Sezzle (US:SEZL)2025-02-25 21:02Revenue and Income Projections - Sezzle anticipates exceeding 2024 revenue and income guidance, with total revenue expected to grow by 55% from $159.4M in 2023[2] - Net income for 2024 is projected to exceed $71.5M, up from $7.1M in 2023[2] - Adjusted net income for 2024 is expected to exceed $58.0M, compared to $5.6M in 2023[2] - Net income per diluted share is expected to exceed $12.05, compared to $1.25 in 2023[2] - Adjusted net income per diluted share is projected to exceed $9.80, up from $0.99 in 2023[2] Financial Performance Metrics - Total revenue less transaction-related costs as a percentage of total revenue is projected to meet the 55.0% target, up from 50.8% in 2023[2] - Operating income for the twelve months ended December 31, 2023, was $22.2M, with total revenue less transaction-related costs at $80.994M[4] - Adjusted net income for the twelve months ended December 31, 2023, was $5.621M, with adjusted net income per diluted share at $0.99[4] Business Model and Consumer Impact - Sezzle's payment platform aims to financially empower the next generation by offering interest-free installment plans, increasing purchasing power for millions of consumers[5] Risks and Challenges - The company's forward-looking statements highlight potential risks, including regulatory scrutiny in the BNPL industry, competitive pressures, and macroeconomic impacts on consumer spending[9]