香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 會就本公告全部或任何部分內容而產生或因倚賴該等內容而引致的任 何 損 失 承 擔 任 何 責 任。 Bank of Zhengzhou Co., Ltd.* 鄭州銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） 董事長 中國河南省鄭州市 2025年10月30日 於 本 公 告 日 期，董 事 會 成 員 包 括 執 行 董 事 趙 飛 先 生 及 李 紅 女 士；非 執 行 董 事 張 繼 紅 女 士、劉 炳 恒 先 生 及 衛 志 剛 先 生；以 及 獨 立 非 執 行 董 事 李 小 建 先 生、王 寧 先 生、劉 亞 天 先 生 及 蕭 志 雄 先 生。 * 本行並非香港法例第155章《銀 行 業 條 例》所 指 認 可 機 構，不 受 限 於 香 港 金 融 管 理 局 的 監 督，並 無 獲 授 權 在 香 港 經 營 銀 行 及╱或 接 受 存 款 業 務。 – 1 – 重 要 內 容 提 示： – 2 – ...

Financial Performance - The company reported unaudited revenue of RMB 4,204,585,988.35 for the nine months ended September 30, 2025, representing an increase from RMB 4,108,678,447.31 in the same period of 2024, reflecting a growth of approximately 2.4%[7] - The operating loss for the nine months ended September 30, 2025, was RMB 309,963,948.76, an improvement compared to the operating loss of RMB 480,915,690.36 in the same period of 2024, indicating a reduction of about 35.5%[7] - The net loss for the nine months ended September 30, 2025, was RMB 238,624,494.93, which is a significant decrease from the net loss of RMB 459,891,571.18 in the same period of 2024, showing an improvement of approximately 48%[7] Assets and Liabilities - Total assets as of September 30, 2025, amounted to RMB 30,972,595,323.63, compared to RMB 30,675,356,744.13 as of December 31, 2024, reflecting a slight increase of about 1%[5] - Current assets increased to RMB 3,847,835,398.08 as of September 30, 2025, from RMB 2,929,413,239.06 as of December 31, 2024, representing a growth of approximately 31.3%[5] - The company's cash and cash equivalents rose to RMB 2,211,496,789.02 as of September 30, 2025, compared to RMB 1,447,387,217.47 as of December 31, 2024, marking an increase of about 52.8%[5] - Total liabilities increased to RMB 17,752,539,536.61 as of September 30, 2025, from RMB 17,219,478,699.01 as of December 31, 2024, indicating a rise of approximately 3.1%[6] Cash Flow and Financing - Operating cash flow for the nine months ended September 30, 2025, was RMB 1,289,128,267.42, a significant increase from RMB 485,191,349.97 in the same period of 2024, representing a growth of approximately 165.7%[8] - Cash inflow from operating activities totaled RMB 4,124,759,549.33, compared to RMB 3,930,008,605.58 in 2024, indicating an increase of about 4.9%[8] - Cash outflow for purchasing goods and services decreased to RMB 2,098,978,945.41 from RMB 2,623,604,440.12, reflecting a reduction of approximately 20%[8] - Cash flow from financing activities resulted in a net outflow of RMB 352,356,341.91 for 2025, contrasting with a net inflow of RMB 476,753,679.02 in 2024[9] - Total cash and cash equivalents at the end of September 2025 amounted to RMB 2,192,397,532.03, up from RMB 1,953,365,653.23 in 2024, marking an increase of about 12.2%[9] - Cash inflow from financing activities was RMB 6,723,610,511.72, slightly down from RMB 7,005,234,000.00 in the previous year, a decrease of approximately 4%[9] - Cash outflow for debt repayment increased to RMB 6,801,402,340.00 from RMB 6,201,400,000.00, representing an increase of about 9.7%[9] Investment Activities - Cash inflow from investment activities was RMB 18,557,811.16, compared to RMB 8,994,337.68 in 2024, indicating a growth of approximately 106.4%[8] - The net cash flow from investment activities showed a smaller outflow of RMB 171,885,529.63, compared to RMB 290,204,430.99 in 2024, a reduction of about 40.6%[8] Strategic Initiatives - The company issued RMB 1.5 billion in three-year medium-term notes in September 2023 to enhance its liquidity position[3] - The company is focusing on expanding its market presence and enhancing its operational efficiency through strategic initiatives[4] - The company plans to continue investing in new technologies and product development to drive future growth[4] Exchange Rate Impact - The impact of exchange rate changes on cash and cash equivalents was a decrease of RMB 186,664.61, slightly higher than the RMB 180,803.46 decrease in 2024[9]

Financial Performance - The company's operating revenue for the third quarter reached ¥2,026,903,912.14, representing a year-on-year increase of 120.55%[6] - Total profit for the third quarter was ¥811,342,079.47, up 103.93% compared to the same period last year[6] - Net profit attributable to shareholders was ¥635,504,516.56, reflecting a growth of 106.24% year-on-year[6] - Total operating revenue for the first three quarters of 2025 reached RMB 6,038,106,644.30, a significant increase from RMB 2,004,892,871.86 in the same period of 2024, representing a growth of approximately 201.5%[36] - Net profit for the first three quarters of 2025 was RMB 1,779,118,232.20, compared to RMB 401,862,636.67 in 2024, marking an increase of about 342.5%[37] - The company reported a net profit of ¥1,288,091,746.41 for the first three quarters of 2025, up from ¥247,607,210.87 in 2024, reflecting a growth of approximately 419.5%[51] - Total comprehensive income for the first three quarters of 2025 was RMB 2,356,872,355.22, up from RMB 1,004,037,342.32 in 2024, reflecting a growth of approximately 134.3%[38] - Total comprehensive income for the first three quarters of 2025 was ¥1,171,382,001.31, compared to ¥852,697,167.46 in 2024, indicating an increase of about 37.4%[54] Assets and Liabilities - The total assets at the end of the reporting period amounted to ¥189,324,970,981.32, an increase of 94.76% from the previous year[8] - The equity attributable to shareholders increased to ¥52,020,192,877.88, marking a significant rise of 179.91% year-on-year[8] - The company's total assets as of September 30, 2025, amount to 189,324,970,981.32 RMB, a significant increase from 97,208,143,600.76 RMB at the end of 2024[31] - The total liabilities as of September 30, 2025, are 136,797,889,132.39 RMB, compared to 78,260,127,254.77 RMB at the end of 2024[32] - The company’s total liabilities and shareholders' equity increased significantly, with total liabilities reaching RMB 136,797,889,132.39 in 2025 compared to RMB 78,259,127,254.77 in 2024[33] - The total liabilities as of September 30, 2025, were ¥82,615,563,123.50, compared to ¥77,047,868,352.91 at the end of 2024, indicating an increase of approximately 7.3%[48] Cash Flow - The net cash flow from operating activities for the year-to-date period was negative at -¥1,929,752,746.25, a decline of 114.87% compared to the previous year[6] - Net cash flow from operating activities for the first three quarters of 2025 was negative at RMB -1,929,752,746.25, a decline from a positive RMB 12,977,293,226.32 in 2024[41] - Cash inflow from operating activities for the first three quarters of 2025 was ¥6,999,961,050.04, a decrease from ¥19,279,434,552.10 in 2024[58] - Cash flow from investment activities generated a net inflow of ¥3,414,481,871.47 in 2025, compared to ¥2,185,598,976.94 in 2024, marking an increase of approximately 56.2%[59] - The net cash inflow from investment activities in 2025 included ¥22,274,778,919.89 received from other investment-related activities, which was not reported in 2024[42] Shareholder Information - The total number of common shareholders at the end of the reporting period is 91,934[23] - The largest shareholder, Wuxi Guolian Development (Group) Co., Ltd., holds 1,355,626,560 shares, accounting for 23.86% of total shares[23] - The number of A-share shareholders is 91,845, while H-share registered shareholders total 89[28] - The top ten shareholders collectively hold 38.52% of the company's shares, indicating a concentrated ownership structure[26] Investment and Income - The company attributed its performance growth to increased revenues from securities investment, brokerage services, and banking operations[14] - Net interest income reached approximately ¥103.77 million, a significant recovery from a loss of ¥128.62 million in the previous year[22] - Net commission and fee income rose by 145.34% to approximately ¥2.91 billion, driven by increased brokerage and investment banking revenues[22] - Investment income surged to approximately ¥2.80 billion, a significant improvement from a loss of ¥1.13 billion in the previous year[22] - Total investment income for the first three quarters of 2025 was RMB 2,804,351,832.40, compared to a loss of RMB -1,133,818,130.43 in 2024, indicating a significant recovery[36] Cash and Cash Equivalents - Cash and cash equivalents increased by 150.41% to approximately ¥38.59 billion due to the consolidation of newly acquired subsidiaries[20] - Cash and cash equivalents at the end of September 2025 totaled ¥52,285,514,981.49, compared to ¥29,636,650,468.44 at the end of 2024, marking an increase of about 76.2%[42] - The total cash and cash equivalents at the end of the third quarter of 2025 amounted to ¥28,394,316,695.80, slightly down from ¥28,583,447,018.64 in 2024[59]

Assets and Liabilities - As of September 30, 2025, the total current assets amounted to CNY 23,797,594,030.54, a decrease of 3.6% from CNY 24,682,022,976.20 at the beginning of the period[5] - Cash and cash equivalents increased to CNY 8,147,543,577.43, up by 8.7% from CNY 7,493,015,013.15[5] - Accounts receivable decreased to CNY 12,470,775,312.35, down by 9.7% from CNY 13,811,985,503.11[5] - Total non-current assets reached CNY 78,730,681,544.91, an increase of 3.5% from CNY 76,071,501,539.45[7] - Total assets amounted to CNY 102,528,275,575.45, up from CNY 100,753,524,515.65, reflecting a growth of 1.8%[7] - Current liabilities totaled CNY 26,704,601,713.81, a decrease of 2.3% from CNY 27,337,879,315.68[9] - Long-term borrowings decreased to CNY 25,841,097,624.39, down by 3.5% from CNY 26,786,747,890.47[11] - Total liabilities increased slightly to CNY 63,740,146,939.77 from CNY 63,282,792,351.45, indicating a growth of 0.7%[11] - The company’s total assets reached ¥102,528,275,575.45, up from ¥100,753,524,515.65, reflecting a growth of 1.76%[13] - Total liabilities amounted to ¥29,648,148,903.23, an increase from ¥28,299,848,598.20, representing a growth of 4.77%[35] - Current liabilities totaled ¥18,375,657,043.12, up from ¥17,036,430,736.07, indicating an increase of 7.87%[33] - Non-current liabilities remained relatively stable at ¥11,272,491,860.11, slightly up from ¥11,263,417,862.13[35] - The company's total equity increased to ¥35,116,917,491.27 from ¥33,065,753,571.40, reflecting a growth of 6.2%[37] Revenue and Profit - Total operating revenue for the period reached ¥15,271,627,185.10, an increase of 2.02% compared to ¥14,969,338,391.13 in the previous period[15] - Total operating costs amounted to ¥12,497,861,773.93, slightly up from ¥12,469,285,174.30, reflecting a marginal increase of 0.23%[15] - Operating profit for the period was ¥3,047,802,401.51, representing a growth of 8.56% from ¥2,807,103,612.46 in the prior period[17] - Net profit for the period was ¥2,463,335,975.26, down 5.41% from ¥2,604,024,972.32 in the previous period[19] - The total equity attributable to shareholders of the parent company increased to ¥37,470,689,283.86 from ¥36,175,953,311.40, marking a growth of 3.58%[13] - The company reported a decrease in other comprehensive income, with a net amount of ¥22,579,101.04 compared to a loss of ¥90,483,362.67 in the previous period[19] - Investment income for the period was ¥127,231,066.31, significantly higher than ¥16,060,675.60 in the prior period, indicating a substantial increase[17] - Total operating revenue for the period was ¥157,512,598.37, a decrease of 11.53% compared to ¥178,043,535.96 in the previous period[39] - Total operating costs increased to ¥864,005,701.93, up from ¥831,149,400.82, reflecting a rise of 3.5%[39] - Net profit for the period reached ¥3,275,918,194.16, compared to ¥3,072,641,613.91 in the previous period, marking an increase of 6.6%[41] - The company reported an investment income of ¥3,962,079,991.18, up from ¥3,693,300,583.84, showing a growth of 7.3%[39] - Total comprehensive income for the period reached ¥3,275,918,194.16, an increase of 6.6% compared to ¥3,072,641,613.91 in the previous period[45] Cash Flow - The cash flow from operating activities is yet to be detailed in the provided documents, indicating a need for further analysis[22] - Operating cash flow for the period reached ¥8,726,780,756.72, a significant increase of 121.5% compared to ¥3,934,719,705.31 in the previous period[23] - Cash inflow from operating activities totaled ¥21,656,177,439.16, up from ¥18,917,472,521.04, reflecting a growth of 9.8%[23] - Cash outflow from operating activities decreased to ¥12,929,396,682.44 from ¥14,982,752,815.73, indicating a reduction of 13.7%[23] - Investment activities generated a net cash flow of -¥5,305,760,209.41, worsening from -¥3,978,313,614.58 in the previous period[25] - Cash inflow from financing activities increased to ¥23,809,488,920.00, compared to ¥18,622,883,728.24, marking a rise of 27.5%[27] - The company reported a net cash outflow from financing activities of -¥2,801,400,512.69, compared to -¥137,629,571.81 in the previous period[27] - Cash inflows from operating activities totaled ¥2,146,607,751.11, down 48.3% from ¥4,156,879,630.68 in the previous period[47] - Net cash flow from operating activities improved to ¥685,637,372.43, compared to a negative cash flow of ¥1,328,116,842.66 in the previous period[47] - Cash inflows from investment activities amounted to ¥12,184,255,035.95, an increase of 22.4% from ¥9,950,943,715.10 in the previous period[49] - Net cash flow from investment activities was negative at ¥-1,191,415,740.44, a decline from a positive cash flow of ¥1,785,420,669.51 in the previous period[49] - Cash inflows from financing activities reached ¥18,370,460,000.00, up 77.5% from ¥10,366,000,000.00 in the previous period[49] - Cash outflows for debt repayment were ¥16,309,357,882.00, an increase of 52.5% compared to ¥10,698,146,312.00 in the previous period[51] - The ending cash and cash equivalents balance was ¥919,481,482.65, down from ¥1,083,248,268.62 in the previous period[51] - The company received ¥999,900,000.00 from investment contributions during the period[49] - The company reported a significant decrease in cash received from sales of goods and services, totaling ¥225,802,306.08, down 27% from ¥309,572,290.64 in the previous period[47] Future Plans - The company plans to continue expanding its market presence and investing in new technologies, although specific figures and timelines were not disclosed in the current report[22]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國光大銀行股份有限公司 China Everbright Bank Company Limited （於中華人民共和國註冊成立的股份有限公司） （股份代號：6818） 2025年第三季度報告 中國光大銀行股份有限公司（「本公司」）董事會（「董事會」）謹此宣佈本公司及其附屬公司 截至2025年9月30日止第三季度（「報告期」），根據國際財務報告會計準則編制的未經審計 業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第XIVA部及《香港聯合交易所 有限公司證券上市規則》第13.09條的要求作出。 中國光大銀行股份有限公司 董事會 中國 • 北京 2025年10月30日 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為 吳利軍先生、崔勇先生、曲亮先生、朱文輝先生、姚威先生、張銘文先生及李巍先生； 以及獨立非執行董事為邵瑞慶先生、洪永淼先生、李引泉先生、劉世平先生、黃志凌先 ...

遼 寧 港 口 股 份 有 限 公 司（「本公司」）董 事 會（「董事會」）謹 此 公 佈 本 公 司 截 至 二 零 二 五 年 九 月 三 十 日 止 九 個 月 之 季 度 未 經 審 計 業 績（「二零二五年 第三季度報告」），該 業 績 乃 根 據 中 國 會 計 準 則 而 編 製。本 報 告 乃 依 據 香 港 聯 合 交 易 所 有 限 公 司 證 券 上 市 規 則（「上市規則」）第13.09條及第13.10B 條 以 及《證 券 及 期 貨 條 例》（香 港 法 律 第571章）第XIVA部 內 幕 消 息 條 文（按 上 市 規 則 所 定 義）發 佈。 二零二五年第三季度報告以中英文兩種語言撰寫，如兩種語言存在歧義， 以 中 文 為 準。 重 要 內 容 提 示： 公司董事會及董事、高級管理人員保證季度報告內容的真實、準確、完整， 不存在虛假記載、誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示，概 不對因本公告全部 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部 或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 下文載列截至2025年9月30日止九個月（「報告期」）招商證券股份有限公司（「公司」 或「招商證券」）及其附屬公司的2025年第三季度報告。該報告所載的財務報告乃根 據中國企業會計準則編製，且未經審計。 本公告以中英文兩種語言編製。如中英文版本有任何歧義，概以中文版本為準。 承董事會命 招商證券股份有限公司 霍達 董事長 （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：6099） 2025年第三季度報告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.09條及第13.10B條及香 港法例第571章證券及期貨條例第XIVA部作出。 中國深圳，2025年10月30日 於本公告日期，本公司執行董事為霍達先生及朱江濤先生；本公司非執行董事 為羅立女士、劉振華先生、劉輝女士、李德林先生、李曉霏先生、黃堅先生、 張銘文先生及丁璐莎女士；以及本公司獨立非執行董事為 ...

Financial Performance - Total operating revenue for Q3 2025 was CNY 1,347,557,653, representing a year-on-year increase of 3.57%[7] - The total profit for the period was a loss of CNY 614,742,885, with a cumulative loss of CNY 2,117,139,906 year-to-date[7] - Net profit attributable to shareholders for Q3 2025 was a loss of CNY 588,342,675, with a cumulative loss of CNY 2,173,756,917 year-to-date[7] - Basic and diluted earnings per share for Q3 2025 were both CNY -0.18, with year-to-date figures at CNY -0.65[7] - The weighted average return on net assets was -7.52% for the reporting period and -25.24% year-to-date[7] - Total operating revenue for the first three quarters of 2025 was 4,366,877,339, compared to 4,730,946,624 in the same period of 2024, representing a decrease of approximately 7.7%[32] - Net profit for the first three quarters of 2025 was -2,330,960,103, compared to -1,052,709,814 in 2024, reflecting a deeper loss year-over-year[34] - Basic and diluted earnings per share for the first three quarters of 2025 were both -0.65, compared to -0.28 in the same period of 2024, indicating a worsening financial performance[37] - The total profit for the first three quarters of 2025 was 2,117,139,906, compared to -910,428,265 in 2024, showing a significant improvement in profit margins[34] Cash Flow - The net cash flow from operating activities for the year-to-date period was CNY 1,107,080,362, showing a significant increase of 114.45%[7] - Cash received from sales and services increased, contributing to the positive cash flow from operating activities[16] - Operating cash inflow for the first three quarters of 2025 reached RMB 5,456,892,004, a 12.4% increase from RMB 4,852,689,032 in the same period of 2024[38] - Cash outflow from operating activities totaled RMB 4,349,811,642 in 2025, slightly up from RMB 4,336,458,015 in 2024, resulting in a net cash flow from operating activities of RMB 1,107,080,362[39] - The company reported a negative net cash flow from operating activities of CNY -29,787,143 for the first three quarters of 2025[53] Assets and Liabilities - Total assets at the end of the reporting period were CNY 44,730,906,672, down 8.42% from the previous year-end[10] - Total current assets amounted to RMB 33.396 billion as of September 30, 2025, compared to RMB 37.039 billion as of December 31, 2024[26] - Total liabilities reached CNY 34,644,728,212 as of September 30, 2025, compared to CNY 37,074,445,175 as of December 31, 2024, representing a decline of approximately 6.56%[29] - Current liabilities totaled CNY 15,539,897,931 as of September 30, 2025, down from CNY 16,251,327,379 as of December 31, 2024, indicating a reduction of about 4.38%[28] - The total equity attributable to shareholders was CNY 7,525,340,978 as of September 30, 2025, down from CNY 9,699,142,595 as of December 31, 2024, a decrease of about 22.49%[30] - Total non-current assets amounted to CNY 11,335,101,571 as of September 30, 2025, compared to CNY 11,802,870,856 as of December 31, 2024, reflecting a decrease of approximately 3.96%[27] Revenue Segments - The company reported a significant decrease in revenue from the real estate development segment, impacting overall profitability[16] - The total operating revenue for the conference center and commercial properties reached RMB 429.71 million, with a total construction area of 367,900 square meters[22] - The hotel segment generated an operating revenue of RMB 556.05 million, with a total construction area of 346,800 square meters[22] - The office and comprehensive commercial segment achieved an operating revenue of RMB 507.93 million, with a total construction area of 578,500 square meters[22] - The apartment segment reported an operating revenue of RMB 198.86 million, with a total construction area of 184,300 square meters[22] Investment and Expenses - Research and development expenses for the first three quarters of 2025 were 2,989,412, while no R&D expenses were reported for the same period in 2024, indicating a strategic focus on innovation[32] - Other income for the first three quarters of 2025 was 26,613,703, down from 50,310,065 in 2024, reflecting a decline of approximately 47%[32] - Tax expenses for the first three quarters of 2025 were 213,820,197, compared to 142,281,549 in 2024, representing an increase of about 50%[34] - The company reported investment income of 31,467,979 for the first three quarters of 2025, compared to 32,907,914 in 2024, indicating a slight decrease[32] - The company experienced a net impairment loss of 72,907,152 in the first three quarters of 2025, compared to a loss of 143,168,208 in 2024, showing an improvement in asset management[34]

Financial Performance - The company's operating revenue for the third quarter was CNY 97,561,053, a decrease of 14.25% compared to the same period last year[9]. - The total profit for the quarter was CNY 1,742,502, reflecting a decline of 46.15% year-over-year[9]. - Net profit attributable to shareholders was CNY 870,881, down 67.52% from the previous year[9]. - The net profit after deducting non-recurring gains and losses was CNY 724,185, a decrease of 69.88% compared to the same period last year[9]. - The company reported a total profit for the year-to-date of CNY 7,021,651, down 21.26% compared to the same period last year[9]. - Net profit attributable to shareholders decreased by 41.88% due to continued decline in steel industry demand and external factors affecting the construction industry[13]. - Net profit attributable to shareholders, excluding non-recurring gains and losses, decreased by 45.74% year-to-date[13]. - Basic earnings per share for the quarter were CNY 0.04, down 69.23% year-over-year[9]. - Basic earnings per share decreased by 45.83% year-to-date, reflecting the impact of reduced profits[13]. - Total profit for the reporting period decreased by 46.15% compared to the same period last year[14]. - Net profit attributable to shareholders for the reporting period decreased by 67.52% year-on-year[14]. - Net profit attributable to shareholders, excluding non-recurring gains and losses, decreased by 69.88% for the reporting period[14]. - Basic earnings per share for the reporting period decreased by 69.23% year-on-year[14]. - Diluted earnings per share for the reporting period decreased by 69.23% year-on-year[14]. - Total operating revenue for the first three quarters of 2025 was RMB 335,093,765, a decrease of 18.8% compared to RMB 412,617,474 in the same period of 2024[31]. - Net profit for the first three quarters of 2025 was RMB 5,388,364, down 30.0% from RMB 7,699,234 in the first three quarters of 2024[32]. - Operating profit decreased to RMB 7,110,115 in 2025 from RMB 8,921,740 in 2024, reflecting a decline of 20.3%[32]. - Basic earnings per share for the first three quarters of 2025 were RMB 0.13, down from RMB 0.24 in 2024, a decrease of 45.8%[33]. - Total comprehensive income for the first three quarters of 2025 was RMB 5,254,846, compared to RMB 7,403,428 in 2024, reflecting a decline of 29.0%[33]. - The net profit for the first three quarters of 2025 was CNY 560,447,000, down from CNY 819,171,000 in the same period of 2024[50]. Assets and Liabilities - The total assets at the end of the reporting period were CNY 873,007,755, an increase of 8.04% from the previous year[9]. - The company's total assets were RMB 873.01 billion, an increase from RMB 808.02 billion at the end of 2024[28]. - The company's current assets totaled RMB 656.90 billion, up from RMB 599.77 billion at the end of 2024[26]. - The company's total liabilities amounted to RMB 687.18 billion, compared to RMB 625.68 billion at the end of 2024[28]. - The company's total current assets increased to CNY 89,333,501,000 as of September 30, 2025, from CNY 82,687,765,000 at the end of 2024[43]. - The company's total liabilities increased to CNY 71,840,714,000 as of September 30, 2025, compared to CNY 64,022,791,000 at the end of 2024[44]. Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 282,523[16]. - The largest shareholder, China Minmetals Corporation, holds 44.26% of the shares[17]. - The company has a significant shareholder relationship, with China Minmetals Corporation and China Metallurgical Group Corporation acting in concert[20]. Cash Flow - The cash flow from operating activities was negative at CNY (19,391,096) for the year-to-date[9]. - Cash flow from operating activities showed a net outflow of RMB 19,391,096 in 2025, compared to a net outflow of RMB 30,735,612 in 2024, indicating an improvement[37]. - Cash inflow from investment activities totaled RMB 4,461,740 in 2025, significantly higher than RMB 1,143,924 in 2024[38]. - Cash flow from financing activities generated a net inflow of RMB 21,103,343 in 2025, compared to RMB 25,562,222 in 2024, showing a decrease of 17.5%[39]. - Cash and cash equivalents at the end of the first three quarters of 2025 amounted to $2,601,237, compared to $673,916 at the end of the same period in 2024[56]. - The company's cash and cash equivalents were RMB 51.53 billion, slightly down from RMB 52.56 billion at the end of 2024[26]. - The company's cash and cash equivalents at the end of September 2025 were CNY 43,617,771,000, compared to CNY 25,835,774,000 at the end of September 2024[40]. Contracts and New Business - The total new contracts signed by the company in the first three quarters of 2025 amounted to RMB 760.67 billion, a decrease of 14.7% compared to the same period last year[22]. - The new overseas contracts signed reached RMB 66.90 billion, representing a growth of 10.1% year-on-year[22]. Research and Development - Research and development expenses for the first three quarters of 2025 were RMB 9,961,687, down from RMB 11,900,695 in 2024, a reduction of 16.3%[31]. Operating Costs - The company reported a decrease in total operating costs to RMB 323,536,258 in 2025 from RMB 399,938,098 in 2024, a decline of 19.1%[31].

Financial Performance - Net profit attributable to shareholders for the first three quarters of 2025 was RMB 53.39 billion, a year-on-year increase of 3.02%[16] - Operating income for the first three quarters of 2025 was RMB 156.26 billion, a decrease of 3.43% compared to the same period last year[16] - The net interest margin was 1.63%, down 0.16 percentage points year-on-year, but improved by 0.02 percentage points quarter-on-quarter[16] - Non-interest income was RMB 48.56 billion, a decline of 6.34% year-on-year, with fee and commission income increasing by 5.75% to RMB 25.69 billion[16] - Operating expenses decreased by 4.23% year-on-year to RMB 46.45 billion, resulting in a cost-to-income ratio of 29.72%, down 0.25 percentage points year-on-year[16] - Interest income for the nine months ended September 30, 2025, was RMB 215,605 million, a decrease of 7.7% compared to RMB 233,709 million in the same period of 2024[67] - Net interest income for the same period was RMB 107,702 million, down 2.1% from RMB 109,971 million year-over-year[67] - The bank's net profit for the nine months ended September 30, 2025, was RMB 54,267 million, representing a 3.3% increase from RMB 52,531 million in the same period of 2024[68] - Basic earnings per share for the nine months ended September 30, 2025, was RMB 0.89, down from RMB 0.94 in the previous year[67] Asset and Liability Management - As of September 30, 2025, total assets reached RMB 9,898.13 billion, an increase of 3.83% compared to the end of 2024[8] - The total liabilities amounted to RMB 9,055.94 billion, an increase of 3.79% from the end of 2024[8] - The total equity attributable to shareholders was RMB 823.32 billion, reflecting a growth of 4.31% compared to the end of 2024[8] - The group's risk-weighted assets amounted to RMB 7,542,130 million, reflecting a 6.70% increase year-over-year[52] - The liquidity coverage ratio was reported at 127.60%, significantly lower than 218.13% at the end of the previous year[56] Loan and Deposit Growth - The total amount of loans and advances was RMB 5,782.48 billion, reflecting a growth of 1.09% from the end of 2024[8] - Customer deposits totaled RMB 6,067.33 billion, up 5.00% from the end of 2024[8] - The bank's general corporate loan balance reached RMB 2,974.28 billion, an increase of RMB 294.61 billion, or 10.99% year-on-year[17] - The long-term loans for the manufacturing sector grew by 15.44% to RMB 347.04 billion, while loans for strategic emerging industries and private economy increased by 13.14% to RMB 728.59 billion and 6.01% to RMB 1,428.28 billion, respectively[17] - The bank's personal loan balance (excluding credit cards) reached RMB 1,830.42 billion, an increase of RMB 15.01 billion compared to the end of the previous year[18] Digital and Technological Advancements - The bank's debit card quick payment transaction volume increased by 6.46% quarter-on-quarter in Q3 2025, while transaction amounts rose by 7.12%[21] - Credit card online transaction volume increased by 11.47% quarter-on-quarter in Q3 2025, with credit card loan balance reaching RMB 464.26 billion, an increase of RMB 5.80 billion from the end of Q2[21] - The bank's automated operations have improved review efficiency by 30%, enhancing overall operational effectiveness[28] - The bank's digital transformation strategy has led to an 18% reduction in average demand output time compared to the second quarter[35] Wealth Management and Investment - The bank's retail management asset balance (including market value) reached 5.26 trillion yuan, an increase of 12.12% compared to the end of the previous year[30] - The bank's wealth management business revenue grew by 13.59% year-on-year, with the total wealth management scale reaching CNY 326.574 billion, a 51.71% increase from the end of the previous year[38] - The number of wealth management clients increased to 10.92 million, a growth of 9.44% year-on-year[41] - The company created investment returns of CNY 33.71 billion for clients in the first nine months of 2025, a year-on-year increase of 15.15%[41] Risk Management and Capital Adequacy - The non-performing loan balance was CNY 66.94 billion, an increase of CNY 0.45 billion from the previous year-end, with a non-performing loan ratio of 1.16%[46] - The core tier one capital adequacy ratio was 9.59%, a decrease of 0.13 percentage points from the previous year-end[50] - The provision coverage ratio was 204.16%, a decrease of 5.27 percentage points from the previous year-end[47] - The capital adequacy ratio stood at 13.01%, down 0.35 percentage points from the previous year[52] Shareholder Information - The total number of ordinary shareholders reached 125,823, with A-share shareholders accounting for 101,048[57] - The largest shareholder, China CITIC Financial Holdings, holds 64.75% of the shares[58] - CITIC Financial Holdings Co., Ltd. holds a total of 36,610,129,412 shares, accounting for 65.79% of the total shares, including 33,264,829,933 A-shares and 3,345,299,479 H-shares[4]