Clarification Announcement on Interim Results Non-IFRS Measures The announcement clarifies Non-IFRS adjusted operating and net losses for the six months ended June 30, 2024, contrasting with prior period profits Non-IFRS Reconciliation Table | Metric (RMB thousands) | For the six months ended June 30, 2024 | For the six months ended June 30, 2023 | | :--- | :--- | :--- | | Operating (Loss)/Profit | (34,084) | 7,725 | | Non-IFRS Adjusted Operating (Loss)/Profit | (31,549) | 9,226 | | Net Loss | (48,129) | (6,211) | | Non-IFRS Adjusted Net (Loss)/Profit | (34,102) | 3,898 | Liquidity, Financial Resources, and Gearing Ratio The announcement revises comparative disclosures for the Group's liquidity, financial resources, and gearing ratio, showing net cash of RMB 192 million and a significant decrease in gearing ratio to 7.2% as of June 30, 2024 Net Cash Position (RMB millions) | Metric | As of June 30, 2024 | As of December 31, 2023 | | :--- | :--- | :--- | | Cash and Cash Equivalents | 271 | 349 | | Borrowings | (79) | (160) | | Net Cash | 192 | 189 | - The Group's gearing ratio (total borrowings/total assets) decreased from 13.8% as of December 31, 2023, to 7.2% as of June 30, 20244 Borrowings Maturity Profile (RMB thousands) | Metric | As of June 30, 2024 | As of December 31, 2023 | | :--- | :--- | :--- | | Within one year | 77,328 | 100,804 | | One to two years | 1,328 | 59,684 | | Total Borrowings | 78,656 | 160,488 | - For the six months ended June 30, 2024, the annual interest rate for borrowings ranged from 3.1% to 6.5%, a narrower range compared to 3.3% to 8.04% in the prior period4 Significant Investments, Acquisitions, and Disposals The announcement clarifies that for the six months ended June 30, 2024, the Group had no significant investments, capital asset acquisition plans, or major acquisitions or disposals of subsidiaries - For the six months ended June 30, 2024, the Group had no significant investments or specific plans for major investments or capital asset purchases5 - For the six months ended June 30, 2024, the Group had no significant acquisitions or disposals of subsidiaries5 Contingent Liabilities The announcement clarifies that as of June 30, 2024, the Group had no significant contingent liabilities, consistent with December 31, 2023 - As of June 30, 2024, the Group had no significant contingent liabilities5 Employees and Remuneration Policy The announcement revises comparative data for employees and remuneration policy, showing a slight increase in employee count to 367 but a 21.7% decrease in total staff costs for the six months ended June 30, 2024 Employee and Staff Cost Data | Metric | 2024 H1 / June 30 | 2023 H1 / December 31 | | :--- | :--- | :--- | | Number of Employees | 367 (as of 2024/6/30) | 360 (as of 2023/12/31) | | Total Staff Costs (RMB) | Approx. RMB 52.7 million (for the six months ended 2024/6/30) | Approx. RMB 67.3 million (for the six months ended 2023/6/30) |
51信用卡(02051) - 2024 - 中期业绩