Financial Performance - Q3 2025 net earnings were $109 million, with an EPS of $1.75; adjusted net earnings were $167 million, and adjusted EPS was $2.67[1]. - Net sales for Q3 2025 were $2.8 billion, up 1.4% year-over-year; for the first nine months of 2025, net sales were $8.1 billion, a decrease of 1.4% compared to the prior year[2]. - Consolidated net sales for the three months ended September 27, 2025, were $2,757.9 million, a slight increase from $2,719.0 million in the same period last year, reflecting a growth of 1.4%[24]. - Adjusted net earnings attributable to Mohawk Industries, Inc. for the three months ended September 27, 2025, were $166.5 million, compared to $184.0 million for the same period in 2024, a decrease of 9.1%[25]. - Adjusted diluted earnings per share for the three months ended September 27, 2025, were $2.67, down from $2.90 in the prior year, a decline of 7.9%[25]. - Consolidated operating income for the three months ended September 27, 2025, was $136.7 million, down from $212.3 million in the same period last year, a decrease of 35.5%[32]. - Adjusted gross profit for the three months ended September 27, 2025, was $699.0 million, compared to $711.3 million in the prior year, a decrease of 1.9%[30]. - Earnings before income taxes for the three months ended September 27, 2025, decreased to $132.1 million from $201.8 million for the same period in 2024, representing a decline of approximately 34.4%[34]. - Adjusted earnings before income taxes for the same period were $200.6 million, down from $229.4 million, reflecting a decrease of about 12.6%[34]. Cash Flow and Shareholder Returns - The company generated approximately $310 million in free cash flow during the quarter and repurchased 315,000 shares for about $40 million[6]. Cost Management and Restructuring - Annualized savings from new restructuring actions are expected to be approximately $32 million, contributing to a total of $110 million in savings for the year[5]. - The company is focusing on operational enhancements and technology advancements to lower costs without impacting long-term growth potential[4]. - Restructuring, acquisition, and integration-related costs amounted to $47.2 million in the latest quarter, significantly higher than $19.5 million in the prior year[34]. - Adjusted selling, general and administrative expenses as a percentage of net sales for the three months ended September 27, 2025, were 17.9%, compared to 17.3% in the prior year[31]. Taxation - Income tax expense for the three months ended September 27, 2025, was $23.3 million, compared to $39.8 million in the prior year, indicating a reduction of approximately 41.5%[35]. - Adjusted income tax expense decreased to $34.1 million from $45.4 million, a decline of about 25.5%[35]. - The adjusted income tax rate to adjusted earnings before income taxes improved to 17.0% from 19.8% year-over-year[35]. Market and Industry Outlook - The flooring industry is expected to benefit from declining interest rates, which should encourage increased home sales and remodeling over time[11]. Asset and Liability Management - Total assets increased to $13,620.5 million as of September 27, 2025, up from $13,313.2 million a year earlier, representing a growth of 2.3%[23]. - Total liabilities decreased to $5,279.5 million as of September 27, 2025, from $5,457.5 million a year earlier, a reduction of 3.3%[23]. - Net debt as of September 27, 2025, was $1,402.7 million, calculated as total debt of $1,918.9 million minus cash and cash equivalents of $516.2 million[26]. Supply Chain and Pricing Strategy - The company is addressing tariff impacts by optimizing the supply chain and implementing price adjustments on affected product categories[7]. - Material and energy expenses are improving from peak levels, although higher costs from earlier in the year will continue to affect Q4 earnings[3]. Non-GAAP Financial Measures - The company continues to utilize non-GAAP financial measures to provide insights into growth trends and long-term profitability, which may not be directly comparable to other companies[36]. - Certain items are excluded from non-GAAP revenue measures to avoid obscuring underlying business trends, including foreign currency transactions and the impact of acquisitions[37]. - Non-GAAP profitability measures exclude costs that are not indicative of core operating performance, such as restructuring and legal settlements[38].

Exhibit 99.1 World Kinect Corporation Reports Third Quarter 2025 Results MIAMI—October 23, 2025—World Kinect Corporation (NYSE: WKC) today reported financial results for the third quarter of 2025. Third Quarter 2025 Highlights Year-Over-Year Segment Profitability 1 • Gross profit of $250 million • GAAP net income of $26 million, or $0.46 per diluted share • Adjusted net income of $30 million, or $0.54 per diluted share • Adjusted EBITDA of $94 million • Generated $116 million of operating cash flow • Free c ...

Financial Performance - Revenue for Q3 2025 was $16.3 billion, a 9.1% increase from $14.97 billion in Q3 2024[227] - Operating (non-GAAP) earnings for Q3 2025 were $2.5 billion, up 16.8% from $2.16 billion in Q3 2024[230] - Diluted earnings per share from continuing operations were $1.84 in Q3 2025, compared to a loss of $0.34 in Q3 2024[240] - Gross profit margin increased to 57.3%, up 1.1 percentage points year-over-year[227] - Revenue for the nine months ended September 30, 2025, was $47.8 billion, a 5.9% increase from $45.2 billion in 2024[243] - Net income for the nine months ended September 30, 2025, was $4.993 billion, a 60.6% increase from $3.109 billion in 2024[245] - Diluted earnings per share from continuing operations increased by 59.7% to $5.27 in the first nine months of 2025[254] - Total revenue for Q3 2025 was $16.331 billion, a 9.1% increase from $14.968 billion in Q3 2024[262] - Total revenue for the nine months ended September 30, 2025, was $47,849 million, representing a year-over-year increase of 5.9%[264] Revenue Breakdown - Software revenue grew by 10.5% as reported, while consulting revenue increased by 3.3%[234] - Americas revenue increased by 9.3% as reported, while EMEA revenue rose by 14.6%[235] - Software revenue for the same period was $20,932 million, up 9.2% year-over-year, driven by strong growth in Hybrid Cloud and Automation[270] - Consulting revenue for the nine months was $15,706 million, a modest increase of 1.2% year-over-year, with Intelligent Operations showing a growth of 2.8%[276] - Hybrid Cloud revenue increased by 13.7% in Q3 2025, driven by strong demand for subscription offerings like OpenShift and Ansible[268] - Infrastructure revenue for Q3 2025 was $3,559 million, reflecting a 17.0% increase year-over-year, with Hybrid Infrastructure revenue growing by 28.2% to $2,263 million[285] Cash Flow and Expenses - The company generated $3.1 billion in cash from operations and $2.4 billion in free cash flow in Q3 2025[233] - Cash provided by operating activities was $3.1 billion in Q3 2025, an increase of $0.2 billion compared to Q3 2024[241] - Free cash flow for the first nine months of 2025 was $7.2 billion, an increase of $0.6 billion compared to the prior-year period[258] - Total expenses decreased by 24.8% in Q3 2025, primarily due to a prior-year pension settlement charge of $2.7 billion[237] - Total expense decreased by 24.8% year-over-year to $6,931 million for the three months ended September 30, 2025[300] Investments and Acquisitions - The company made significant investments in innovation, including the acquisition of HashiCorp in Q1 2025[256] - The company invested $7.9 billion in acquisitions during the first nine months of 2025, including the acquisition of HashiCorp[371] - The company completed six acquisitions in the first nine months of 2025, including HashiCorp, enhancing its hybrid cloud capabilities[354] Profitability Metrics - Operating (non-GAAP) pre-tax income from continuing operations was $3.0 billion, a 22.0% increase compared to Q3 2024[239] - Operating (non-GAAP) earnings for the first nine months of 2025 were $6.7 billion, an 11.5% increase from $5.994 billion in 2024[245] - The gross profit margin for Software increased to 83.5% for the first nine months of 2025, up 0.4 points compared to the prior year[273] - The gross profit margin for Infrastructure in Q3 2025 was 57.2%, an increase of 2.2 percentage points compared to the prior year, with segment profit rising 52.6% to $644 million[287] Tax and Debt - The effective tax provision for Q3 2025 was $686 million, compared to a tax benefit of $485 million in Q3 2024, influenced by a one-time charge from tax law changes[323] - Total debt rose to $63,115 million as of September 30, 2025, an increase of $8,142 million from December 31, 2024, due to debt issuances for liquidity[331] - The amount of unrecognized tax benefits as of September 30, 2025, was $9,325 million, which could favorably affect the company's effective tax rate if recognized[328] Market and Economic Outlook - The company expects technology to continue supporting overall economic growth and competitive advantage[231] - AI adoption is accelerating, with IBM's AI offerings focused on helping businesses scale AI and improve productivity through solutions like IBM watsonx[352] - The company faces various risks including economic downturns, innovation failures, and integration challenges from acquisitions[393]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39143 ALPINE INCOME PROPERTY TRUST, INC. (Exact name of registrant as specified in its charter) Maryland 84-2769895 ( ...

Metropolitan Bank Holding Corp. Reports Third Quarter 2025 Results Quarterly Net Interest Income Growth of 18.5% versus Prior Year Period Increase in Credit Reserves Impacted Third Quarter Results Financial Highlights Exhibit 99.1 Release: 4:05 P.M. October 23, 2025 212-365-6721 IR@MCBankNY.com NEW YORK, October 23, 2025 ‒ Metropolitan Bank Holding Corp. (the "Company") (NYSE: MCB), the holding company for Metropolitan Commercial Bank (the "Bank"), reported net income of $7.1 million, or $0.67 per diluted c ...

FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October, 2025 Commission File Number: 1-13546 STMicroelectronics N.V. UNITED STATES SECURITIESAND EXCHANGE COMMISSION Washington, D.C. 20549 WTC Schiphol Airport Schiphol Boulevard 265 1118 BH Schiphol Airport The Netherlands (Address of Principal Executive Offices) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Fo ...

Financial Performance - For the three months ended September 30, 2025, the company reported operating revenues of $6.9 billion, a record for the third quarter, despite a year-over-year decline in load factor[120]. - Revenue passengers carried decreased by 2.6% to 34,581,000 compared to 35,516,000 in the same period of 2024[115]. - Average passenger fare increased by 3.7% to $182.56 from $175.97 year-over-year[115]. - Operating income on a GAAP basis decreased by 7.9% to $35 million, while non-GAAP operating income increased by 31.3% to $42 million for the three months ended September 30, 2025[120]. - For the nine months ended September 30, 2025, net income on a GAAP basis decreased by 42.2% to $118 million compared to $204 million in 2024[121]. - Total operating revenues for third quarter 2025 reached a record $6.949 billion, up $79 million or 1.1% year-over-year, driven by a $63 million increase in passenger revenues[146]. - Net income for the three months ended September 30, 2025, was $54 million, down from $67 million in 2024[179]. - Operating income, excluding special items, increased by 31.3 percent to $42 million for the three months ended September 30, 2025, compared to $32 million in 2024[179]. - Net income, excluding special items, decreased by 34.8 percent to $58 million for the three months ended September 30, 2025, compared to $89 million in 2024[179]. Revenue and Cost Management - The company recorded a year-over-year increase in bag fee revenue, contributing to a $79 million increase in operating revenues[120]. - The Company expects fourth quarter 2025 unit revenues to increase by 1% to 3% year-over-year, with capacity up approximately 6%[131]. - The Company aims to achieve a $370 million cost reduction target for the year, with fourth quarter 2025 CASM-X projected to rise by 1.5% to 2.5%[132]. - Operating expenses per ASM, excluding fuel, increased by 2.3% to $12.25 for the three months ended September 30, 2025[115]. - Operating expenses, excluding fuel and oil expense and special items, increased by 3.2 percent to $5,576 million for the three months ended September 30, 2025[178]. - Operating expenses for the nine months ended September 30, 2025, increased by $74 million, or 0.4 percent, compared to the same period in 2024, with higher salaries and landing fees being the main contributors[165]. Fuel and Operational Efficiency - The estimated fuel cost per gallon for Q4 2025 is projected to be between $2.20 and $2.30[124]. - Fuel and oil expenses decreased by $86 million or 6.1% year-over-year, primarily due to lower jet fuel prices[151]. - The Company's available seat miles per gallon increased by 2.4% year-over-year, reflecting improved fuel efficiency from operating more -8 aircraft[153]. - The Company expects to consume approximately 550 million gallons of jet fuel in Q4 2025, with a one-cent per gallon change in fuel price affecting fuel and oil expenses by approximately $5.5 million[211]. - The Company discontinued its fuel hedging program in 2025, exposing it fully to fluctuations in fuel prices[211]. Shareholder Returns and Capital Management - The Company returned $439 million to shareholders in the third quarter 2025 through dividends and an accelerated share repurchase program[136]. - The Company repurchased $1.5 billion of its outstanding common stock through an accelerated share repurchase program in Q2 2025 and approved a new $2.0 billion share repurchase authorization on July 23, 2025[199]. - Capital expenditures for the nine months ended September 30, 2025, were $1.8 billion, an increase from $1.6 billion in the same prior year period, driven by higher delivery payment balances for future aircraft deliveries[196]. - The Company expects 2025 capital spending to be in the range of $2.5 billion to $3.0 billion, including additional aircraft deliveries and the impact of expected aircraft sales[197]. Debt and Financial Position - The Company's effective tax rate was 21.0 percent in Q3 2025, down from 24.0 percent in Q3 2024, primarily due to a deferred tax liability adjustment[161]. - The company reported total debt, including finance leases, of $5.921 billion as of September 30, 2025, down from $8.005 billion in 2024[184]. - Average invested capital decreased to $16.079 billion in 2025 from $19.443 billion in 2024[184]. - As of September 30, 2025, the Company had a working capital deficit of approximately $5.6 billion, primarily due to advance ticket sales and loyalty deferred revenue[202]. - The Company had unrestricted cash and short-term investments of $3.0 billion as of September 30, 2025, and a net book value of approximately $16.8 billion in unencumbered aircraft and aircraft-related assets[203]. Operational Changes and Future Outlook - The Company completed retrofits of over 400 aircraft for extra legroom seating and plans to begin retrofitting the Boeing 737-700 fleet in January 2026[133]. - The Company announced new service locations including St. Thomas and Knoxville, Tennessee, to expand its network[142]. - The Company updated its fleet planning to expect 53 -8 aircraft deliveries in 2025, up from a prior estimate of 47[143]. - The Company is dependent on Boeing and its suppliers for fleet plans and deliveries, which could impact operational strategies[210]. - The Company faces risks from external factors such as economic conditions, government regulations, and consumer behavior that could affect its operations[210]. Internal Controls and Compliance - The Company's disclosure controls and procedures were evaluated as effective as of September 30, 2025, providing reasonable assurance for timely reporting[215]. - There were no changes in the Company's internal control over financial reporting during the fiscal quarter ended September 30, 2025[216]. - The Company has agreements with credit card processors that involve financial risk due to the timing of cash flow related to air travel[213]. - The Company has no cash collateral exposure related to derivative counterparties as of September 30, 2025[212].

Exhibit 99.1 Provident Bancorp, Inc. Reports Net Income of $2.7 Million for the Quarter Ended September 30, 2025 Company Release 10/23/2025 Amesbury, Massachusetts — Provident Bancorp, Inc. (the "Company") (NasdaqCM: PVBC), the holding company for BankProv (the "Bank"), reported net income for the quarter ended September 30, 2025 of $2.7 million, or $0.16 per diluted share, compared to net income of $2.8 million, or $0.17 per diluted share, for the quarter ended June 30, 2025, and net income of $716,000, or ...

Financial Performance - Universal Insurance Holdings reported diluted GAAP earnings per share (EPS) of $1.38 and diluted adjusted EPS of $1.36 for Q3 2025, compared to a net loss of $0.57 in the prior year quarter[4] - The company achieved a 30.6% annualized adjusted return on common equity (ROCE) and a 33.4% annualized ROCE for the quarter, significantly improving from a loss of 16.3% in the prior year[4] - Net income available to common stockholders was $39.8 million, a turnaround from a net loss of $16.2 million in the prior year quarter[6] - The net income for the three months ended September 30, 2025, was $39.830 million, a significant recovery from a net loss of $16.163 million in the same period of 2024[26] - GAAP net income for Q3 2025 was $39.830 million, a significant recovery from a loss of $16.163 million in Q3 2024, with adjusted net income available to common stockholders at $39.110 million compared to a loss of $20.805 million in the prior year[33] - The diluted earnings per common share increased to $1.38 in Q3 2025 from a loss of $0.57 in Q3 2024, reflecting improved profitability[33] Revenue and Premiums - Total revenues for Q3 2025 were $401.0 million, up 3.5% year-over-year, while core revenue increased by 4.9% to $400.0 million[7] - Direct premiums written reached $592.8 million, reflecting a 3.2% increase from the prior year quarter, with a notable 22.2% growth in other states[8] - Net premiums earned rose to $359.676 million in Q3 2025, up from $345.736 million in Q3 2024, contributing to a total of $1.075590 billion for the nine months ended September 30, 2025, compared to $1.024719 billion for the same period in 2024[30] - Total revenues for the three months ended September 30, 2025, were $400.981 million, an increase from $387.554 million in the same period of 2024, representing a growth of 3.7%[26] Underwriting Performance - The combined ratio improved to 96.4%, down 20.5 points compared to the prior year quarter, indicating better underwriting performance[13] - The combined ratio improved to 96.4% in Q3 2025 from 116.9% in Q3 2024, indicating better underwriting performance[30] - The net loss ratio improved to 70.2%, down 21.5 points from the prior year quarter, attributed to the absence of significant hurricane activity[12] Assets and Liabilities - Total assets as of September 30, 2025, amounted to $3.089645 billion, an increase from $2.841861 billion as of December 31, 2024, indicating a growth of 8.7%[24] - The total liabilities increased to $2.594602 billion as of September 30, 2025, from $2.468611 billion as of December 31, 2024, representing a rise of 5.1%[24] - The company’s retained earnings increased to $699.448 million as of September 30, 2025, up from $596.853 million at the end of 2024, showing a growth of 17.2%[24] Shareholder Returns - The company repurchased approximately 347 thousand shares at a cost of $8.1 million during the quarter, with $7.1 million remaining under the current share repurchase authorization[14] - Book value per share increased by 24.7% year-over-year to $17.65, while adjusted book value per share rose by 18.9% to $18.74[4] - The book value per common share improved to $17.65 as of September 30, 2025, up from $14.15 a year earlier, indicating stronger equity position[34] Cash and Investments - Net investment income was $18.3 million, up from $15.4 million in the prior year quarter, driven by higher fixed income reinvestment yields[10] - Cash and cash equivalents increased to $405.114 million as of September 30, 2025, compared to $259.441 million as of December 31, 2024, reflecting a growth of 56.2%[24] Strategic Focus - The company plans to continue focusing on risk mitigation strategies to enhance financial stability and profitability amid potential catastrophic events and climate change impacts[22] Customer Metrics - Total policies in force increased to 883,888 as of September 30, 2025, compared to 844,539 a year earlier, indicating growth in customer base[30] - Total insured value rose to $385.003 million in Q3 2025 from $347.996 million in Q3 2024, reflecting an increase in coverage[30]

CONTACT: 7550 Wisconsin Ave, Suite 900 Amy Hopkins Bethesda, MD 20814 Vice President, Investor Relations Tel 202-774-3253 E-Mail: ahopkins@elmecommunities.com Fax 301-984-9610 www.elmecommunities.com October 23, 2025 Elme Communities Announces Third Quarter 2025 Results Elme Communities (the "Company" or "Elme") (NYSE: ELME), a multifamily REIT, reported financial and operating results today for the quarter ended September 30, 2025: Financial Results | | Three months ended September 30, | | | | | --- | --- ...