying value during the three months ended September 30, 2025 [169]. - A loss on impairment of $3.2 million was recorded related to the sales of 840 Greenbrier Circle and a land parcel, sold for less than their carrying values [178]. Debt and Financing - As of September 30, 2025, the total outstanding debt was $2,679.4 million, with $2,676.6 million classified as non-recourse debt obligations [212]. - The weighted-average interest rate for total fixed-rate and variable-rate debt was 5.99% [216]. - A 0.5% increase in interest rates on variable-rate debt would increase annual interest expense by approximately $3.8 million [245]. - A 0.5% increase in interest rates would decrease the fair value of total debt by approximately $22.9 million, while a 0.5% decrease would increase the fair value by approximately $23.8 million [246]. - The company modified loans secured by various properties, increasing the principal balance on the 2032 non-recourse bank loan by $110.0 million to fund acquisitions [205]. Cash Flow and Dividends - Cash provided by operating activities increased to $169.5 million for the nine months ended September 30, 2025, up from $156.0 million in the prior year [208]. - Cash used in investing activities was $(73.8) million for the nine months ended September 30, 2025, primarily due to the acquisition of four malls [210]. - The company paid common stock dividends of $0.40 per share in Q1 and Q2 2025, and $0.45 per share in Q3 2025, along with a special dividend of $0.80 per share in Q1 2025 [206]. Occupancy and Leasing Activity - Portfolio occupancy as of September 30, 2025, was 90.2%, up from 89.3% in 2024, with total malls occupancy increasing to 87.6% from 86.4% [195]. - New leases signed in the three months ended September 30, 2025, totaled 203,948 square feet, compared to 143,207 square feet in the same period in 2024 [196]. - Total new and renewal leasing activity for 2025/2026 amounted to 807 leases covering 2,543,377 square feet, with an average initial rent of $38.70 PSF [200]. - The average rent spread for new leases commencing in 2025 was 31.8%, while renewal leases experienced a decline of 3.5% [200]. Joint Ventures and Affiliates - The company may enter into joint ventures to capitalize on land and development opportunities, earning development fees and management fees [227]. - The company guarantees joint venture debt to secure lower funding costs, resulting in higher returns for both the joint venture and the company [228]. - The company has ownership interests in 24 unconsolidated affiliates as of September 30, 2025 [226]. Accounting and Estimates - FFO is defined as net income excluding gains or losses on sales of depreciable properties, plus depreciation and amortization, providing a clearer picture of operating performance [232]. - The company evaluates its accounting estimates and assumptions regularly, which may impact the carrying values of assets and liabilities [230]. - There have been no material changes to the company's critical accounting policies during the nine months ended September 30, 2025 [231].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 South Carolina 57-1010751 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2025 ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from ____ to ____ Commission File Nu ...

Financial Performance - CBL Properties reported a 1.1% increase in same-center NOI for Q3 2025, with total same-center NOI reaching $101.3 million compared to $100.1 million in Q3 2024[9]. - Funds from Operations (FFO), as adjusted, per share for Q3 2025 was $1.55, slightly up from $1.54 in Q3 2024, while year-to-date FFO, as adjusted, per share was $4.94 compared to $4.78 for the same period in 2024[9]. - Total revenues for Q3 2025 reached $139.280 million, a 11.5% increase from $125.089 million in Q3 2024[49]. - Rental revenues increased to $134.786 million in Q3 2025, up 12.3% from $119.992 million in Q3 2024[49]. - Net income attributable to common shareholders for Q3 2025 was $74.267 million, compared to $15.865 million in Q3 2024, representing a significant increase of 367.5%[49]. - FFO (Funds From Operations) allocable to Operating Partnership common unitholders for Q3 2025 was $67.819 million, up 72.1% from $39.435 million in Q3 2024[51]. - Diluted earnings per share for Q3 2025 were $2.38, a substantial increase from $0.52 in Q3 2024[57]. - Total expenses for Q3 2025 were $109.415 million, compared to $93.227 million in Q3 2024, reflecting a 17.4% increase[49]. - The company reported a gain on sales of real estate assets of $51.228 million in Q3 2025, compared to $12.816 million in Q3 2024[49]. - The company recognized a loss on impairment of $1.736 million in Q3 2025, compared to no impairment loss in Q3 2024[49]. Occupancy and Leasing - Portfolio occupancy increased by 90 basis points to 90.2% as of September 30, 2025, compared to 89.3% a year earlier[9]. - Tenant sales per square foot for the same-center increased approximately 4.8% in Q3 2025, with a 12-month trailing figure of $432 per square foot, reflecting a 1.6% increase year-over-year[9]. - CBL executed over 972,000 square feet of leases in Q3 2025, with new leases showing a 70.6% increase in average rents compared to prior rents[9]. - The occupancy rate for total acquired properties was 93.0% as of September 30, 2025[101]. - In-line occupancy for total malls improved to 89.4% in 2025 from 88.0% in 2024, indicating a year-over-year increase of 1.4 percentage points[99]. - The in-line occupancy rate for Lifestyle Centers remained stable at 91.9% in 2025, slightly up from 91.8% in 2024[99]. - The in-line occupancy for Outlet Centers increased to 94.9% in 2025 from 94.1% in 2024, marking an improvement of 0.8 percentage points[100]. Debt and Financing - A new $43.0 million non-recourse loan was secured at a 5.9% interest rate, representing a 160-basis point improvement over the previous rate[20]. - The existing loan of $333.0 million was modified to include the acquisition properties, increasing the principal balance to $443.0 million with a fixed interest rate of 7.70% for the initial term[28]. - The company's share of consolidated and unconsolidated debt as of September 30, 2025, totaled $2,583,740,000, with a weighted-average interest rate of 5.99%[64]. - The company's share of unconsolidated affiliates' debt was $389,129,000 as of September 30, 2025[64]. - Total consolidated debt as of September 30, 2025, was $2,273,721,000, compared to $1,512,637,000 in 2024[78]. - Weighted-average interest rate on total consolidated debt was 6.02% as of September 30, 2025, compared to 5.38% in 2024[78]. - The company has a weighted-average interest rate of 7.29% on its consolidated and unconsolidated debt[86]. Guidance and Projections - CBL reaffirmed its FFO guidance for 2025 in the range of $6.98 - $7.34 per share, anticipating same-center NOI to change between (2.0)% to 0.5%[30]. - The estimated 2025 same-center NOI is projected to be between $410.1 million and $420.6 million, reflecting a potential decline of (2.0)% to growth of 0.5%[31]. - Expected diluted earnings per common share for 2025 are estimated between $3.21 and $3.57, with adjusted FFO per diluted share projected at $6.98 to $7.34[32]. - CBL's total estimated capital items for 2025 range from $137.5 million to $167.5 million, including maintenance capital and development expenditures[35]. Capital Expenditures and Investments - Total capital expenditures for the three months ended September 30, 2025, were $16,331,000, compared to $17,303,000 in 2024, while total capital expenditures for the nine months ended September 30, 2025, were $41,112,000, up from $35,119,000 in 2024[129]. - CBL's share of the total cost for the Mayfaire Town Center hotel development is $15,435,000, with an expected yield of 11.0% upon opening in August 2025[132]. - The company reported a net investment in real estate assets of $1,885,470,000 as of September 30, 2025, compared to $1,871,492,000 as of December 31, 2024[67]. Market Strategy and Future Plans - CBL's acquisition strategy included adding four dominant malls to its portfolio in July, enhancing its cash flow opportunities[12]. - The company is focusing on expanding its Lifestyle and Open-Air Centers to attract more local and regional customers[92]. - Future strategies include potential acquisitions and repositioning of properties to enhance overall portfolio performance[94]. - The company is focusing on market expansion and redevelopment strategies to enhance overall portfolio performance[104].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________ FORM 10-Q [X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2025 or [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIESEXCHANGE ACT OF 1934 For the transition period from ___________________ to___________________ COMMISSION FILE NUMBER001-14793 FIRST BANCORP. (EXACT NAME OF REGISTRANT AS SPECIFIEDIN ITS CHARTER) Puerto ...

Table of Contents SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2025 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from _______________ to _______________ Commission File No. 001-41899 NB Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 93-2560883 (Sta ...