Financial Performance - For the nine months ended September 30, 2024, interest income was RMB 149,899,000, a decrease of 17% from RMB 180,392,000 in the same period of 2023[2] - Net interest income for the same period was RMB 119,628,000, down 17% from RMB 143,607,000 year-on-year[2] - The company reported a profit before tax of RMB 82,347,000, a decline of 30% compared to RMB 117,566,000 in the previous year[2] - The net profit for the nine months was RMB 60,512,000, representing a decrease of 31% from RMB 87,571,000 in the same period last year[2] Assets and Liabilities - Total assets as of September 30, 2024, were RMB 2,616,846,000, a slight decrease from RMB 2,657,317,000 at the end of 2023[3] - Total liabilities decreased to RMB 580,620,000 from RMB 654,603,000 at the end of 2023, reflecting a reduction of approximately 11%[3] - Cash and cash equivalents increased to RMB 35,675,000 from RMB 17,478,000, indicating a significant improvement in liquidity[3] - The company’s net assets rose to RMB 2,036,226,000 from RMB 2,002,714,000, showing a growth of about 2%[3] Accounting and Audit - The company maintained the same accounting policies as disclosed in the 2023 annual report, adhering to applicable new international financial reporting standards[4] - The audit committee has reviewed the unaudited consolidated results for the nine months ended September 30, 2024[4]
佐力小贷(06866) - 2024 Q3 - 季度业绩